Gavop's guide to buying homeowners insurance in Belmont, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$276 | $828 |
| 30 year old | +$17 | $1,121 |
| 40 year old | +$29 | $1,133 |
| 50 year old | +$42 | $1,146 |
| Above 50 year old | +$53 | $1,157 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $939 |
| Superior Protection Discount | -$99 | $1,005 |
| Fire & Security Discount | -$110 | $994 |
| Hail Resistant Roof Discount | -$22 | $1,082 |
| Newly Constructed Home Discount | -$309 | $795 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Loudoun County | $2,500 | $1,354 | $3,854 | $984 | $3,484 | $370 |
| Belmont, VA | $2,000 | $1,091 | $3,091 | $793 | $2,793 | $298 |
| Aspen Hill, MD | $200 | $1,197 | $1,397 | $870 | $1,070 | $327 |
| Silver Spring, MD | $1,000 | $1,507 | $2,507 | $1,095 | $2,095 | $412 |
| Ashton-Sandy Spring, MD | $200 | $1,128 | $1,328 | $820 | $1,020 | $308 |
| Russell, VA | $2,000 | $1,130 | $3,130 | $821 | $2,821 | $309 |
| Keedysville, MD | $300 | $946 | $1,246 | $687 | $987 | $258 |
| North Laurel, MD | $2,500 | $1,119 | $3,619 | $813 | $3,313 | $306 |
| Chester Gap, VA | $100 | $864 | $964 | $628 | $728 | $236 |
| Halfway, MD | $700 | $696 | $1,396 | $506 | $1,206 | $190 |
| Maugansville, MD | $200 | $801 | $1,001 | $582 | $782 | $219 |
| Aquia, VA | $2,000 | $879 | $2,879 | $639 | $2,639 | $240 |
| Home Insurance Company Belmont, VA | Homeowners Insurance Agency Belmont, VA | Address | Popularity Score | Distance from Belmont (miles) |
|---|---|---|---|---|
| Allstate | Scott A. Bresnahan | 22621 Amendola Ter Ste 165, Ashburn, VA, 20148 | 5.2 | |
| Travelers | Engle Paxson & Hawthorne Insurance Services | 114 Edwards Ferry Rd Ne, Leesburg, VA, 20176 | 4.8 | |
| State Farm | Steve Jones | 8704 Lee Highway, Fairfax, VA, 22031-2104 | 19.1 | |
| Allstate | Victor James | 556 Garrisonville Rd Ste 211, Stafford, VA, 22554 | 41.0 | |
| Allstate | Spiro Souliotis | 1020 Elden St Ste 201, Herndon, VA, 20170 | 8.8 | |
| Allstate | Kristin Mullah | 44110 Ashbrn Shpg Plz Ste 2, Ashburn, VA, 20147 | 2.0 | |
| Allstate | Sereda Y. Fowlkes | 8601 Wstwd Ctr Dr Ste 110, Vienna, VA, 22182 | 16.6 | |
| Travelers | Blue Ridge Insurance & Title Agency | 110 S Church Street, Berryville, VA, 22611 | 26.6 | |
| Farmers | Antonia Mendez | 12185 Balls Ford Rd, Manassas, VA, 20109 | 19.1 | |
| State Farm | William Barbour | 585 Grove Street, Herndon, VA, 20170-4791 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,360 | $700 |
| Loudoun County, VA | $475,500 | $1,371 | $930 | $1,960 | $1,030 |
| Belmont, VA | $679,100 | $1,104 | $790 | $1,560 | $770 |
| Aspen Hill, MD | $404,300 | $1,211 | $960 | $1,530 | $570 |
| Silver Spring, MD | $477,800 | $1,526 | $1,210 | $1,920 | $710 |
| Ashton-Sandy Spring, MD | $650,100 | $1,142 | $900 | $1,440 | $540 |
| Russell, VA | $381,700 | $1,144 | $840 | $1,620 | $780 |
| Keedysville, MD | $274,400 | $957 | $760 | $1,210 | $450 |
| North Laurel, MD | $342,800 | $1,133 | $900 | $1,430 | $530 |
| Chester Gap, VA | $201,900 | $874 | $630 | $1,210 | $580 |
| Halfway, MD | $169,700 | $705 | $560 | $890 | $330 |
| Maugansville, MD | $200,400 | $811 | $640 | $1,020 | $380 |
| Aquia, VA | $339,600 | $890 | $610 | $1,230 | $620 |