Gavop tells you how to get the best homeowners insurance in Montgomery County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$217 | $650 |
| 30 year old | +$13 | $879 |
| 40 year old | +$23 | $889 |
| 50 year old | +$33 | $899 |
| Above 50 year old | +$42 | $908 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $736 |
| Superior Protection Discount | -$78 | $788 |
| Fire & Security Discount | -$78 | $788 |
| Hail Resistant Roof Discount | -$26 | $840 |
| Newly Constructed Home Discount | -$243 | $624 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Montgomery County, VA | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Fairlawn, VA | $300 | $782 | $1,082 | $569 | $869 | $214 |
| Belspring, VA | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Ingles, VA | $300 | $690 | $990 | $501 | $801 | $188 |
| Smith River, VA | $2,500 | $578 | $3,078 | $420 | $2,920 | $158 |
| Hillsville, VA | $300 | $568 | $868 | $413 | $713 | $155 |
| Gills Creek, VA | $2,000 | $907 | $2,907 | $659 | $2,659 | $248 |
| North Shore, VA | $100 | $1,642 | $1,742 | $1,193 | $1,293 | $449 |
| Wytheville, VA | $2,500 | $679 | $3,179 | $493 | $2,993 | $186 |
| Horse Pasture, VA | $500 | $585 | $1,085 | $425 | $925 | $160 |
| Ghent, WV | $1,000 | $1,635 | $2,635 | $1,188 | $2,188 | $447 |
| Home Insurance Company Montgomery County, VA | Homeowners Insurance Agency Montgomery County, VA | Address | Popularity Score | Distance from Montgomery County (miles) |
|---|---|---|---|---|
| State Farm | Josh Morris | 1451 W Main St, Salem, VA, 24153-3120 | 18.6 | |
| Erie | Guthrie Insurance Agency | 207 Main Street, New Castle, VA, 24127 | 27.3 | |
| Nationwide | Ryan Harris Insurance And Financial Services Inc | 603 Apperson Dr, Salem, VA, 24153-7022 | 19.9 | |
| Nationwide | Greg Ridpath Insurance Agency Inc | 6107 Fulk Drive, Radford, VA, 24141-0000 | 11.0 | |
| Travelers | Craighead-Zimmerman & Associates Inc | 27 East Clay Street, Salem, VA, 24153 | 19.9 | |
| Liberty Mutual Independent | Trustpoint Insurance | 120 Roanoke Blvd, Salem, VA, 24153 | 20.0 | |
| State Farm | Chris Turman | 1500 N Main St, Blacksburg, VA, 24060-2524 | 5.3 | |
| Travelers | Benefit Solutions Insurance Agency Inc | 752 Burks Hill Rd, Bedford, VA, 24523 | 48.4 | |
| Allstate | Keith Hallacher | 2302 Colonial Ave Sw Ste C, Roanoke, VA, 24015 | 24.3 | |
| Allstate | Bill Richards | 411 Apperson Dr, Salem, VA, 24153 | 19.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,340 | $700 |
| Montgomery County, VA | $213,300 | $866 | $620 | $1,200 | $580 |
| Montgomery County, VA | $213,300 | $866 | $580 | $1,230 | $650 |
| Fairlawn, VA | $164,900 | $792 | $560 | $1,100 | $540 |
| Belspring, VA | $130,000 | $682 | $500 | $960 | $460 |
| Ingles, VA | $180,800 | $698 | $480 | $970 | $490 |
| Smith River, VA | $106,800 | $585 | $430 | $810 | $380 |
| Hillsville, VA | $104,500 | $575 | $410 | $810 | $400 |
| Gills Creek, VA | $358,900 | $918 | $650 | $1,290 | $640 |
| North Shore, VA | $496,900 | $1,662 | $1,210 | $2,380 | $1,170 |
| Wytheville, VA | $175,000 | $687 | $500 | $970 | $470 |
| Horse Pasture, VA | $108,200 | $592 | $400 | $810 | $410 |
| Ghent, WV | $439,700 | $1,655 | $1,130 | $2,370 | $1,240 |