Gavop shows you how to buy homeowners insurance in Fredonia, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $87,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $210,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $357,000 | $340,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $802 |
| Superior Protection Discount | -$94 | $849 |
| Fire & Security Discount | -$66 | $877 |
| Hail Resistant Roof Discount | -$28 | $915 |
| Newly Constructed Home Discount | -$236 | $708 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,222 |
| Home Insurance Company Fredonia, NY | Homeowners Insurance Agency Fredonia, NY | Address | Popularity Score | Distance from Fredonia (miles) |
|---|---|---|---|---|
| Travelers | Johnson & Hens Agency Inc | 1136 Central Ave, Dunkirk, NY, 14048 | 1.4 | |
| Liberty Mutual Independent | United Insurance Agency Inc | 90 Bryant Woods S, Amherst, NY, 14228 | 48.7 | |
| Travelers | Dennis Evchich Agency | 100 Plaza Dr Ste E, Williamsville, NY, 14221 | 48.9 | |
| State Farm | Steve Strothman | 192 E Main St Ste 1, Fredonia, NY, 14063-1455 | 0.6 | |
| Travelers | Badger & Gunner Inc | 24 Pine Street, East Aurora, NY, 14052 | 43.3 | |
| Erie | Arnold / Kukuda Insurance Agency Llc | 183 E Main Street Suite 9, Fredonia, NY, 14063 | 0.6 | |
| State Farm | Mike Chieffo | 42 W Main St, Fredonia, NY, 14063-2136 | 0.1 | |
| Allstate | Theodore A Passero | 10065 Niagara Falls Blvd Ste 1, Niagara Falls, NY, 14304 | 49.4 | |
| Travelers | Weed Ross Agency | 54 Main St, Salamanca, NY, 14779 | 37.2 | |
| Travelers | Michael A Auricchio Inc | 3800 Seneca St , West Seneca, NY, 14224 | 39.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,660 | $810 |
| Chautauqua County, NY | $85,800 | $1,226 | $890 | $1,740 | $850 |
| Fredonia, NY | $133,200 | $943 | $680 | $1,330 | $650 |
| Sheridan, NY | $118,200 | $601 | $410 | $820 | $410 |
| Mayville, NY | $101,200 | $592 | $410 | $830 | $420 |
| Conewango, NY | $78,500 | $593 | $420 | $840 | $420 |
| East Randolph, NY | $81,500 | $592 | $420 | $830 | $410 |
| Panama, NY | $83,000 | $591 | $400 | $840 | $440 |
| Northwest Harborcreek, PA | $154,900 | $715 | $490 | $990 | $500 |
| West Seneca, NY | $141,500 | $630 | $420 | $890 | $470 |
| Spartansburg, PA | $71,400 | $517 | $350 | $730 | $380 |
| Freedom, NY | $110,500 | $596 | $440 | $820 | $380 |
| Lyndon, NY | $96,300 | $590 | $420 | $830 | $410 |