Gavop shows you how to buy homeowners insurance in Dallas County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Dallas County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lalota Rd, Co Rd K-132, Grits Trl, Co Rd 32-21, Longbranch Dr, Green Valley Ln, Boulder Trl, W Mill St, Co Rd 32-77, Daffodil Ln | $179,000 | $150,000 | $175,000-$200,000 | $154,000 | $150,000 | $150,000-$175,000 |
| Bluegrass Rd, Riley Ln, Gospel Ln, Co Rd Jj-180, W Main St, Elm St, Lindsey, State Rd T, Saddle Trl, Middle Earth Trl | $80,000 | $70,000 | $50,000-$75,000 | $101,500 | $80,000 | $100,000-$125,000 |
| Wayside Trl, Elk Rd, Co Rd B-220, Robin Ln, Co Rd Uu-295, Mesa Ln, Wildfire Rd, Co Rd M-168, Cardinal Rd, Scott Trl | $196,000 | $170,000 | $200,000-$250,000 | $103,000 | $90,000 | $75,000-$100,000 |
| Crestview Ln, Blue Springs Cir, Rockwood Rd, Co Rd 65-25.4, Tea Cup Ln, Co Rd 38-60.25, Co Rd K-144.5, W Marsh, Dallas, Holiday Ln | $143,500 | $120,000 | $150,000-$175,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Co Rd 64-138, Co Rd F-243, Co Rd 32-79, Co Rd Dd-70, Legend Rd, Hackberry Rd, State Hwy Mm, Church Grove Rd, Juniper Rd, Co Rd 220 | $162,000 | $130,000 | $175,000-$200,000 | $87,000 | $80,000 | $50,000-$75,000 |
| Co Rd 215-12, Navy Rd, Quail Farm Rd, Round Prairie Rd, Meyongo Trl, Co Rd D-44, Nighthawk Ln, Co Rd 65-115, Ironwood Trl, Co Rd Jj-199 | $96,500 | $90,000 | $100,000-$125,000 | $51,500 | $50,000 | $25,000-$50,000 |
| Hogeye Loop, Thomasville Rd, Co Rd 32-180, Co Rd 64-84, Co Rd 65-185, Co Rd 64-42, Sugar Trl, Co Rd 38-48.2, Hosier Ln, Co Rd M-100.9 | $171,000 | $140,000 | $150,000-$175,000 | $125,500 | $120,000 | $125,000-$150,000 |
| Mill St, Boundry Rd, Co Rd E-142, Cascade Ln, Co Rd K-140, Angels Rest Ln, Co Rd Jj-220, Wedgewood Rd, Windy Ridge Trl, Co Rd D-20 | $201,000 | $180,000 | $150,000-$175,000 | $141,500 | $130,000 | $125,000-$150,000 |
| Wooded Acres, Cave Creek Rd, Valley View Rd, Walnut Grove Loop, Co Rd 64-28.2, Meadowland Trl, Co Rd B-185, Flint Ridge Rd, Neil Rd, Patchwork Ln | $141,500 | $130,000 | $150,000-$175,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Co Rd 64-82, Ramona Ln, Co Rd 32-59, Willow Springs Rd, Opal Trl, Taylor Ln, Spring Grove Rd, W Madison St, Muleshoe Trl, Artesian Ln | $100,500 | $90,000 | $100,000-$125,000 | $57,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $701 |
| Superior Protection Discount | -$82 | $734 |
| Fire & Security Discount | -$57 | $759 |
| Hail Resistant Roof Discount | -$16 | $799 |
| Newly Constructed Home Discount | -$188 | $628 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| Dallas County, MO | $1,000 | $806 | $1,806 | $586 | $1,586 | $220 |
| South Benton, MO | $500 | $1,003 | $1,503 | $729 | $1,229 | $274 |
| Bennett Springs, MO | $2,000 | $755 | $2,755 | $549 | $2,549 | $206 |
| Green, MO | $200 | $887 | $1,087 | $645 | $845 | $242 |
| Pleasant Hope, MO | $1,500 | $914 | $2,414 | $664 | $2,164 | $250 |
| Polk County, MO | $200 | $967 | $1,167 | $702 | $902 | $264 |
| Murray, MO | $1,500 | $891 | $2,391 | $647 | $2,147 | $243 |
| Campbell No. 2C, MO | $1,500 | $1,104 | $2,604 | $802 | $2,302 | $302 |
| Northview, MO | $500 | $817 | $1,317 | $594 | $1,094 | $223 |
| North, MO | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Home Insurance Company Dallas County, MO | Homeowners Insurance Agency Dallas County, MO | Address | Popularity Score | Distance from Dallas County (miles) |
|---|---|---|---|---|
| State Farm | Marcus Sykora | 3570 Osage Bch Pkwy Ste 203, Osage Beach, MO, 65065-6601 | 40.6 | |
| Travelers | Krantz Insurance Group | 2820 Bagnell Dam Blvd Ste 5b, Lake Ozark, MO, 65049 | 40.8 | |
| Travelers | Deco Insurance Agency | 508 N Main St, Laurie, MO, 65038 | 37.5 | |
| State Farm | Karla A Woods | 1336 S Ash St Ste 100, Buffalo, MO, 65622 | 5.3 | |
| Liberty Mutual Independent | Nixon & Lindstrom Insurance | 901 E Battlefield St, Springfield, MO, 65807 | 38.7 | |
| Farmers | Christopher Wagner | 2107 Bagnell Dam Blvd Ste 107, Lake Ozark, MO, 65049 | 40.9 | |
| State Farm | Mike Heitman | 4681-12 Hwy 54 Kings Plaza, Osage Beach, MO, 65065 | 37.6 | |
| State Farm | Fred Hynes | 533 N Jefferson Ave, Lebanon, MO, 65536-2743 | 20.0 | |
| State Farm | Carey Heitman | 642 Missouri Ave, Saint Robert, MO, 65584-4684 | 49.5 | |
| State Farm | Chuck Fugate | 5349 N 22nd Street, Ozark, MO, 65721-6695 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,510 | $760 |
| Dallas County, MO | $107,400 | $816 | $590 | $1,170 | $580 |
| Dallas County, MO | $107,400 | $816 | $560 | $1,130 | $570 |
| South Benton, MO | $121,200 | $1,015 | $680 | $1,430 | $750 |
| Bennett Springs, MO | $55,000 | $764 | $560 | $1,080 | $520 |
| Green, MO | $86,900 | $898 | $600 | $1,230 | $630 |
| Pleasant Hope, MO | $94,200 | $925 | $620 | $1,300 | $680 |
| Polk County, MO | $122,600 | $978 | $670 | $1,340 | $670 |
| Murray, MO | $141,100 | $901 | $660 | $1,240 | $580 |
| Campbell No. 2C, MO | $157,900 | $1,117 | $770 | $1,550 | $780 |
| Northview, MO | $177,000 | $827 | $550 | $1,170 | $620 |
| North, MO | $69,500 | $829 | $570 | $1,180 | $610 |