How Can I Make My San Diego County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in San Diego County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your San Diego County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $157,500 $140,000 $150,000-$175,000
2 Bedroom $373,500 $330,000 $350,000-$400,000
3 Bedroom $304,000 $280,000 $250,000-$300,000
4 Bedroom $400,500 $330,000 $300,000-$350,000
5 Bedroom $772,000 $670,000 $800,000-$900,000

Choose the Best San Diego County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score <$25,000 More than 3 Pets at home, Smoker $370
Retired 750-799 Credit Score No Income 1 Pet, Non-Smoker $470
Part Time Job 700-749 Credit Score <$25,000 No Pets, Non-Smoker $770

Choose the Right Deductible for your San Diego County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $500 $1,500 $2,000 $1,270 $1,770 $230
San Diego County, CA $700 $1,430 $1,930 $1,160 $1,860 $70
San Diego County, CA $2,500 $1,260 $1,760 $1,050 $3,550 $-1,790
Descanso, CA $500 $1,300 $1,800 $1,070 $1,570 $230
Granite Hills, CA $1,000 $2,160 $2,660 $1,820 $2,820 $-160
Spring Valley, CA $200 $1,200 $1,400 $990 $1,190 $210
San Diego, CA $1,000 $1,390 $1,890 $1,210 $2,210 $-320
Fairbanks Ranch, CA $100 $2,420 $2,520 $2,030 $2,130 $390
La Presa, CA $2,500 $1,120 $1,620 $900 $3,400 $-1,780
Campo, CA $300 $960 $1,260 $830 $1,130 $130
Imperial Beach, CA $2,000 $1,570 $2,070 $1,300 $3,300 $-1,230
Camp Pendleton North, CA $400 $930 $1,330 $810 $1,210 $120
Desert Shores, CA $2,000 $240 $740 $210 $2,210 $-1,470

Identify Top Home Insurance Agents near San Diego County, CA | Back to Top

Home Insurance Company San Diego County, CA Homeowners Insurance Agency San Diego County, CA Address Popularity Score Distance from San Diego County (miles)
Travelers San Diego General Insurance Agency Inc 11415 West Bernardo Ct 101, San Diego, CA, 92127
17.9
Liberty Mutual Independent Ives Insurance Services Inc 2850 Womble Rd Ste 103, San Diego, CA, 92106
32.4
State Farm Doug Steiner 680 Fletcher Pkwy Ste 205, El Cajon, CA, 92020-2500
18.7
State Farm Kristin Francy 9888 Carmel Mountain Rd Ste A, San Diego, CA, 92129-2807
20.2
Liberty Mutual Independent Access West Insurance Services Inc. 40675 California Oaks Rd Ste A, Murrieta, CA, 92562
45.2
Farmers Steven Wilson 16516 Bernardo Center Dr, San Diego, CA, 92128
17.5
State Farm Bruce Hofbauer 12396 World Trade Dr Ste 113, San Diego, CA, 92128-3787
17.2
Farmers Douglas Dixon 12798 Rancho Penasquitos Blvd Ste F, San Diego, CA, 92129
19.9
State Farm Renee Murphy 12121 Scrps Summit Dr Ste 100, San Diego, CA, 92131-4609
19.8
Travelers Brubaker & Associates Inc 2585 Pio Pico Dr Ste 100, Carlsbad, CA, 92008
34.4

Compare Rates for San Diego County, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,730 $1,280 $2,350 $1,070
San Diego County, CA $419,400 $1,510 $1,120 $2,050 $930
San Diego County, CA $419,400 $1,380 $1,020 $1,880 $860
Descanso, CA $300,000 $1,350 $1,000 $1,840 $840
Granite Hills, CA $503,800 $1,960 $1,450 $2,670 $1,220
Spring Valley, CA $345,100 $1,480 $1,100 $2,010 $910
San Diego, CA $426,100 $1,580 $1,170 $2,150 $980
Fairbanks Ranch, CA $1,000,001 $2,900 $2,150 $3,940 $1,790
La Presa, CA $287,400 $1,180 $870 $1,600 $730
Campo, CA $187,600 $1,090 $810 $1,480 $670
Imperial Beach, CA $358,600 $1,110 $820 $1,510 $690
Camp Pendleton North, CA $329,600 $1,050 $780 $1,430 $650
Desert Shores, CA $58,300 $300 $220 $410 $190

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