How Can I Make My Ward County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Ward County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Ward County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $27,500 $20,000 $25,000-$50,000
2 Bedroom $53,500 $50,000 $25,000-$50,000
3 Bedroom $64,500 $60,000 $50,000-$75,000
4 Bedroom $93,500 $80,000 $75,000-$100,000
5 Bedroom $211,500 $190,000 $200,000-$250,000

Bundle your Ward County, TX Auto & Home Insurance from the Same Company | Back to Top

Ward County, TX Car Insurance Ward County, TX Home Insurance
Details GMC, Sierra 1500 Work Truck 4 Beds, 3 Baths, 2050 Square Feet worth $67500
Insurance Rates Individually $1,982.04 $3480
Savings from buying both from the same company $655.44

Choose the Right Deductible for your Ward County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $630 $930 $520 $820 $110
Ward County, TX $700 $200 $700 $170 $870 $-170
Ward County, TX $2,500 $250 $750 $210 $2,710 $-1,960
Thorntonville, TX $500 $290 $790 $240 $740 $50
Winkler County, TX $2,000 $190 $690 $170 $2,170 $-1,480
Kermit, TX $200 $160 $360 $140 $340 $20
Mentone, TX $700 $400 $900 $340 $1,040 $-140
Reeves County, TX $300 $200 $500 $170 $470 $30
Ector County, TX $2,000 $480 $980 $390 $2,390 $-1,410
Crane South, TX $400 $360 $760 $310 $710 $50
West Odessa, TX $1,500 $270 $770 $230 $1,730 $-960
Goldsmith, TX $200 $200 $400 $170 $370 $30
Crane, TX $700 $250 $750 $210 $910 $-160

Identify Top Home Insurance Agents near Ward County, TX | Back to Top

Home Insurance Company Ward County, TX Homeowners Insurance Agency Ward County, TX Address Popularity Score Distance from Ward County (miles)
State Farm Kessia Ledesma 1001 N Pecos St, Fort Stockton, TX, 79735-3856
44.5
State Farm Barry Smith 1050 N Dixie Blvd, Odessa, TX, 79761-2806
49.9
State Farm Filiberto Gonzales 600 E 42nd St, Odessa, TX, 79762-7722
50.0
Farmers Kelin Jones 1301 S Stockton Ave, Monahans, TX, 79756
13.5
State Farm Noe Garcia 2260 Linda Ave Ste 102, Odessa, TX, 79763-2665
47.2
State Farm Patrick Willis 1631 N County Rd W, Odessa, TX, 79763-2960
48.0
State Farm Brandon Inman 1300 S Stockton Ave, Monahans, TX, 79756-6027
13.5
Allstate Daniel Mcneely Bertelson 1806 N County Rd W, Odessa, TX, 79763
48.1
Farmers David Jaso 404 E 7th St, Odessa, TX, 79761
49.3
State Farm Randy Graham 602 S Cedar St, Pecos, TX, 79772-4039
23.7

Compare Rates for Ward County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $610 $400 $940 $540
Ward County, TX $52,200 $290 $190 $450 $260
Ward County, TX $52,200 $220 $150 $340 $190
Thorntonville, TX $52,100 $260 $170 $400 $230
Winkler County, TX $43,000 $170 $110 $260 $150
Kermit, TX $43,300 $180 $120 $280 $160
Mentone, TX $83,600 $380 $250 $590 $340
Reeves County, TX $42,800 $190 $130 $290 $160
Ector County, TX $88,300 $460 $300 $710 $410
Crane South, TX $68,400 $310 $200 $480 $280
West Odessa, TX $62,100 $340 $220 $520 $300
Goldsmith, TX $52,500 $260 $170 $400 $230
Crane, TX $65,000 $320 $210 $490 $280