Gavop's guide to buying homeowners insurance in Clay County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Clay County, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 7th St, Ksthy 197, S 8th St, 27th Rd, Fir St, McBratney St, Co Rd 400, Blunt St, Webster St, 18th Rd | $166,000 | $140,000 | $175,000-$200,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Meridian Rd, Co Rd 362, Co Rd 837, 20th Rd, Rose St, S 4th St, Sherman St, Cedar St, Meadowlark Rd, Dogwood St | $107,500 | $90,000 | $100,000-$125,000 | $116,500 | $90,000 | $100,000-$125,000 |
| 8th St, Market St, Grant Ave, Co Rd 378, Juniper St, 8th St, 1st St, Arcadia St, 4th Rd, Grove St | $104,500 | $90,000 | $75,000-$100,000 | $132,000 | $110,000 | $150,000-$175,000 |
| Indian Rd, Court St, 26th Rd, Navajo Rd, Co Rd 398, 6th St, W Court St, 3rd St, Hickory St, E Bartlett St | $163,000 | $150,000 | $150,000-$175,000 | $124,500 | $110,000 | $100,000-$125,000 |
| Quail Rd, Redwood Rd, Co Rd 832, Hesser Ave, Helene St, Marion St, 13th St, Eisenhower Dr, 17th Rd, Spellman Cir | $91,000 | $80,000 | $75,000-$100,000 | $84,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $709 |
| Superior Protection Discount | -$82 | $742 |
| Fire & Security Discount | -$66 | $759 |
| Hail Resistant Roof Discount | -$25 | $800 |
| Newly Constructed Home Discount | -$190 | $635 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Clay County, KS | $2,500 | $815 | $3,315 | $592 | $3,092 | $223 |
| Vining, KS | $500 | $984 | $1,484 | $715 | $1,215 | $269 |
| Kimeo, KS | $1,000 | $1,197 | $2,197 | $870 | $1,870 | $327 |
| Randolph, KS | $300 | $1,070 | $1,370 | $778 | $1,078 | $292 |
| Grandview Plaza, KS | $2,500 | $896 | $3,396 | $651 | $3,151 | $245 |
| Minneapolis, KS | $100 | $1,077 | $1,177 | $783 | $883 | $294 |
| Arion, KS | $1,500 | $1,158 | $2,658 | $841 | $2,341 | $316 |
| Clear Fork, KS | $300 | $1,559 | $1,859 | $1,133 | $1,433 | $426 |
| Saline County, KS | $1,000 | $1,193 | $2,193 | $867 | $1,867 | $326 |
| Herington, KS | $200 | $846 | $1,046 | $615 | $815 | $231 |
| Home Insurance Company Clay County, KS | Homeowners Insurance Agency Clay County, KS | Address | Popularity Score | Distance from Clay County (miles) |
|---|---|---|---|---|
| Travelers | Tyner Insurance Group | 424 Lincoln, Wamego, KS, 66547 | 47.4 | |
| State Farm | David Borgerding | 428 Lincoln Ave, Clay Center, KS, 67432-2908 | 3.1 | |
| Travelers | Holmes Insurance Agency | 422 N Juliette Ave, Manhattan, KS, 66502 | 34.2 | |
| Nationwide | Mountain Plains Agency Llc | 1122 Pony Express Hwy Ste 4, Marysville, KS, 66508 | 45.2 | |
| State Farm | Joe Seed | 1612 E Iron, Salina, KS, 67402-1754 | 41.4 | |
| Travelers | Dillon-Sullivan Insurance | 527 Ft Riley Rd, Manhattan, KS, 66502 | 34.5 | |
| Travelers | Gross Insurance Agency | 105 S 4th, Manhattan, KS, 66502 | 34.5 | |
| State Farm | Bob Burns | 104 Nw 15th St, Abilene, KS, 67410-1548 | 28.7 | |
| State Farm | Karl Kunz | 210 N 4th St Ste B, Manhattan, KS, 66502-6056 | 34.5 | |
| Allstate | Copeland Ins Agy | 111 S Broadway St, Riley, KS, 66531 | 18.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Clay County, KS | $100,200 | $825 | $640 | $1,110 | $470 |
| Clay County, KS | $100,200 | $825 | $640 | $1,110 | $470 |
| Vining, KS | $75,000 | $996 | $780 | $1,340 | $560 |
| Kimeo, KS | $109,200 | $1,212 | $950 | $1,640 | $690 |
| Randolph, KS | $87,900 | $1,083 | $840 | $1,460 | $620 |
| Grandview Plaza, KS | $63,000 | $907 | $710 | $1,220 | $510 |
| Minneapolis, KS | $88,900 | $1,090 | $850 | $1,470 | $620 |
| Arion, KS | $102,300 | $1,172 | $910 | $1,580 | $670 |
| Clear Fork, KS | $196,900 | $1,578 | $1,230 | $2,130 | $900 |
| Saline County, KS | $125,400 | $1,207 | $940 | $1,630 | $690 |
| Herington, KS | $56,400 | $856 | $670 | $1,160 | $490 |