How Can I Make My Greenville, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Greenville, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Greenville, TX Home Insurance Coverage Levels | Back to Top
| Greenville, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Vernon Dr, Dell Dr, Co Rd 3323, Lark St, Adams St, Saint John St, Poplar Ave, Co Rd 3508, Champion Ct, Beauchamp St | $88,500 | $80,000 | $50,000-$75,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Langford St, Co Rd 1079, Shady Brook Rd, Edgewood Dr, Polk St, Co Rd 2247, Luna Dr, Oakridge Dr, Garber Cir, Sockwell Blvd | $85,500 | $80,000 | $75,000-$100,000 | $117,000 | $110,000 | $100,000-$125,000 |
| Pace St, Ethan Dr, Templeton St, Westminster Ln, Henderson St, E Long Branch Dr, Traders Rd, Co Rd 2264, FM 1570, Pine | $166,000 | $140,000 | $150,000-$175,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Northgate Trl, Logan St, Blueberry Hill Rd, Joe Ramsey Blvd N, Mitchell St, Roberts St, FM 1903, Bourland St, Zora Dr, Pollard St | $143,500 | $130,000 | $150,000-$175,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Co Rd 3307, Cedar Creek, Short St, Co Rd 3520, Beecha St, Oak Village Dr, Jones St, Co Rd 4108, FM 1569, Legacy Oaks Cir | $175,500 | $140,000 | $175,000-$200,000 | $174,500 | $150,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Greenville, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$235 | $1,150 |
| Superior Protection Discount | -$139 | $1,247 |
| Fire & Security Discount | -$125 | $1,260 |
| Hail Resistant Roof Discount | -$42 | $1,344 |
| Newly Constructed Home Discount | -$332 | $1,053 |
Choose the Right Deductible for your Greenville, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hunt County | $2,500 | $1,370 | $3,870 | $996 | $3,496 | $374 |
| Greenville, TX | $700 | $1,368 | $2,068 | $995 | $1,695 | $374 |
| Bailey, TX | $400 | $1,310 | $1,710 | $952 | $1,352 | $358 |
| Princeton, TX | $200 | $971 | $1,171 | $706 | $906 | $265 |
| Sulphur Springs, TX | $700 | $1,044 | $1,744 | $759 | $1,459 | $285 |
| Allen, TX | $400 | $1,316 | $1,716 | $956 | $1,356 | $360 |
| Cooper, TX | $2,500 | $1,368 | $3,868 | $994 | $3,494 | $374 |
| Post Oak Bend City, TX | $500 | $1,871 | $2,371 | $1,360 | $1,860 | $511 |
| Richardson, TX | $1,500 | $1,262 | $2,762 | $917 | $2,417 | $345 |
| Alba, TX | $300 | $1,510 | $1,810 | $1,097 | $1,397 | $413 |
| Celina, TX | $1,500 | $1,162 | $2,662 | $845 | $2,345 | $318 |
Identify Top Home Insurance Agents near Greenville, TX | Back to Top
| Home Insurance Company Greenville, TX | Homeowners Insurance Agency Greenville, TX | Address | Popularity Score | Distance from Greenville (miles) |
|---|---|---|---|---|
| State Farm | Eddie Hall | 7215 I 30 Ste F, Greenville, TX, 75402-7110 | 2.1 | |
| State Farm | Kari Hargrave | 109 W Main St Ste A, Royse City, TX, 75189-3740 | 17.2 | |
| Travelers | Cnc Insurance Brokerage Services | 8721 5th St, Frisco, TX, 75034 | 42.2 | |
| Travelers | Champion Commercial Insurance | 3025 Commerce St, Dallas, TX, 75226 | 46.1 | |
| Travelers | Assurnet Insurance Agency | 833 East Arapaho Rd Ste 107, Richardson, TX, 75081 | 37.5 | |
| State Farm | Courtney Mcmanis | 915 W Exchange Pkwy Ste 250, Allen, TX, 75013-7079 | 33.7 | |
| Farmers | Brian Adams | 807 N Goliad St, Rockwall, TX, 75087 | 24.8 | |
| Allstate | Brandy Hunt | 16135 Preston Rd Ste 140, Dallas, TX, 75248 | 42.5 | |
| Travelers | Davis-Dyer-Max Inc | 3200 Broadway Blvd Ste 400, Garland, TX, 75043 | 34.8 | |
| Travelers | Ragland Strother & Lafitte | 3838 Oak Lawn Ave Ste 500, Dallas, TX, 75219 | 46.2 |
Compare Rates for Greenville, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hunt County, TX | $105,000 | $1,387 | $920 | $2,140 | $1,220 |
| Greenville, TX | $104,400 | $1,385 | $910 | $2,130 | $1,220 |
| Bailey, TX | $63,500 | $1,326 | $880 | $2,040 | $1,160 |
| Princeton, TX | $156,300 | $983 | $650 | $1,510 | $860 |
| Sulphur Springs, TX | $92,900 | $1,057 | $700 | $1,630 | $930 |
| Allen, TX | $261,600 | $1,332 | $880 | $2,050 | $1,170 |
| