How Can I Make My Mattoon, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Mattoon, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Mattoon, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $89,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $151,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $203,000 | $160,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Mattoon, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $692 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$81 | $733 |
| Hail Resistant Roof Discount | -$24 | $790 |
| Newly Constructed Home Discount | -$195 | $619 |
Choose your Mattoon, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Mattoon, IL | Back to Top
| Home Insurance Company Mattoon, IL | Homeowners Insurance Agency Mattoon, IL | Address | Popularity Score | Distance from Mattoon (miles) |
|---|---|---|---|---|
| State Farm | Ali Doolin | 1101 Clement Ave, Forsyth, IL, 62535-9626 | 43.8 | |
| State Farm | Grant Scofield | 1405 E Florida Ave Ste B, Urbana, IL, 61801-6012 | 43.8 | |
| State Farm | Sherri Branson | 612 Charleston Ave, Mattoon, IL, 61938-4305 | 0.3 | |
| State Farm | Rob Lipic | 1212 E Pershing Rd, Decatur, IL, 62526-4729 | 41.4 | |
| State Farm | Nick Smith | 2704 Boulder Dr Ste C, Urbana, IL, 61802-7832 | 42.8 | |
| State Farm | John Caywood | 505 E University Ave Ste A, Champaign, IL, 61820-3848 | 44.6 | |
| Allstate | William Abel | 103 N Dunlap Ave, Savoy, IL, 61874 | 40.2 | |
| Allstate | Michael Rudicil | 909 N Cunningham Ave Ste 7, Urbana, IL, 61802 | 45.2 | |
| State Farm | Ed Zinschlag | 705 Broadway Ave, Mattoon, IL, 61938-4322 | 0.3 | |
| State Farm | Dick Stark | 1004 E St, Charleston, IL, 61920-2524 | 9.4 |
Compare Rates for Mattoon, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,170 | $600 |
| Coles County, IL | $93,800 | $609 | $410 | $830 | $420 |
| Mattoon, IL | $82,500 | $814 | $550 | $1,160 | $610 |
| Bethany, IL | $80,300 | $578 | $390 | $790 | $400 |
| Hidalgo, IL | $53,600 | $463 | $320 | $660 | $340 |
| Mount Zion, IL | $146,300 | $655 | $450 | $920 | $470 |
| Newton, IL | $72,100 | $546 | $390 | $750 | $360 |
| Pana, IL | $76,900 | $814 | $560 | $1,160 | $600 |
| South Muddy, IL | $256,000 | $972 | $700 | $1,330 | $630 |
| Owaneco, IL | $58,800 | $488 | $350 | $670 | $320 |
| Brouilletts Creek, IL | $82,000 | $585 | $430 | $840 | $410 |
| Sailor Springs, IL | $30,000 | $341 | $240 | $480 | $240 |
Research Home Insurance Companies Reviews in Mattoon, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 06, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
I had to call them about changing my coverage. They gave me several options. They all seemed to make sense and i choose one that was slightly less expensive and still good coverage.
Date: February 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Premium and deductible is fair based on the current market value of my home and surrounding area.
Foremost Insurance Home Insurance Reviews
Date: November 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
Foremost insurance company could lower their rate, I find it pretty expensive since I've never had a claim in my life.
Erie Insurance Home Insurance Reviews
Date: November 24, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
Premium is around $1,400 per year with a $1,000 deductible. It is paid out of the mortgage escrow so we don't get a separate bill for them. The value is fair overall but not outstanding.