Gavop shows you how to buy homeowners insurance in Grant, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Grant, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 6th St E, Snug Harbor Rd, Co Rd 63, Bishop Mountain Rd, 2nd St E, River Ridge Dr, Spyglass Cove, Click Dr, Nokota Ln, Foster Rd | $126,500 | $110,000 | $125,000-$150,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Yacht Club Rd, Atlas Way, Ayers Cir, Whitaker Rd, Dixon Rd, Wilder Rd, Allison Bradley Trl, Peck Sutton Rd, Bishop Mt Rd, Bingham Dr | $98,500 | $90,000 | $75,000-$100,000 | $96,000 | $90,000 | $100,000-$125,000 |
| Lashae Loop, Ridge Cir, Scruggs St, Lemaster Ln, Honeycomb Rd, Breezeway Bay, Center Rd, Oneal Ln, Malibu Cir, Three J Ln | $132,500 | $110,000 | $150,000-$175,000 | $92,000 | $80,000 | $50,000-$75,000 |
| Lewis Dr, Conner Dr, Gurley Dr, Brown Rd, Segler Rd, Bearden Ln, Valley Short Cut Rd, Edmonds Dr, Natural Bridge Ln, Hummingbird Dr | $150,500 | $130,000 | $125,000-$150,000 | $84,500 | $70,000 | $50,000-$75,000 |
| 1st Ave W, 2nd St W, Madewell Rd, Kennamer Cove Rd, Selvage Cir, Vacation Ln, Shinpoint Rd, Kirkland Rd, Moores Rd, Leslie Rd | $147,500 | $120,000 | $150,000-$175,000 | $98,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $729 |
| Superior Protection Discount | -$78 | $789 |
| Fire & Security Discount | -$78 | $789 |
| Hail Resistant Roof Discount | -$26 | $841 |
| Newly Constructed Home Discount | -$173 | $694 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marshall County | $2,000 | $1,007 | $3,007 | $732 | $2,732 | $275 |
| Grant, AL | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| Union Grove, AL | $400 | $796 | $1,196 | $578 | $978 | $217 |
| Marshall County, AL | $2,000 | $1,007 | $3,007 | $732 | $2,732 | $275 |
| Arab, AL | $300 | $806 | $1,106 | $586 | $886 | $220 |
| Crossville, AL | $1,000 | $639 | $1,639 | $464 | $1,464 | $175 |
| Snead, AL | $300 | $1,010 | $1,310 | $734 | $1,034 | $276 |
| Rainsville, AL | $2,500 | $1,071 | $3,571 | $778 | $3,278 | $293 |
| Gadsden, AL | $400 | $971 | $1,371 | $706 | $1,106 | $265 |
| Flintville, TN | $2,500 | $744 | $3,244 | $541 | $3,041 | $203 |
| Glencoe, AL | $200 | $823 | $1,023 | $598 | $798 | $225 |
| Athens, AL | $2,500 | $1,090 | $3,590 | $792 | $3,292 | $298 |
| Home Insurance Company Grant, AL | Homeowners Insurance Agency Grant, AL | Address | Popularity Score | Distance from Grant (miles) |
|---|---|---|---|---|
| State Farm | Wendy Burpee | 8097 Madison Blvd Ste 104, Madison, AL, 35758-2043 | 28.6 | |
| State Farm | Joe Demos | 7531 Bailey Cove Road Se, Huntsville, AL, 35802-2782 | 19.4 | |
| Farmers | Jay Rains | 201 E Mckinney Ave Ste B, Albertville, AL, 35950 | 15.1 | |
| Travelers | Rocket City Insurance Group | 10300 Bailey Cove Rd Se Ste 6, Huntsville, AL, 35803 | 18.2 | |
| State Farm | Eddie Breakfield | 114 N Marion St, Athens, AL, 35611-2538 | 44.8 | |
| State Farm | Christina Smith | 7262 Governors West Nw Ste 103, Huntsville, AL, 35806-2378 | 27.6 | |
| Allstate | Michael Higdon | 1024 Blount Ave, Guntersville, AL, 35976 | 8.9 | |
| State Farm | Alan Murphy | 227 Cullman Rd, Arab, AL, 35016-1356 | 16.4 | |
| State Farm | Pierce Harris | 1246 Gunter Ave, Guntersville, AL, 35976-1842 | 9.1 | |
| Travelers | Attain Insurance | 611 Gault Ave S, Fort Payne, AL, 35967 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,600 | $790 |
| Marshall County, AL | $118,500 | $1,019 | $740 | $1,420 | $680 |
| Grant, AL | $142,900 | $867 | $580 | $1,240 | $660 |
| Union Grove, AL | $125,300 | $806 | $570 | $1,140 | $570 |
| Marshall County, AL | $118,500 | $1,019 | $680 | $1,420 | $740 |
| Arab, AL | $128,200 | $816 | $590 | $1,120 | $530 |
| Crossville, AL | $67,800 | $647 | $450 | $920 | $470 |
| Snead, AL | $105,600 | $1,022 | $730 | $1,460 | $730 |
| Rainsville, AL | $116,400 | $1,084 | $790 | $1,540 | $750 |
| Gadsden, AL | $105,900 | $983 | $700 | $1,360 | $660 |
| Flintville, TN | $73,500 | $753 | $530 | $1,070 | $540 |
| Glencoe, AL | $133,000 | $833 | $570 | $1,180 | $610 |
| Athens, AL | $135,800 | $1,103 | $760 | $1,560 | $800 |