Gavop shows you how to buy homeowners insurance in Lafayette County, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $92,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $177,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $123,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $545 |
| Superior Protection Discount | -$67 | $606 |
| Fire & Security Discount | -$54 | $619 |
| Hail Resistant Roof Discount | -$13 | $660 |
| Newly Constructed Home Discount | -$162 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lafayette County | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Lafayette County, WI | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Elizabeth, IL | $300 | $666 | $966 | $484 | $784 | $182 |
| Dunleith, IL | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Primrose, WI | $100 | $863 | $963 | $627 | $727 | $236 |
| Dubuque, IA | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Castle Rock, WI | $200 | $666 | $866 | $484 | $684 | $182 |
| Balltown, IA | $2,500 | $907 | $3,407 | $659 | $3,159 | $248 |
| Brodhead, WI | $300 | $541 | $841 | $393 | $693 | $148 |
| Lanark, IL | $1,500 | $570 | $2,070 | $414 | $1,914 | $156 |
| Middleton, WI | $500 | $704 | $1,204 | $511 | $1,011 | $192 |
| Dunn, WI | $2,500 | $660 | $3,160 | $479 | $2,979 | $180 |
| Home Insurance Company Lafayette County, WI | Homeowners Insurance Agency Lafayette County, WI | Address | Popularity Score | Distance from Lafayette County (miles) |
|---|---|---|---|---|
| State Farm | Sarah Drew | 111 E Verona Ave, Verona, WI, 53593-1218 | 38.2 | |
| GEICO | Brian Schroeder | 2001 West Beltline Highway Suite 100, Madison, WI, 53713 | 44.8 | |
| Travelers | Neckerman Insurance | 6200 Mineral Point Rd, Madison, WI, 53705 | 43.0 | |
| State Farm | Katie Riley | 2984 Triverton Pike Dr Ste 110, Fitchburg, WI, 53711-5841 | 43.5 | |
| State Farm | Patti Reavis | 1018 1st Center Ave, Brodhead, WI, 53520-1420 | 38.5 | |
| Liberty Mutual | Steven Cunningham | 708 Heartland Trail Ste 1800, Madison, WI, 53717 | 42.0 | |
| Travelers | Priority Insurance Agency Inc | 614 W Water St, Shullsburg, WI, 53586 | 7.8 | |
| State Farm | Cary Ziltner | 119 W Cornelia St, Darlington, WI, 53530-1411 | 1.9 | |
| Allstate | Bahe Insurance | 1510 11th St # 662, Monroe, WI, 53566 | 25.2 | |
| State Farm | Kevin Lease | 7941 Tree Lane, Madison, WI, 53717-2094 | 41.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Lafayette County, WI | $126,600 | $673 | $460 | $960 | $500 |
| Lafayette County, WI | $126,600 | $673 | $490 | $920 | $430 |
| Elizabeth, IL | $107,600 | $674 | $450 | $930 | $480 |
| Dunleith, IL | $136,600 | $756 | $510 | $1,070 | $560 |
| Primrose, WI | $328,000 | $873 | $640 | $1,240 | $600 |
| Dubuque, IA | $135,800 | $799 | $540 | $1,100 | $560 |
| Castle Rock, WI | $162,500 | $674 | $450 | $930 | $480 |
| Balltown, IA | $170,800 | $918 | $670 | $1,310 | $640 |
| Brodhead, WI | $108,100 | $548 | $380 | $780 | $400 |
| Lanark, IL | $79,900 | $577 | $420 | $810 | $390 |
| Middleton, WI | $309,900 | $712 | $520 | $1,010 | $490 |
| Dunn, WI | $260,700 | $668 | $490 | $930 | $440 |