How Can I Make My Midland, MI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Midland, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Midland, MI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $108,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $179,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $289,500 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $499,000 | $420,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Midland, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $648 |
| Superior Protection Discount | -$69 | $694 |
| Fire & Security Discount | -$53 | $709 |
| Hail Resistant Roof Discount | -$23 | $740 |
| Newly Constructed Home Discount | -$175 | $587 |
Choose the Right Deductible for your Midland, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Midland County | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Midland, MI | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
| Midland charter, MI | $200 | $739 | $939 | $537 | $737 | $202 |
| Ingersoll, MI | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| Beaver, MI | $100 | $768 | $868 | $558 | $658 | $210 |
| Auburn, MI | $2,500 | $713 | $3,213 | $518 | $3,018 | $195 |
| Saginaw County, MI | $200 | $682 | $882 | $496 | $696 | $186 |
| Sumner, MI | $2,000 | $693 | $2,693 | $503 | $2,503 | $189 |
| Moffatt, MI | $100 | $704 | $804 | $512 | $612 | $193 |
| Flushing charter, MI | $2,500 | $637 | $3,137 | $463 | $2,963 | $174 |
| Orient, MI | $400 | $703 | $1,103 | $511 | $911 | $192 |
| Bennington, MI | $1,000 | $793 | $1,793 | $577 | $1,577 | $217 |
Identify Top Home Insurance Agents near Midland, MI | Back to Top
| Home Insurance Company Midland, MI | Homeowners Insurance Agency Midland, MI | Address | Popularity Score | Distance from Midland (miles) |
|---|---|---|---|---|
| State Farm | Chris Barrios | 1230 Cleaver Rd, Caro, MI, 48723-9376 | 43.2 | |
| Liberty Mutual Independent | Heritage Wise Group | 6660 Gratiot Rd, Saginaw, MI, 48609 | 17.1 | |
| State Farm | Al Shattuck | 111 N Hickory St, Owosso, MI, 48867-3015 | 43.4 | |
| State Farm | Steve Witt | 4424 N Saginaw Rd, Midland, MI, 48640-2370 | 2.7 | |
| State Farm | Matt Grubb | 1026 E Main St, Owosso, MI, 48867-9007 | 43.5 | |
| State Farm | Karl Briggs | 1244 N Mich Ave, Saginaw, MI, 48602-4728 | 19.4 | |
| Allstate | Brad Faulk | 1580 S Euclid Ave, Bay City, MI, 48706 | 16.1 | |
| Farmers | Terrie Johnston | 502 E Main St Ste B, Owosso, MI, 48867 | 43.4 | |
| Farmers | Thomas Keenan | 3755 Wilder Rd, Bay City, MI, 48706 | 16.5 | |
| State Farm | Ed Letavis | 8478 Miller Rd, Swartz Creek, MI, 48473-1248 | 50.0 |
Compare Rates for Midland, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,070 | $520 |
| Midland County, MI | $133,000 | $748 | $540 | $1,030 | $490 |
| Midland, MI | $144,000 | $762 | $520 | $1,040 | $520 |
| Midland charter, MI | $117,600 | $748 | $530 | $1,040 | $510 |
| Ingersoll, MI | $128,200 | $764 | $540 | $1,080 | $540 |
| Beaver, MI | $137,800 | $777 | $520 | $1,060 | $540 |
| Auburn, MI | $100,500 | $722 | $530 | $1,000 | $470 |
| Saginaw County, MI | $94,900 | $691 | $500 | $960 | $460 |
| Sumner, MI | $88,500 | $701 | $470 | $970 | $500 |
| Moffatt, MI | $95,600 | $713 | $510 | $980 | $470 |
| Flushing charter, MI | $130,900 | $645 | $450 | $890 | $440 |
| Orient, MI | $95,000 | $712 | $480 | $980 | $500 |
| Bennington, MI | $156,900 | $803 | $540 | $1,110 | $570 |
Research Home Insurance Companies Reviews in Midland, MI Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: May 25, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
I have no issues with them. They are fast, and kind, and get what is needed done. I never have any problems, and always ask if I need anything else.
State Farm Home Insurance Reviews
Date: September 16, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The Premiums and deductible by State Farm are higher than other budget insurance companies due to the amount of services that are offered.
Farmer's Insurance Home Insurance Reviews
Date: August 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I would give Farmer's Insurance a 5 score because they have always been responsive to my needs. They seem like a good company.