Gavop's guide to buying homeowners insurance in Mayo, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $194,500 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $250,500 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $177,000 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $433,000 | $390,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $648 |
| Superior Protection Discount | -$71 | $719 |
| Fire & Security Discount | -$79 | $712 |
| Hail Resistant Roof Discount | -$24 | $767 |
| Newly Constructed Home Discount | -$166 | $625 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lafayette County | $2,000 | $901 | $2,901 | $655 | $2,655 | $246 |
| Mayo, FL | $1,500 | $781 | $2,281 | $568 | $2,068 | $213 |
| Dowling Park, FL | $400 | $801 | $1,201 | $582 | $982 | $219 |
| Live Oak, FL | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Fort White, FL | $100 | $863 | $963 | $627 | $727 | $236 |
| Madison, FL | $700 | $856 | $1,556 | $622 | $1,322 | $234 |
| Madison County, FL | $700 | $821 | $1,521 | $596 | $1,296 | $224 |
| Chiefland, FL | $200 | $794 | $994 | $577 | $777 | $217 |
| Jasper, FL | $1,000 | $705 | $1,705 | $512 | $1,512 | $193 |
| Alachua, FL | $300 | $1,030 | $1,330 | $748 | $1,048 | $281 |
| North Columbia, FL | $2,000 | $834 | $2,834 | $606 | $2,606 | $228 |
| Home Insurance Company Mayo, FL | Homeowners Insurance Agency Mayo, FL | Address | Popularity Score | Distance from Mayo (miles) |
|---|---|---|---|---|
| Allstate | Linda Thomas | 105 Sw 140th Ct Ste 1, Jonesville, FL, 32669 | 45.1 | |
| State Farm | Diane Pierce | 122 E Park Ave, Chiefland, FL, 32626-0901 | 37.3 | |
| Allstate | Hugh L. Cain | 15202 Nw 147th Dr, Alachua, FL, 32615 | 41.0 | |
| State Farm | Bill Matchell | 140 Nw 75th Drive Suite A, Gainesville, FL, 32607-1587 | 48.9 | |
| State Farm | John Kasak | 904 Sw Sr 247 Branford Hwy, Lake City, FL, 32025 | 32.8 | |
| Travelers | Jeff Tippens Insurance Agency Inc | 313 Ohio Ave N, Live Oak, FL, 32064 | 26.2 | |
| Allstate | Kris Hocter | 3720 Nw 43rd St Ste 100, Gainesville, FL, 32606 | 49.9 | |
| Travelers | Bo Greene Insurance Agency Inc | 2783-A Sw 87th Dr, Gainesville, FL, 32608 | 48.9 | |
| State Farm | Nate Cruce | 378 E Base St Ste 107, Madison, FL, 32340-2407 | 38.7 | |
| Allstate | Bill Stanley Insurance Agency | 630 Ne Santa Fe Boulevard, High Springs, FL, 32643 | 35.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Lafayette County, FL | $101,400 | $912 | $710 | $1,220 | $510 |
| Mayo, FL | $105,300 | $791 | $620 | $1,060 | $440 |
| Dowling Park, FL | $83,700 | $811 | $630 | $1,090 | $460 |
| Live Oak, FL | $90,400 | $849 | $660 | $1,140 | $480 |
| Fort White, FL | $94,600 | $874 | $680 | $1,170 | $490 |
| Madison, FL | $93,400 | $866 | $680 | $1,160 | $480 |
| Madison County, FL | $87,200 | $831 | $650 | $1,110 | $460 |
| Chiefland, FL | $82,500 | $804 | $630 | $1,080 | $450 |
| Jasper, FL | $66,700 | $713 | $560 | $960 | $400 |
| Alachua, FL | $157,700 | $1,042 | $810 | $1,400 | $590 |
| North Columbia, FL | $65,900 | $844 | $660 | $1,130 | $470 |