Gavop's guide to buying homeowners insurance in Milo, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Milo, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gibbs Rd, Hollister St, Angus Point Rd, Co Rd 27, Swarthout Rd, Carley Brace Row, Co Rd 17, Rapalee Rd, Long Point Cove Rd, Keuka Park Rd | $114,500 | $110,000 | $100,000-$125,000 | $133,500 | $120,000 | $100,000-$125,000 |
| Arrowhead Beach Rd, Avon Rd, Keuka Est, Oak Leaf Ln, Chestnut St, S Glenora Rd, Hoyt Rd, Vine St, Crystal Springs Rd, Linden St | $197,500 | $160,000 | $175,000-$200,000 | $161,500 | $150,000 | $125,000-$150,000 |
| Mays Mills Rd, Hicks St, E Bluff Dr, Old Bath Rd, Boston Rd, State Rte 14, Jensen Rd, Beam Rd, North Ave, Chapel St | $112,500 | $100,000 | $100,000-$125,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Shingle Point Rd, Chestnut Rd, Franklin St, Co Rd 40, Grace St, Briggs Rd, Pine Rd, Scott Rd Exd, Beattie Pt, Spring St | $124,000 | $100,000 | $100,000-$125,000 | $69,500 | $60,000 | $75,000-$100,000 |
| Elizabeth St, Chambers St, Co Rte 7, Buttonwood Ln, Brown Blvd, Benton-Jerusalem Townline Rd, Black Walnut Rd, Grace St, Ridge Rd, Delooza Rd | $152,500 | $140,000 | $175,000-$200,000 | $107,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $833 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$107 | $862 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$223 | $746 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yates County | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Milo, NY | $2,000 | $957 | $2,957 | $695 | $2,695 | $261 |
| Wayne, NY | $200 | $675 | $875 | $490 | $690 | $184 |
| Varick, NY | $2,000 | $625 | $2,625 | $454 | $2,454 | $171 |
| Seneca, NY | $400 | $618 | $1,018 | $449 | $849 | $169 |
| Phelps, NY | $1,500 | $957 | $2,457 | $695 | $2,195 | $261 |
| Lansing, NY | $300 | $756 | $1,056 | $549 | $849 | $207 |
| Coopers Plains, NY | $1,500 | $583 | $2,083 | $424 | $1,924 | $159 |
| Scott, NY | $100 | $587 | $687 | $426 | $526 | $160 |
| North Rose, NY | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Williamson, NY | $400 | $957 | $1,357 | $695 | $1,095 | $261 |
| Osceola, PA | $2,000 | $586 | $2,586 | $426 | $2,426 | $160 |
| Home Insurance Company Milo, NY | Homeowners Insurance Agency Milo, NY | Address | Popularity Score | Distance from Milo (miles) |
|---|---|---|---|---|
| State Farm | Jackie Ortiz | 225 Alexander St, Rochester, NY, 14607-4009 | 47.8 | |
| Nationwide | Van Dyke Steve Agency Inc | 61 E Main St, Victor, NY, 14564-1301 | 32.8 | |
| Farmers | Michael Ballone | 1892 Winton Rd S Ste 140, Rochester, NY, 14618 | 44.9 | |
| Travelers | Usa Payroll Agency New York Llc | 120 Linden Oaks, Rochester, NY, 14625 | 43.9 | |
| Travelers | Bobby Insurance Agency Inc | 69 Empire Blvd, Rochester, NY, 14609 | 47.9 | |
| Allstate | Pamela Decker | 1270 Creek Street Suite 1, Webster, NY, 14580 | 47.1 | |
| Liberty Mutual Independent | Barry York Inc | 271 Marsh Rd Ste 3 , Pittsford, NY, 14534 | 41.3 | |
| Liberty Mutual Independent | Marshall & Sterling Inc. | 205 Saint Paul St Ste 105 205 Saint Paul St Ste 105, Rochester, NY, 14604 | 48.8 | |
| Travelers | First Niagara Insurance Agency | 777 Canal View Blvd Ste 100, Rochester, NY, 14623 | 44.7 | |
| Erie | P Kay Thompson | 438 North Street, Rochester, NY, 14605 | 48.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,620 | $820 |
| Yates County, NY | $128,900 | $943 | $680 | $1,310 | $630 |
| Milo, NY | $113,600 | $968 | $700 | $1,340 | $640 |
| Wayne, NY | $168,900 | $683 | $480 | $980 | $500 |
| Varick, NY | $144,000 | $633 | $440 | $880 | $440 |
| Seneca, NY | $138,300 | $625 | $440 | $860 | $420 |
| Phelps, NY | $127,300 | $968 | $650 | $1,330 | $680 |
| Lansing, NY | $239,000 | $765 | $560 | $1,090 | $530 |
| Coopers Plains, NY | $89,200 | $590 | $430 | $810 | $380 |
| Scott, NY | $106,200 | $594 | $430 | $840 | $410 |
| North Rose, NY | $85,600 | $591 | $420 | $830 | $410 |
| Williamson, NY | $128,600 | $968 | $660 | $1,370 | $710 |
| Osceola, PA | $99,200 | $593 | $400 | $820 | $420 |