Gavop's guide to buying homeowners insurance in Wilson County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $150,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $173,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $301,500 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $421,500 | $370,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $1,214 |
| Superior Protection Discount | -$129 | $1,300 |
| Fire & Security Discount | -$157 | $1,271 |
| Hail Resistant Roof Discount | -$29 | $1,399 |
| Newly Constructed Home Discount | -$300 | $1,128 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wilson County | $700 | $1,411 | $2,111 | $1,025 | $1,725 | $386 |
| Wilson County, TX | $700 | $1,411 | $2,111 | $1,025 | $1,725 | $386 |
| New Berlin, TX | $300 | $1,788 | $2,088 | $1,300 | $1,600 | $489 |
| Universal City, TX | $2,500 | $971 | $3,471 | $706 | $3,206 | $265 |
| Jourdanton, TX | $500 | $984 | $1,484 | $715 | $1,215 | $269 |
| Shavano Park, TX | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| New Braunfels, TX | $400 | $1,256 | $1,656 | $913 | $1,313 | $343 |
| Gonzales County, TX | $1,000 | $1,044 | $2,044 | $759 | $1,759 | $285 |
| DeWitt County, TX | $300 | $1,044 | $1,344 | $759 | $1,059 | $285 |
| Natalia, TX | $1,500 | $1,294 | $2,794 | $941 | $2,441 | $354 |
| Cross Mountain, TX | $300 | $2,225 | $2,525 | $1,617 | $1,917 | $608 |
| Home Insurance Company Wilson County, TX | Homeowners Insurance Agency Wilson County, TX | Address | Popularity Score | Distance from Wilson County (miles) |
|---|---|---|---|---|
| State Farm | Deirdre Davis | 5002 Eisenhauer Rd, San Antonio, TX, 78218-3860 | 28.9 | |
| State Farm | Kevin Mcstravic | 5811 University Hts Ste 108, San Antonio, TX, 78249-4883 | 41.2 | |
| Travelers | Billy Greaves Insurance Agency Inc | 14400 Northbrook Dr #150 San Antonio, San Antonio, TX, 78232 | 36.1 | |
| State Farm | Chad Dawson | 5890 De Zavala Rd Ste 105, San Antonio, TX, 78249-2279 | 42.1 | |
| State Farm | Glenn Wier | 2575 S Ih 35 Ste 101, San Marcos, TX, 78666-6078 | 47.1 | |
| Allstate | Scott Lochte | 8808 Huebner Rd # 120, San Antonio, TX, 78240 | 39.2 | |
| State Farm | Alex Hartman | 1420 Schertz Pkwy Ste 170, Schertz, TX, 78154-1668 | 29.1 | |
| Allstate | Christopher Hill | 9055 Marbach Rd Ste 110b, San Antonio, TX, 78245 | 38.6 | |
| Allstate | William Sawyer | 5015 De Zavala Rd Ste 101, San Antonio, TX, 78249 | 40.3 | |
| Farmers | Sonia Rodriguez Garza | 9238 N Loop 1604 W Ste 108, San Antonio, TX, 78249 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Wilson County, TX | $170,600 | $1,428 | $940 | $2,200 | $1,260 |
| Wilson County, TX | $170,600 | $1,428 | $940 | $2,200 | $1,260 |
| New Berlin, TX | $189,800 | $1,810 | $1,190 | $2,790 | $1,600 |
| Universal City, TX | $156,000 | $983 | $650 | $1,510 | $860 |
| Jourdanton, TX | $76,500 | $996 | $660 | $1,530 | $870 |
| Shavano Park, TX | $620,300 | $967 | $640 | $1,490 | $850 |
| New Braunfels, TX | $221,900 | $1,271 | $840 | $1,960 | $1,120 |
| Gonzales County, TX | $92,900 | $1,057 | $700 | $1,630 | $930 |
| DeWitt County, TX | $100,000 | $1,056 | $700 | $1,630 | $930 |
| Natalia, TX | $61,000 | $1,310 | $860 | $2,020 | $1,160 |
| Cross Mountain, TX | $345,900 | $2,252 | $1,490 | $3,470 | $1,980 |