Gavop tells you how to get the best homeowners insurance in Charlotte, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Charlotte, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bulling Ln, E 3rd St, Cambridge Dr, Old Hickory Ln, Beech St, Summit St, E Kinsel Hwy, S Lincoln St, Maple Knoll, Valley Hwy | $91,000 | $70,000 | $75,000-$100,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Maple Leaf Ct, Sleeper Dr, W Lawrence Hwy, Fairview Hwy, Cole Hwy, Montels Way, W Shaw St, W Foote St, W McClure St, Tirrell Rd | $92,500 | $80,000 | $75,000-$100,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Gregory Ln, Derailer Dr, S Clinton St, N Stine Rd, Kristina Dr, Mills Hwy, Carmel Ln, Andre Dr, Church, Lansing St | $148,500 | $140,000 | $150,000-$175,000 | $114,500 | $100,000 | $100,000-$125,000 |
| N Chester Rd, E Lansing Rd, Cousins Ln, E Broadway Hwy, Merritt St, Courthouse Dr, Beech Hwy, Kimberly Dr, Crozier Dr, E Lansing Rd | $215,000 | $180,000 | $200,000-$250,000 | $154,500 | $140,000 | $125,000-$150,000 |
| Paine Dr, W Lovett St, W 1st St, S Church St, Wedgewood Dr, Lone Pine Trl, White Birch Trl, Saint Marys Blvd, E Shaw St, High St | $115,000 | $110,000 | $75,000-$100,000 | $88,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $551 |
| Superior Protection Discount | -$61 | $619 |
| Fire & Security Discount | -$54 | $626 |
| Hail Resistant Roof Discount | -$20 | $660 |
| Newly Constructed Home Discount | -$197 | $483 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,887 |
| Home Insurance Company Charlotte, MI | Homeowners Insurance Agency Charlotte, MI | Address | Popularity Score | Distance from Charlotte (miles) |
|---|---|---|---|---|
| State Farm | Kelly Schmidtke | 4211 Clyde Park Ave Sw, Wyoming, MI, 49509-5474 | 48.8 | |
| State Farm | Mike Otto | 114 W Harris Street, Charlotte, MI, 48813-2311 | 0.2 | |
| Farmers | Eric Frantti | 3473 E Grand River Ave Ste C, Howell, MI, 48843 | 48.3 | |
| State Farm | Darrean Dunn | 1824 S Pennsylvania Ave Ste B, Lansing, MI, 48910-1891 | 18.1 | |
| Travelers | Robertson Insurance | 5589 E. M-36 Highway, Pinckney, MI, 48169 | 42.1 | |
| State Farm | Anne Brigham | 111 W Chicago St Ste 1, Jonesville, MI, 49250-1081 | 41.2 | |
| State Farm | Dan Kasischke | 735 W Lake Lansing Road, East Lansing, MI, 48823-8533 | 21.8 | |
| Liberty Mutual Independent | Elite Insurance Agency | 3399 E Grand River Ave Ste 201, Howell, MI, 48843 | 48.2 | |
| State Farm | Geof Gelina | 2165 E Grand Riv Ave, Howell, MI, 48843-1737 | 47.0 | |
| Allstate | Johnson & Associates Llc | 4201 E Grand River Ave, Howell, MI, 48843 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,100 | $570 |
| Eaton County, MI | $142,300 | $760 | $520 | $1,040 | $520 |
| Charlotte, MI | $107,200 | $681 | $490 | $970 | $480 |
| Onondaga, MI | $140,900 | $781 | $520 | $1,110 | $590 |
| East Lansing, MI | $181,100 | $809 | $590 | $1,120 | $530 |
| Springfield, MI | $56,300 | $593 | $430 | $810 | $380 |
| Henrietta, MI | $149,100 | $793 | $530 | $1,090 | $560 |
| Middlebury, MI | $120,700 | $753 | $520 | $1,050 | $530 |
| Gaines charter, MI | $172,000 | $691 | $480 | $980 | $500 |
| Putnam, MI | $193,100 | $714 | $510 | $990 | $480 |
| Batavia, MI | $104,300 | $728 | $490 | $1,000 | $510 |
| Pinckney, MI | $161,700 | $809 | $550 | $1,110 | $560 |
| Grand Rapids charter, MI | $244,600 | $778 | $530 | $1,070 | $540 |