Gavop's guide to buying homeowners insurance in Cairo, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $94,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $109,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $184,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $182,500 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $628 |
| Home and Two Car | -$117 | $572 |
| Home and Three Car | -$159 | $531 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grady County | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Cairo, GA | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Dixie, GA | $200 | $644 | $844 | $468 | $668 | $176 |
| Newton, GA | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| Gadsden County, FL | $500 | $997 | $1,497 | $724 | $1,224 | $272 |
| Baker County, GA | $700 | $629 | $1,329 | $457 | $1,157 | $172 |
| Milford, GA | $500 | $599 | $1,099 | $435 | $935 | $164 |
| Berlin-Ellenton, GA | $1,000 | $697 | $1,697 | $506 | $1,506 | $190 |
| Greensboro, FL | $200 | $961 | $1,161 | $699 | $899 | $263 |
| Dougherty County, GA | $1,500 | $726 | $2,226 | $528 | $2,028 | $199 |
| Sylvester, GA | $200 | $610 | $810 | $443 | $643 | $167 |
| Omega, GA | $1,500 | $582 | $2,082 | $423 | $1,923 | $159 |
| Home Insurance Company Cairo, GA | Homeowners Insurance Agency Cairo, GA | Address | Popularity Score | Distance from Cairo (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Clenney Agency Inc | 514 E Crawford St, Colquitt, GA, 39837 | 37.7 | |
| State Farm | Steve Perrine | 537 N. Westover Blvd., Albany, GA, 31707 | 49.9 | |
| State Farm | Leanna Greene | 315 E Screven St, Quitman, GA, 31643-2131 | 37.4 | |
| State Farm | Jim Scarbrough | 431 2nd Ave Se, Cairo, GA, 39828-2808 | 1.7 | |
| State Farm | Stephen Gainous | 117 W Jefferson St, Thomasville, GA, 31792-5408 | 12.0 | |
| State Farm | Nichole Hilliard | 198 W Railroad St S, Pelham, GA, 31779-1608 | 16.6 | |
| Liberty Mutual Independent | Fleming & Riles Insurance | 1115 W. Third Avenue, Albany, GA, 31707 | 48.6 | |
| State Farm | Hutch Hutchison | 2405 E Pinetree Blvd, Thomasville, GA, 31792-5352 | 13.8 | |
| Travelers | Coffee Insurance Agency Inc | 2358 Ga Highway 122, Thomasville, GA, 31757 | 14.2 | |
| Travelers | Pollock Insurance Agency | 32 1st Ave Ne, Cairo, GA, 39828 | 1.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,440 | $760 |
| Grady County, GA | $110,500 | $675 | $450 | $940 | $490 |
| Cairo, GA | $113,800 | $690 | $490 | $970 | $480 |
| Dixie, GA | $84,400 | $652 | $450 | $930 | $480 |
| Newton, GA | $86,600 | $666 | $450 | $920 | $470 |
| Gadsden County, FL | $101,300 | $1,009 | $790 | $1,350 | $560 |
| Baker County, GA | $79,500 | $637 | $430 | $900 | $470 |
| Milford, GA | $77,400 | $606 | $410 | $840 | $430 |
| Berlin-Ellenton, GA | $93,000 | $705 | $490 | $980 | $490 |
| Greensboro, FL | $84,800 | $973 | $760 | $1,300 | $540 |
| Dougherty County, GA | $102,100 | $735 | $490 | $1,010 | $520 |
| Sylvester, GA | $86,300 | $618 | $440 | $880 | $440 |
| Omega, GA | $75,000 | $589 | $410 | $820 | $410 |