Gavop shows you how to buy homeowners insurance in Piner-Visalia, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $108,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $223,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $248,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $191,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $730 |
| Superior Protection Discount | -$76 | $772 |
| Fire & Security Discount | -$59 | $789 |
| Hail Resistant Roof Discount | -$17 | $831 |
| Newly Constructed Home Discount | -$170 | $679 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kenton County | $2,000 | $909 | $2,909 | $660 | $2,660 | $248 |
| Visalia, KY | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Elsmere, KY | $300 | $681 | $981 | $495 | $795 | $186 |
| Newport, KY | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Felicity, OH | $400 | $590 | $990 | $429 | $829 | $161 |
| Ohio County, IN | $700 | $731 | $1,431 | $531 | $1,231 | $200 |
| Blue Ash, OH | $1,000 | $747 | $1,747 | $543 | $1,543 | $204 |
| Greenhills, OH | $200 | $653 | $853 | $475 | $675 | $178 |
| Carrollton, KY | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Stamping Ground, KY | $400 | $876 | $1,276 | $637 | $1,037 | $240 |
| Christianburg, KY | $1,500 | $976 | $2,476 | $709 | $2,209 | $267 |
| Home Insurance Company Visalia, KY | Homeowners Insurance Agency Visalia, KY | Address | Popularity Score | Distance from Visalia (miles) |
|---|---|---|---|---|
| State Farm | Mike Martin | 7724 Us 42 Ste A4, Florence, KY, 41042-1949 | 11.5 | |
| Travelers | Downey Insurance Group Inc | 35 S Main St, New Castle, KY, 40050 | 45.5 | |
| Allstate | Lora L. Lee | 2021 Alexandria Pike Ste A, Highland Heights, KY, 41076 | 13.9 | |
| Travelers | Burkhart Insurance Agency | 803 Scott Street Ste 2, Covington, KY, 41011 | 15.9 | |
| State Farm | Joel Bergantino | 2087 Centennial Blvd, Independence, KY, 41051-7042 | 5.5 | |
| Travelers | Dambrosio & Elders Agency Llc | 8121 Us 42, Florence, KY, 41042 | 11.3 | |
| State Farm | John Hoffman | 2156 Declaration Dr, Independence, KY, 41051-7034 | 5.4 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 17.6 | |
| State Farm | Marc Cammack | 930 Us Highway 27 S Ste 2, Cynthiana, KY, 41031-5992 | 34.6 | |
| State Farm | Dave Wickline | 6504 Dixie Hwy, Florence, KY, 41042-2104 | 11.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Kenton County, KY | $149,700 | $920 | $630 | $1,310 | $680 |
| Visalia, KY | $168,400 | $848 | $610 | $1,210 | $600 |
| Elsmere, KY | $108,700 | $689 | $500 | $970 | $470 |
| Newport, KY | $122,700 | $732 | $510 | $1,000 | $490 |
| Felicity, OH | $90,600 | $597 | $430 | $830 | $400 |
| Ohio County, IN | $142,400 | $740 | $540 | $1,020 | $480 |
| Blue Ash, OH | $243,100 | $756 | $550 | $1,080 | $530 |
| Greenhills, OH | $113,900 | $661 | $480 | $950 | $470 |
| Carrollton, KY | $104,300 | $675 | $480 | $950 | $470 |
| Stamping Ground, KY | $187,000 | $887 | $590 | $1,250 | $660 |
| Christianburg, KY | $160,300 | $988 | $720 | $1,370 | $650 |