How Can I Make My Ward County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Ward County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Ward County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $27,500 $20,000 $25,000-$50,000
2 Bedroom $53,500 $50,000 $25,000-$50,000
3 Bedroom $64,500 $60,000 $50,000-$75,000
4 Bedroom $93,500 $80,000 $75,000-$100,000
5 Bedroom $211,500 $190,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Ward County, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$175 $856
Superior Protection Discount -$103 $928
Fire & Security Discount -$113 $918
Hail Resistant Roof Discount -$21 $1,010
Newly Constructed Home Discount -$278 $753

Choose the Right Deductible for your Ward County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ward County $700 $1,019 $1,719 $740 $1,440 $278
Ward County, TX $2,500 $1,019 $3,519 $740 $3,240 $278
Thorntonville, TX $500 $1,343 $1,843 $976 $1,476 $367
Winkler County, TX $2,000 $908 $2,908 $660 $2,660 $248
Kermit, TX $200 $906 $1,106 $659 $859 $248
Reeves County, TX $300 $884 $1,184 $642 $942 $241
Ector County, TX $2,000 $1,428 $3,428 $1,038 $3,038 $390
Crane South, TX $400 $1,499 $1,899 $1,089 $1,489 $410
West Odessa, TX $1,500 $1,435 $2,935 $1,043 $2,543 $392
Goldsmith, TX $200 $1,422 $1,622 $1,033 $1,233 $389
Crane, TX $700 $1,425 $2,125 $1,035 $1,735 $389

Identify Top Home Insurance Agents near Ward County, TX | Back to Top

Home Insurance Company Ward County, TX Homeowners Insurance Agency Ward County, TX Address Popularity Score Distance from Ward County (miles)
State Farm Kessia Ledesma 1001 N Pecos St, Fort Stockton, TX, 79735-3856
44.5
State Farm Barry Smith 1050 N Dixie Blvd, Odessa, TX, 79761-2806
49.9
State Farm Filiberto Gonzales 600 E 42nd St, Odessa, TX, 79762-7722
50.0
Farmers Kelin Jones 1301 S Stockton Ave, Monahans, TX, 79756
13.5
State Farm Noe Garcia 2260 Linda Ave Ste 102, Odessa, TX, 79763-2665
47.2
State Farm Patrick Willis 1631 N County Rd W, Odessa, TX, 79763-2960
48.0
State Farm Brandon Inman 1300 S Stockton Ave, Monahans, TX, 79756-6027
13.5
Allstate Daniel Mcneely Bertelson 1806 N County Rd W, Odessa, TX, 79763
48.1
Farmers David Jaso 404 E 7th St, Odessa, TX, 79761
49.3
State Farm Randy Graham 602 S Cedar St, Pecos, TX, 79772-4039
23.7

Compare Rates for Ward County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Ward County, TX $85,600 $1,031 $680 $1,590 $910
Ward County, TX $85,600 $1,031 $680 $1,590 $910
Thorntonville, TX $69,100 $1,359 $900 $2,090 $1,190
Winkler County, TX $58,200 $919 $610 $1,410 $800
Kermit, TX $57,800 $917 $610 $1,410 $800
Reeves County, TX $52,900 $894 $590 $1,380 $790
Ector County, TX $120,800 $1,445 $950 $2,230 $1,280
Crane South, TX $99,500 $1,517 $1,000 $2,340 $1,340
West Odessa, TX $86,100 $1,452 $960 $2,240 $1,280
Goldsmith, TX $83,600 $1,439 $950 $2,220 $1,270
Crane, TX $84,100 $1,442 $950 $2,220 $1,270