Gavop's guide to buying homeowners insurance in Silver Lake, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $121,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $171,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $275,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $319,000 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $595 |
| Superior Protection Discount | -$65 | $653 |
| Fire & Security Discount | -$65 | $653 |
| Hail Resistant Roof Discount | -$22 | $696 |
| Newly Constructed Home Discount | -$179 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Hanover County | $1,500 | $1,015 | $2,515 | $738 | $2,238 | $277 |
| Silver Lake, NC | $2,000 | $709 | $2,709 | $515 | $2,515 | $194 |
| New Hanover County, NC | $100 | $1,015 | $1,115 | $738 | $838 | $277 |
| Boiling Spring Lakes, NC | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Cape Fear, NC | $200 | $753 | $953 | $547 | $747 | $206 |
| Topsail Beach, NC | $2,500 | $2,206 | $4,706 | $1,603 | $4,103 | $603 |
| Pender County, NC | $200 | $869 | $1,069 | $631 | $831 | $237 |
| St. Helena, NC | $700 | $897 | $1,597 | $652 | $1,352 | $245 |
| East Arcadia, NC | $100 | $542 | $642 | $394 | $494 | $148 |
| Waccamaw, NC | $700 | $656 | $1,356 | $477 | $1,177 | $179 |
| Lake Waccamaw, NC | $300 | $1,169 | $1,469 | $849 | $1,149 | $319 |
| Hallsboro, NC | $700 | $597 | $1,297 | $434 | $1,134 | $163 |
| Home Insurance Company Silver Lake, NC | Homeowners Insurance Agency Silver Lake, NC | Address | Popularity Score | Distance from Silver Lake (miles) |
|---|---|---|---|---|
| State Farm | Chrystal Fray | 2547 S 17th St Ste C, Wilmington, NC, 28401-7864 | 3.8 | |
| State Farm | Jimi Woodruff | 2805 Market St, Wilmington, NC, 28403-1219 | 6.8 | |
| State Farm | Cedric Dickerson | 5919 Oleander Dr Ste 104, Wilmington, NC, 28403-4757 | 6.1 | |
| State Farm | Henry Brown | 2816a S College Rd, Wilmington, NC, 28412-6827 | 3.9 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 5.8 | |
| Travelers | Coastal Insurance | 4625 Main St Hwy17 Business, Shallotte, NC, 28470 | 29.3 | |
| State Farm | Greg Ochipa | 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434 | 5.3 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 7.2 | |
| Liberty Mutual Independent | George Chadwick Insurance | 3301 Wrightsville Ave, Wilmington, NC, 28403 | 5.7 | |
| Nationwide | Greg Hibiske Insurance Agency Inc | 1018 Grandiflora Dr Ste A, Leland, NC, 28451-7454 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,220 | $570 |
| New Hanover County, NC | $225,600 | $1,028 | $750 | $1,450 | $700 |
| Silver Lake, NC | $150,800 | $717 | $520 | $990 | $470 |
| New Hanover County, NC | $225,600 | $1,028 | $730 | $1,450 | $720 |
| Boiling Spring Lakes, NC | $151,000 | $718 | $490 | $1,010 | $520 |
| Cape Fear, NC | $164,700 | $762 | $520 | $1,040 | $520 |
| Topsail Beach, NC | $490,000 | $2,233 | $1,630 | $3,100 | $1,470 |
| Pender County, NC | $167,200 | $879 | $630 | $1,250 | $620 |
| St. Helena, NC | $165,000 | $908 | $610 | $1,260 | $650 |
| East Arcadia, NC | $86,300 | $549 | $400 | $760 | $360 |
| Waccamaw, NC | $108,000 | $664 | $440 | $950 | $510 |
| Lake Waccamaw, NC | $252,900 | $1,183 | $840 | $1,630 | $790 |
| Hallsboro, NC | $96,300 | $604 | $430 | $860 | $430 |