Gavop shows you how to buy homeowners insurance in Highland County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $87,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $132,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $190,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $513 |
| Superior Protection Discount | -$63 | $563 |
| Fire & Security Discount | -$56 | $569 |
| Hail Resistant Roof Discount | -$13 | $613 |
| Newly Constructed Home Discount | -$125 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Highland County | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| Highland County, OH | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Fayette County, OH | $200 | $595 | $795 | $433 | $633 | $163 |
| Terrace Park, OH | $2,500 | $1,638 | $4,138 | $1,190 | $3,690 | $448 |
| McDermott, OH | $200 | $522 | $722 | $379 | $579 | $143 |
| Xenia, OH | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| The Village of Indian Hill, OH | $100 | $673 | $773 | $489 | $589 | $184 |
| Sherwood, OH | $2,000 | $791 | $2,791 | $575 | $2,575 | $216 |
| Melbourne, KY | $300 | $859 | $1,159 | $624 | $924 | $235 |
| Washington, OH | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| Friendship, OH | $400 | $742 | $1,142 | $539 | $939 | $203 |
| Orient, OH | $1,500 | $596 | $2,096 | $433 | $1,933 | $163 |
| Home Insurance Company Highland County, OH | Homeowners Insurance Agency Highland County, OH | Address | Popularity Score | Distance from Highland County (miles) |
|---|---|---|---|---|
| Allstate | Bryan Anslinger | 6808 Miami Ave, Madeira, OH, 45243 | 40.8 | |
| Travelers | Pathway Insurance Services Inc | 4221 Malsbary Rd Suite 201, Cincinnati, OH, 45242 | 42.5 | |
| Nationwide | Wyatt Ins Group Inc | 405 S Main Street, Springboro, OH, 45066-9168 | 42.2 | |
| State Farm | Pete Gross | 10187 Mccauly Rd, Cincinnati, OH, 45241-1353 | 41.4 | |
| Erie | Bush-Re-Shea Insurance Agency | 536 W Loveland Avenue, Loveland, OH, 45140 | 36.0 | |
| State Farm | Peggy Royster | 104 W Emmitt Ave, Waverly, OH, 45690-1310 | 33.4 | |
| State Farm | Al Rodriguez | 11430 Montgomery Road, Cincinnati, OH, 45249-2362 | 39.3 | |
| Travelers | Jung Insurance Agency | 762 Reading Rd Ste B, Mason, OH, 45040 | 40.4 | |
| State Farm | Kevin Cox | 245 North Main, Springboro, OH, 45066-9171 | 42.6 | |
| State Farm | Harold Jones | 9816 Springfield Pike, Cincinnati, OH, 45215-1433 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,010 | $500 |
| Highland County, OH | $107,800 | $626 | $420 | $860 | $440 |
| Highland County, OH | $107,800 | $626 | $440 | $860 | $420 |
| Fayette County, OH | $108,900 | $603 | $430 | $840 | $410 |
| Terrace Park, OH | $507,100 | $1,658 | $1,140 | $2,370 | $1,230 |
| McDermott, OH | $69,200 | $528 | $380 | $720 | $340 |
| Xenia, OH | $93,100 | $700 | $480 | $1,000 | $520 |
| The Village of Indian Hill, OH | $947,000 | $681 | $490 | $960 | $470 |
| Sherwood, OH | $180,700 | $801 | $540 | $1,100 | $560 |
| Melbourne, KY | $121,900 | $869 | $600 | $1,240 | $640 |
| Washington, OH | $200,700 | $701 | $500 | $970 | $470 |
| Friendship, OH | $153,800 | $751 | $550 | $1,060 | $510 |
| Orient, OH | $92,500 | $603 | $420 | $840 | $420 |