How Can I Make My Eagan, MN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Eagan, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Eagan, MN Home Insurance Coverage Levels | Back to Top
| Eagan, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ocala Ln, Lockwood Dr, Bluestone Ln, Pontiac Pl, Westminster Cir, Jurdy Ct N, Thomas Center Dr, Doneene Ln, Donegal Way, River Bluff Dr | $209,000 | $170,000 | $200,000-$250,000 | $258,000 | $240,000 | $200,000-$250,000 |
| Tiffany Pt, River Bluff Rd, Turquoise Cir, Hazel Ct, Glacier Dr, Violet Ln, Neil Armstrong Blvd, Red Fox Rd, Inland Rd, Gold Cir | $134,500 | $120,000 | $150,000-$175,000 | $113,000 | $110,000 | $100,000-$125,000 |
| Denmark Ct W, Jan Echo Trl, Thorwood Ct, Argenta Trl, Elrene Rd, Glory Dr, Lone Oak Cir, Birch Pond Pl, N Woodgate Ln, Lakeshore Ter | $171,000 | $160,000 | $150,000-$175,000 | $153,000 | $130,000 | $125,000-$150,000 |
| Caylin Ct, Poppler Ln, Prairie Cir E, Ellie Ct, S Hills Dr, Wildflower Way, Quarry Ct, Mendota Heights Cir, Pondview Dr, Amber Dr | $215,500 | $180,000 | $175,000-$200,000 | $140,500 | $130,000 | $150,000-$175,000 |
| Wilderness Run Cir, Sheffield Ln, Windtree Ct, Nauvoo Ln, Thames Cir, Richard Ln, Hazeltine Ln, Four Seasons Dr, Sherman Ct, Federal Dr | $307,500 | $250,000 | $300,000-$350,000 | $218,500 | $180,000 | $200,000-$250,000 |
| Medary Ave, Golden Meadow Ct, Ballantrae Rd, Snowflake Dr, City View Dr, Rosa Ct, Dresden Ct, Waterview Cove, Woodland Trl, Riverton Cir | $166,000 | $150,000 | $175,000-$200,000 | $93,000 | $70,000 | $75,000-$100,000 |
| Four Seasons Ct, Lancaster Ln, Whispering Ct, Lexington Way, Ridge Cliff Dr, Copper Ln, Overhill Rd, Suncrest Ct, Wilderness Run Rd, Berkshire Way | $183,500 | $160,000 | $200,000-$250,000 | $181,000 | $170,000 | $150,000-$175,000 |
| Bridle Ridge Rd, Clover Ln, Golfview Dr, Onyx Pt, Augusta Ln, Wellington Way, Denmark Trl W, Kennet Cir, Arlene Ct, Cochrane Ave | $365,000 | $320,000 | $300,000-$350,000 | $220,000 | $200,000 | $200,000-$250,000 |
| Holiday Ln, N Ridge Rd, Johnny Cake Ridge Way, Havenhill Rd, Mohican Ct, Danbury Trl, Surrey Heights Dr, Park Knoll Dr, Murphy Pkwy, Blue Jay Way | $315,500 | $290,000 | $300,000-$350,000 | $247,500 | $210,000 | $200,000-$250,000 |
| Overland Cir, Northview Dr, Whispering Way, Sibley Hills Dr, N Ridge Dr, Garnet Ln, Gabbert Cir, Sapphire Pt, Beacon Hill Ct, Taconite Pt | $191,500 | $170,000 | $175,000-$200,000 | $221,500 | $190,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Eagan, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$210 | $1,025 |
| Superior Protection Discount | -$123 | $1,111 |
| Fire & Security Discount | -$123 | $1,111 |
| Hail Resistant Roof Discount | -$25 | $1,210 |
| Newly Constructed Home Discount | -$309 | $926 |
Choose the Right Deductible for your Eagan, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dakota County | $700 | $1,198 | $1,898 | $871 | $1,571 | $327 |
| Eagan, MN | $2,000 | $1,220 | $3,220 | $887 | $2,887 | $333 |
| Wayzata, MN | $200 | $2,289 | $2,489 | $1,664 | $1,864 | $626 |
| Lake St. Croix Beach, MN | $700 | $1,142 | $1,842 | $830 | $1,530 | $312 |
| Tonka Bay, MN | $500 | $2,747 | $3,247 | $1,996 | $2,496 | $751 |
| Long Lake, MN | $2,000 | $1,387 | $3,387 | $1,008 | $3,008 | $379 |
| Oak Grove, WI | $500 | $830 | $1,330 | $603 | $1,103 | $227 |
| Spring Park, MN | $1,000 | $1,756 | $2,756 | $1,276 | $2,276 | $480 |
| Forest Lake, MN | $100 | $929 | $1,029 | $675 | $775 | $254 |
| Spring Valley, WI | $700 | $582 | $1,282 | $423 | $1,123 | $159 |
| Glencoe, MN | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Elmwood, WI | $2,000 | $502 | $2,502 | $365 | $2,365 | $137 |
Identify Top Home Insurance Agents near Eagan, MN | Back to Top
| Home Insurance Company Eagan, MN | Homeowners Insurance Agency Eagan, MN | Address | Popularity Score | Distance from Eagan (miles) |
|---|---|---|---|---|
| Travelers | North Central Insurance Agency | 16854 Hwy 10 Elk River, Elk River, MN, 55330 | 37.0 | |
| State Farm | Chad Babcock | 2015 Hillcrest Ave, Saint Paul, MN, 55116-2386 | 7.1 | |
| Farmers | Lyle Radloff | 1185 Concord St N Ste 113, South St Paul, MN, 55075 | 8.5 | |
| Allstate | Charley Bradley | 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344 | 13.5 | |
| State Farm | Leanne Casanova | 4590 Scott Trl Ste 205, Eagan, MN, 55122-4041 | 3.1 | |
| State Farm | Dan Wright | 783 Radio Dr Ste 103, Woodbury, MN, 55125-5402 | 14.0 | |
