Gavop's guide to buying homeowners insurance in Summit, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $184,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $244,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $575 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$63 | $638 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$189 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,000 | $721 | $2,721 | $524 | $2,524 | $197 |
| Summit, MI | $1,000 | $693 | $1,693 | $503 | $1,503 | $189 |
| Rives, MI | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Woodstock, MI | $700 | $769 | $1,469 | $559 | $1,259 | $210 |
| Manchester, MI | $200 | $825 | $1,025 | $600 | $800 | $225 |
| Franklin, MI | $2,500 | $833 | $3,333 | $605 | $3,105 | $228 |
| Hamburg, MI | $100 | $757 | $857 | $550 | $650 | $207 |
| Pennfield charter, MI | $2,000 | $685 | $2,685 | $497 | $2,497 | $187 |
| Lake Seneca, OH | $300 | $627 | $927 | $456 | $756 | $171 |
| Locke, MI | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Bronson, MI | $200 | $675 | $875 | $490 | $690 | $184 |
| Augusta, MI | $2,500 | $689 | $3,189 | $500 | $3,000 | $188 |
| Home Insurance Company Summit, MI | Homeowners Insurance Agency Summit, MI | Address | Popularity Score | Distance from Summit (miles) |
|---|---|---|---|---|
| State Farm | Tom Pelham | 2178 S State St, Ann Arbor, MI, 48104-6280 | 35.6 | |
| State Farm | Susan Rosales | 2888 Washtenaw Rd, Ypsilanti, MI, 48197-1507 | 39.8 | |
| Farmers | Scott Burek | 44978 Ford Rd Ste B, Canton, MI, 48187 | 49.3 | |
| State Farm | Lynn Early | 44260 Cherry Hill Rd, Canton, MI, 48187-3225 | 49.5 | |
| State Farm | Dana Rowry | 2512 Carpenter Rd Ste 101a, Ann Arbor, MI, 48108-1193 | 38.6 | |
| State Farm | Tom Early | 44260 Cherry Hill Rd, Canton, MI, 48187-3225 | 49.5 | |
| Allstate | Shafik Khalil | 3150 Packard Rd, Ypsilanti, MI, 48197 | 39.6 | |
| Allstate | David Schenk | 9245 E M 36, Whitmore Lake, MI, 48189 | 37.9 | |
| State Farm | Bill Giroux | 5702 Whittaker Rd, Ypsilanti, MI, 48197-9754 | 41.9 | |
| State Farm | Bill Pavka | 102 S Howell St, Hillsdale, MI, 49242-2051 | 22.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Jackson County, MI | $120,100 | $729 | $490 | $1,030 | $540 |
| Summit, MI | $121,600 | $701 | $500 | $960 | $460 |
| Rives, MI | $134,700 | $773 | $550 | $1,070 | $520 |
| Woodstock, MI | $138,400 | $778 | $530 | $1,100 | $570 |
| Manchester, MI | $181,700 | $835 | $600 | $1,180 | $580 |
| Franklin, MI | $187,700 | $843 | $560 | $1,160 | $600 |
| Hamburg, MI | $235,900 | $766 | $550 | $1,080 | $530 |
| Pennfield charter, MI | $115,200 | $693 | $490 | $990 | $500 |
| Lake Seneca, OH | $103,800 | $635 | $430 | $900 | $470 |
| Locke, MI | $170,000 | $820 | $560 | $1,160 | $600 |
| Bronson, MI | $78,300 | $683 | $500 | $970 | $470 |
| Augusta, MI | $86,300 | $697 | $490 | $990 | $500 |