Gavop shows you how to buy homeowners insurance in Grayson Valley, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Grayson Valley, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bonnett Pl, Cantebury Rd, Stone Mill Rd, Old Wagon Rd, Service Rd, Vinson Rd, Kona Cir, Otis Cir NE, Norman Cir, Harness Dr | $162,500 | $150,000 | $175,000-$200,000 | $139,000 | $130,000 | $125,000-$150,000 |
| Fairfax Ct, Bonnett Way, Bedford Cir, Longmeadow Way, Stonecrest Dr, Eastbrook Dr, Heather Ln, Glenn Rd, Huntwell Ln, Valley Run Dr | $194,000 | $160,000 | $200,000-$250,000 | $177,000 | $160,000 | $200,000-$250,000 |
| Chalkville Mountain Ln, Streetman Cir, Teakwood Ln, Surrey Ln, Green Oak Cir, Creekwood Ln NE, Wynwood Rd, Ewing Rd, Molly Ln, Cherbourg Dr | $131,500 | $110,000 | $125,000-$150,000 | $137,000 | $110,000 | $125,000-$150,000 |
| Brewster Rd, Hampstead Dr, Tahoe Rd, Galloway Dr, Eastridge Rd, Cannon Cir, Co Rd 130, Big Mountain Dr, View Dr, Austin St | $168,000 | $140,000 | $175,000-$200,000 | $68,000 | $60,000 | $75,000-$100,000 |
| Fox Creek Dr, Old Quarry Rd, Pebble Lake Dr, Richmar Dr, Carraway Ln, Rose Cir, Pentland Dr, Great Pine Rd, Hickory Hill Dr, Dix Cir | $180,000 | $150,000 | $150,000-$175,000 | $213,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $664 |
| Superior Protection Discount | -$79 | $712 |
| Fire & Security Discount | -$63 | $727 |
| Hail Resistant Roof Discount | -$16 | $775 |
| Newly Constructed Home Discount | -$166 | $625 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $1,148 | $1,848 | $834 | $1,534 | $314 |
| Grayson Valley, AL | $1,500 | $781 | $2,281 | $568 | $2,068 | $213 |
| St. Clair County, AL | $500 | $1,121 | $1,621 | $815 | $1,315 | $306 |
| Fairfield, AL | $2,000 | $800 | $2,800 | $581 | $2,581 | $219 |
| Lipscomb, AL | $500 | $646 | $1,146 | $470 | $970 | $177 |
| Pelham, AL | $1,500 | $955 | $2,455 | $694 | $2,194 | $261 |
| Alabaster-Helena, AL | $200 | $1,431 | $1,631 | $1,040 | $1,240 | $391 |
| Bon Air, AL | $2,500 | $765 | $3,265 | $556 | $3,056 | $209 |
| Cullman, AL | $100 | $829 | $929 | $602 | $702 | $227 |
| Montevallo, AL | $700 | $876 | $1,576 | $637 | $1,337 | $240 |
| Mountainboro, AL | $500 | $853 | $1,353 | $620 | $1,120 | $233 |
| Marshall County, AL | $2,500 | $1,007 | $3,507 | $732 | $3,232 | $275 |
| Home Insurance Company Grayson Valley, AL | Homeowners Insurance Agency Grayson Valley, AL | Address | Popularity Score | Distance from Grayson Valley (miles) |
|---|---|---|---|---|
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 7.6 | |
| Travelers | Trustway | 1837 Montgomery Highway South Suite 105, Hoover, AL, 35244 | 21.2 | |
| State Farm | Beth Slaughter | 1810 Decatur Hwy Ste 204, Fultondale, AL, 35068-1700 | 9.3 | |
| Travelers | Gadsden Insurance Services Llc | 800 S 4th St, Gadsden, AL, 35901 | 44.0 | |
| State Farm | Casey Mann | 5950 Chalkville Mtn Rd Ste 114, Birmingham, AL, 35235-8617 | 1.1 | |
| State Farm | Shawna Holley | 915 Main St, Gardendale, AL, 35071-2633 | 9.8 | |
| State Farm | Pat Lowe | 2830 Crestwood Blvd, Birmingham, AL, 35210-1229 | 7.7 | |
| Allstate | Ronald Hall | 9729 Parkway E, Birmingham, AL, 35215 | 4.2 | |
| State Farm | Jerri Burnett | 2725 Moody Pkwy, Moody, AL, 35004-3152 | 9.1 | |
| Allstate | John Saddler | 1445 Ashville Rd, Leeds, AL, 35094 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,600 | $770 |
| Jefferson County, AL | $149,000 | $1,162 | $820 | $1,610 | $790 |
| Grayson Valley, AL | $121,400 | $791 | $530 | $1,110 | $580 |
| St. Clair County, AL | $142,800 | $1,135 | $780 | $1,600 | $820 |
| Fairfield, AL | $96,100 | $810 | $560 | $1,140 | $580 |
| Lipscomb, AL | $52,900 | $654 | $470 | $910 | $440 |
| Pelham, AL | $175,300 | $966 | $710 | $1,330 | $620 |
| Alabaster-Helena, AL | $199,800 | $1,448 | $1,030 | $2,070 | $1,040 |
| Bon Air, AL | $68,300 | $774 | $560 | $1,100 | $540 |
| Cullman, AL | $134,600 | $839 | $580 | $1,190 | $610 |
| Montevallo, AL | $111,400 | $887 | $630 | $1,220 | $590 |
| Mountainboro, AL | $106,600 | $864 | $600 | $1,190 | $590 |
| Marshall County, AL | $118,500 | $1,019 | $740 | $1,440 | $700 |