Gavop's guide to buying homeowners insurance in Patterson, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $189,500 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $150,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $313,500 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $645 |
| Home and Two Car | -$112 | $589 |
| Home and Three Car | -$175 | $526 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,344 |
| Hail Damage | $4,948 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company Patterson, CA | Homeowners Insurance Agency Patterson, CA | Address | Popularity Score | Distance from Patterson (miles) |
|---|---|---|---|---|
| State Farm | Michelle Nguyen | 3220 Stevens Creek Blvd Ste B, San Jose, CA, 95117-1131 | 38.0 | |
| State Farm | Kelly Qu | 4620 Fortran Drive Suite 203, San Jose, CA, 95134-2322 | 36.6 | |
| State Farm | Ninna Chugh | 3650 Thornton Ave, Fremont, CA, 94536-7400 | 39.3 | |
| State Farm | Brian Moos | 39159 Paseo Padre Pkwy Ste 109, Fremont, CA, 94538-1600 | 37.7 | |
| Travelers | Goh Insurance Agency | 4047 First St Ste 115, Livermore, CA, 94551 | 28.1 | |
| Liberty Mutual Independent | Granite Professional Insurance | 6600 Koll Center Pkwy Ste 100, Pleasanton, CA, 94566 | 34.7 | |
| State Farm | Shawn Lucca | 515 N Santa Cruz Ave Ste C, Los Gatos, CA, 95030-4364 | 41.7 | |
| State Farm | Steve Sosnowski | 841 Blossom Hill Rd, San Jose, CA, 95123-2704 | 35.1 | |
| Farmers | Jinghuai Li | 100 W El Camino Real Ste 70, Mountain View, CA, 94040 | 43.6 | |
| State Farm | Steve Wallraven | 1153 Lincoln Ave Ste F, San Jose, CA, 95125-3009 | 35.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Stanislaus County, CA | $244,100 | $689 | $510 | $940 | $430 |
| Patterson, CA | $272,500 | $701 | $520 | $950 | $430 |
| Rouse, CA | $160,800 | $600 | $440 | $820 | $380 |
| Taft Mosswood, CA | $161,200 | $600 | $440 | $820 | $380 |
| East Contra Costa, CA | $433,900 | $1,243 | $920 | $1,690 | $770 |
| Gilroy, CA | $583,900 | $1,380 | $1,020 | $1,880 | $860 |
| Norris Canyon, CA | $1,851,000 | $824 | $610 | $1,120 | $510 |
| Lexington Hills, CA | $914,300 | $2,395 | $1,770 | $3,260 | $1,490 |
| Corralitos, CA | $882,500 | $2,335 | $1,730 | $3,180 | $1,450 |
| Los Altos, CA | $2,000,001 | $955 | $710 | $1,300 | $590 |
| Aromas, CA | $522,200 | $1,558 | $1,150 | $2,120 | $970 |
| Collierville, CA | $362,900 | $961 | $710 | $1,310 | $600 |