Gavop shows you how to buy homeowners insurance in Wilna, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wilna, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Nys Rt 3, S Riva Ridge Loop, S James St, Bender Ln, Wrape Rd, W Street Rd, 3rd St, Scotch Pine Dr, Staie Rd, Parham St | $160,000 | $140,000 | $150,000-$175,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Fulton St, Alexander St, N Mechanic St, Edgewood Dr, Co Rd 42, Deerfield Dr, George Ave, John St, Alexandria St Rd, Fourth Street M | $157,500 | $150,000 | $150,000-$175,000 | $122,500 | $100,000 | $100,000-$125,000 |
| Lewisburg Rd, S Clinton St, Grace Loop, Backus Rd, Martin Ave, Furnace St, 4th St E, Thorpe St, Oswego Ave, 4th St W | $132,000 | $120,000 | $100,000-$125,000 | $91,000 | $90,000 | $75,000-$100,000 |
| Simonet Cutoff Rd, Brown St, Sandpiper Dr, Milady Rd, Mount Belvedere Blvd, Lewis Ave, Baron Ave, Coolidge Rd, Texas Rd, N Lewis Ave | $126,000 | $110,000 | $125,000-$150,000 | $127,500 | $110,000 | $125,000-$150,000 |
| Farr St, Temple St, Bender S Ln, N Clinton St, Northern Blvd, Munns Corner Rd, S School St, Wildwood Dr, Selos Rd, Anderson Ave | $147,000 | $130,000 | $100,000-$125,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $806 |
| Superior Protection Discount | -$86 | $874 |
| Fire & Security Discount | -$67 | $893 |
| Hail Resistant Roof Discount | -$19 | $941 |
| Newly Constructed Home Discount | -$192 | $768 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $616 | $1,316 | $448 | $1,148 | $168 |
| Wilna, NY | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Denmark, NY | $300 | $629 | $929 | $457 | $757 | $172 |
| Harrisville, NY | $700 | $588 | $1,288 | $427 | $1,127 | $161 |
| Fowler, NY | $200 | $585 | $785 | $425 | $625 | $160 |
| Rodman, NY | $2,500 | $657 | $3,157 | $477 | $2,977 | $180 |
| Hammond, NY | $300 | $585 | $885 | $425 | $725 | $160 |
| Osceola, NY | $400 | $583 | $983 | $424 | $824 | $159 |
| Pierrepont, NY | $700 | $611 | $1,311 | $444 | $1,144 | $167 |
| Williamstown, NY | $400 | $585 | $985 | $425 | $825 | $160 |
| Ava, NY | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Home Insurance Company Wilna, NY | Homeowners Insurance Agency Wilna, NY | Address | Popularity Score | Distance from Wilna (miles) |
|---|---|---|---|---|
| Allstate | Macilvennie & Brown Insurance Agency | 10868 Us Route 11, Adams, NY, 13605 | 26.8 | |
| Liberty Mutual Independent | Wilbert-Wenner Agency | 995 State Route 26, West Leyden, NY, 13489 | 41.9 | |
| Nationwide | Kevin M Daniels | 63 Main St, Canton, NY, 13617 | 42.7 | |
| Allstate | Nancy Mccabe | 18849 Us Route 11, Watertown, NY, 13601 | 18.5 | |
| Allstate | Weekes Agency | 9 E Main St, Gouverneur, NY, 13642 | 20.2 | |
| Travelers | Haylor Freyer & Coon Inc | 329 State St, Carthage, NY, 13619 | 5.4 | |
| Allstate | Weekes Agency | 9 E Main St Po Box 426, Gouverneur, NY, 13642 | 20.2 | |
| Travelers | Wagoner-Hickok Agency Inc | 13410 State Rte 12, Boonville, NY, 13309 | 41.5 | |
| Liberty Mutual Independent | Agency Specialists Of Mexico | 3853 State Route 13, Pulaski, NY, 13142 | 43.4 | |
| Travelers | Eastern Shore Associates | 1 Broad St Ste A, Pulaski, NY, 13142 | 43.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,660 | $870 |
| Jefferson County, NY | $149,300 | $624 | $460 | $890 | $430 |
| Wilna, NY | $133,600 | $960 | $700 | $1,320 | $620 |
| Denmark, NY | $146,400 | $637 | $430 | $900 | $470 |
| Harrisville, NY | $74,600 | $595 | $400 | $850 | $450 |
| Fowler, NY | $101,400 | $592 | $430 | $810 | $380 |
| Rodman, NY | $161,000 | $665 | $460 | $940 | $480 |
| Hammond, NY | $80,300 | $592 | $430 | $820 | $390 |
| Osceola, NY | $95,800 | $590 | $400 | $820 | $420 |
| Pierrepont, NY | $133,800 | $618 | $430 | $870 | $440 |
| Williamstown, NY | $81,600 | $592 | $420 | $820 | $400 |
| Ava, NY | $99,500 | $591 | $400 | $810 | $410 |