Gavop's guide to buying homeowners insurance in Myrtle Grove, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $131,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $171,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $304,000 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $765 |
| Superior Protection Discount | -$82 | $829 |
| Fire & Security Discount | -$64 | $847 |
| Hail Resistant Roof Discount | -$18 | $892 |
| Newly Constructed Home Discount | -$219 | $692 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Escambia County | $1,500 | $1,155 | $2,655 | $839 | $2,339 | $316 |
| Myrtle Grove, FL | $1,000 | $900 | $1,900 | $654 | $1,654 | $246 |
| Gulf Breeze, FL | $300 | $923 | $1,223 | $671 | $971 | $252 |
| Cantonment, FL | $2,000 | $1,307 | $3,307 | $950 | $2,950 | $357 |
| Orange Beach, AL | $400 | $1,000 | $1,400 | $727 | $1,127 | $273 |
| Navarre, FL | $2,500 | $1,212 | $3,712 | $881 | $3,381 | $331 |
| Pine Level, FL | $300 | $877 | $1,177 | $638 | $938 | $240 |
| Fort Walton Beach, FL | $2,000 | $1,391 | $3,391 | $1,011 | $3,011 | $380 |
| Okaloosa County, FL | $100 | $1,390 | $1,490 | $1,010 | $1,110 | $380 |
| Flomaton, AL | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| Niceville, FL | $500 | $981 | $1,481 | $713 | $1,213 | $268 |
| Home Insurance Company Myrtle Grove, FL | Homeowners Insurance Agency Myrtle Grove, FL | Address | Popularity Score | Distance from Myrtle Grove (miles) |
|---|---|---|---|---|
| State Farm | Casey Roberts | 2107 W Nine Mile Rd Ste 5, Pensacola, FL, 32534-9475 | 8.3 | |
| Travelers | Logan Insurance Agency Inc | 3801 N 9th Ave, Pensacola, FL, 32503 | 5.9 | |
| State Farm | Laura Mitchell | 198 E Nine Mile Rd, Pensacola, FL, 32534-3144 | 8.5 | |
| Travelers | Logan Insurance Agency Inc | 3801 N 9th Ave, Pensacola, FL, 32503 | 5.9 | |
| State Farm | Brad Phelps | 1301 E Cervantes St, Pensacola, FL, 32501 | 6.1 | |
| Travelers | Florida Insurance Agency | 7250 Pine Forest Rd , Pensacola, FL, 32571 | 5.7 | |
| Liberty Mutual Independent | Whitman & Whitman Inc | 2032-A Creighton Rd, Pensacola, FL, 32504 | 8.2 | |
| Allstate | Donna Jones Creel | 2600 W Nine Mile Rd Ste 2, Pensacola, FL, 32534 | 8.3 | |
| State Farm | Dennis Fulk | 7702 W Fairfield Dr, Pensacola, FL, 32506-3646 | 1.1 | |
| Allstate | Jennifer Hester | 238 N New Warrington Rd, Pensacola, FL, 32506 | 1.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Escambia County, FL | $126,700 | $1,169 | $910 | $1,570 | $660 |
| Myrtle Grove, FL | $101,200 | $911 | $710 | $1,220 | $510 |
| Gulf Breeze, FL | $336,700 | $935 | $730 | $1,250 | $520 |
| Cantonment, FL | $158,300 | $1,323 | $1,030 | $1,770 | $740 |
| Orange Beach, AL | $256,600 | $1,012 | $690 | $1,450 | $760 |
| Navarre, FL | $211,100 | $1,226 | $960 | $1,640 | $680 |
| Pine Level, FL | $72,300 | $888 | $690 | $1,190 | $500 |
| Fort Walton Beach, FL | $198,900 | $1,408 | $1,100 | $1,890 | $790 |
| Okaloosa County, FL | $198,700 | $1,407 | $1,100 | $1,890 | $790 |
| Flomaton, AL | $76,200 | $831 | $610 | $1,140 | $530 |
| Niceville, FL | $211,800 | $993 | $770 | $1,330 | $560 |