| State Farm | Jill Henning | 2999 County Road 42 W Ste 131, Burnsville, MN, 55306-5907 | 9.0 | |
| State Farm | Karl Herman | 3017 W 56th St, Minneapolis, MN, 55410-2428 | 9.7 | |
| State Farm | Joseph Hanson | 6640 Lyndale Ave S Ste 110, Richfield, MN, 55423-2385 | 7.7 | |
| Allstate | Jacob Group Agency | 6547 York Ave S, Edina, MN, 55435 | 9.1 |
Compare Rates for Eagan, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,690 | $830 |
| Dakota County, MN | $238,000 | $1,213 | $860 | $1,710 | $850 |
| Eagan, MN | $262,500 | $1,235 | $850 | $1,740 | $890 |
| Wayzata, MN | $471,500 | $2,317 | $1,580 | $3,270 | $1,690 |
| Lake St. Croix Beach, MN | $188,600 | $1,156 | $790 | $1,600 | $810 |
| Tonka Bay, MN | $589,300 | $2,780 | $1,920 | $3,950 | $2,030 |
| Long Lake, MN | $274,100 | $1,404 | $970 | $2,010 | $1,040 |
| Oak Grove, WI | $303,300 | $840 | $610 | $1,190 | $580 |
| Spring Park, MN | $382,400 | $1,777 | $1,280 | $2,430 | $1,150 |
| Forest Lake, MN | $244,500 | $940 | $650 | $1,340 | $690 |
| Spring Valley, WI | $123,000 | $589 | $420 | $840 | $420 |
| Glencoe, MN | $127,800 | $774 | $530 | $1,070 | $540 |
| Elmwood, WI | $95,000 | $508 | $350 | $720 | $370 |
Research Home Insurance Companies Reviews in Eagan, MN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: December 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I believe they are better home insurance out there but Allstate insurance takes their time to actually listen to their customers without judging
Date: August 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
i can say they are the very best insurance company i have come a crossed and to be honest i will love to always interact with them over and over again
Date: November 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We find that allstate is very affordable and competitive to other insurance companies
State Farm Home Insurance Reviews
Date: January 13, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My deductible for my home insurance is one percent. I believe that is reasonable and affordable.
Date: September 18, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
The deductible on our insurance policy as an average rate across the board with others, but the discounts you get make the premium well below average.
Date: December 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
4- State Farm is pretty awesome! Last year when I had hail damage and my roof was leaking they processed my claim quickly and paid for the repairs. My yearly homeowner's insurance is lower with them than the last company I was with also. The only complaint I have is they are always trying to sell me life insurance and it gets bothersome.
Farm Bureau Home Insurance Reviews
Date: October 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The customer service is amazing. My agent, Tim King, is always available when I need to see him. I have went to him about specific questions and he always helps me. It isn't just a job to him either.
American Family Home Insurance Reviews
Date: February 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I am satisfied with what they offer because they have everything that I need and have it at a very reasonable rate.
Country Financial Home Insurance Reviews
Date: October 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I like that i am not on hold long to talk to customer service and i like that the always email me a follow up email about my contact with customer service to insure i had no problems or complaints about my representative. I have had representative call me back with updated and to check on my sanctification also. I dont have any dislikes at this time.
Liberty Mutual Home Insurance Reviews
Date: June 03, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Customer Service
My experience has been mainly with setting policy with home insurance companies and making changes to the policies. The customer service has been pretty good.
GEICO Home Insurance Reviews
Date: July 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Really it's all about price for us. We live on the coast and are required to have home owners insurance, flood insurance and wind insurance. So, we need to cut costs where ever possible.
Farmer's Insurance Home Insurance Reviews
Date: October 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have not put any claim with Farmers but the agent seems nice and I will give it 5 star rating for now