How Can I Make My Jacksonville, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Jacksonville, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Jacksonville, FL Home Insurance Coverage Levels | Back to Top
| Jacksonville, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Abby Ln, Tall Cypress Ct, Walton Oaks Ln, Rex Dr, Kennard St, Parental Cir, Harmony Dr, Oriely Dr, Morrow St, Otterspool Ln | $142,000 | $120,000 | $150,000-$175,000 | $141,500 | $120,000 | $125,000-$150,000 |
| Nimitz Ct N, Mitchell Ave, Beverly Ave, Zachary Dr, E Arbor Bluff Ln, Mandarin Ridge Ct, Blackberry Ln N, Sahara Ct S, Bacall Rd W, Carriann Cove Trl W | $159,000 | $140,000 | $125,000-$150,000 | $147,500 | $140,000 | $150,000-$175,000 |
| Ayrshire St, Pear Rd, Arikaree Ct, Crosswicks Rd, Holiday Hill Cir W, Saratoga Blvd, Robert D Gordon Rd, Fox Squirrel Ct, Elm St, Culpepper Ave | $114,500 | $100,000 | $100,000-$125,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Queen Ann Ln, Nettlecreek Dr, Florida Mining Blvd S, Mockingbird Ln, Way Station Ct, Tercel St, Fenwick Island Ct W, Kinlock Ct, Sound Overlook Dr S, Yanlee Ln | $192,000 | $170,000 | $150,000-$175,000 | $125,500 | $110,000 | $125,000-$150,000 |
| Copper Cir S, Manassas Ct E, Regas Dr S, Ivory Crest Way, Wattenberg Ct E, Gathering Oaks Ct W, Pepper Cir W, Clydesdale Dr S, Arcot Cir, Gibson Rd | $152,000 | $140,000 | $150,000-$175,000 | $82,000 | $80,000 | $75,000-$100,000 |
| Livingston Rd, Price St, Charter Point Blvd, Bennett St, Debra Dr, English Moss Ln, 2nd Street Cir, Lilly Rd E, Town Center Pkwy, Orkney Rd | $208,500 | $190,000 | $175,000-$200,000 | $153,500 | $140,000 | $150,000-$175,000 |
| Live Oak Ln, Berringer Ln, Pemberton St, Mountain Breeze Ct, Trotters Bend Trl, Catina Ct, Sheffield Pl, 6th St, Sail Ave, Richmond Park Dr N | $368,500 | $330,000 | $400,000-$500,000 | $498,500 | $410,000 | $500,000-$600,000 |
| N 3rd Street Cir, Chartley Ln S, Angus St, Baisden Rd, Odell St, Orahood Ln, Old Middleburg Rd S, W Victoria Lakes Dr, Silent Creek Ln, Droad St | $70,000 | $60,000 | $50,000-$75,000 | $53,500 | $40,000 | $50,000-$75,000 |
| Locust St, Nakema Dr S, Leger Cir, Shirley Ave, Woodstone Mill Dr, Eve Dr E, Stonington Way, Fleet Angel Ct, McCoys Creek Blvd, Caldwell Rd | $88,000 | $80,000 | $50,000-$75,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Baltimore Pl, W 22nd St, Crystalwood Ln, Cedar Oaks Dr, Kenwood Dr W, Bartram Cir N, Smithfield St, Mercel Ln, Charlesgate Cir E, Kenndle Cir | $142,500 | $110,000 | $125,000-$150,000 | $101,500 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Jacksonville, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$216 | $1,057 |
| Superior Protection Discount | -$115 | $1,159 |
| Fire & Security Discount | -$102 | $1,172 |
| Hail Resistant Roof Discount | -$25 | $1,248 |
| Newly Constructed Home Discount | -$280 | $993 |
Choose your Jacksonville, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,948 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Jacksonville, FL | Back to Top
| Home Insurance Company Jacksonville, FL | Homeowners Insurance Agency Jacksonville, FL | Address | Popularity Score | Distance from Jacksonville (miles) |
|---|---|---|---|---|
| Allstate | Tory Hamlin | 5531 Roosevelt Blvd, Jacksonville, FL, 32244 | 6.6 | |
| Travelers | Donovan & Abercrombie Insurance | 6267 Dupont Station Ct, Jacksonville, FL, 32217 | 6.0 | |
| Liberty Mutual Independent | Trinity Transportation Services Llc | 43 Knight Boxx Rd Ste 2, Orange Park, FL, 32065 | 17.0 | |
| State Farm | Yuleen Broome | 3120 Atlantic Blvd, Jacksonville, FL, 32207-8814 | 2.7 | |
| State Farm | Vonnie Wiggins | 11757 Beach Blvd Ste 7, Jacksonville, FL, 32246-6633 | 9.4 | |
| State Farm | Ken Henley | 119 N 4th St, Palatka, FL, 32177-3727 | 47.5 | |
| Travelers | Brightway Insurance Inc | 4765 Hodges Blvd. Ste. 9, Jacksonville, FL, 32224 | 13.0 | |
| Travelers | Florida Bonds & Insurance Agency Inc | 1547 Edgewood Ave West, Jacksonville, FL, 32208 | 3.8 | |
| Liberty Mutual Independent | J P Perry Insurance Agency | 3342 Kori Rd, Jacksonville, FL, 32257 | 9.5 | |
| Travelers | Brightway Insurance | 3033-11 Monument Rd, Jacksonville, FL, 32225 | 9.6 |
Compare Rates for Jacksonville, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Duval County, FL | $156,200 | $1,310 | $1,020 | $1,750 | $730 |
| Jacksonville, FL | $150,200 | $1,274 | $990 | $1,710 | $720 |
| Jacksonville East, FL | $179,300 | $1,609 | $1,260 | $2,160 | $900 |
| Jacksonville Beach, FL | $317,000 | $947 | $740 | $1,270 | $530 |
| Palm Valley, FL | $430,400 | $936 | $730 | $1,250 | $520 |
| Fernandina Beach, FL | $339,200 | $933 | $730 | $1,250 | $520 |
| Hilliard, FL | $105,600 | $1,114 | $870 | $1,490 | $620 |
| St. Augustine, FL | $263,000 | $1,450 | $1,130 | $1,940 | $810 |
| Glen St. Mary, FL | $77,500 | $923 | $720 | $1,240 | $520 |
| St. George, GA | $88,900 | $680 | $480 | $930 | $450 |
| St. Augustine Shores, FL | $174,700 | $988 | $770 | $1,320 | $550 |
| Union County, FL | $89,000 | $842 | $660 | $1,130 | $470 |
Research Home Insurance Companies Reviews in Jacksonville, FL Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: September 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 03, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: February 15, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Assurant Specialty Property Home Insurance Reviews
Date: October 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: October 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: October 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: September 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 28, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: February 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: August 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Frontline Insurance Home Insurance Reviews
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: June 04, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: March 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 01, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Citizens Property Insurance Home Insurance Reviews
Date: November 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: July 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: October 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Kilbride Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried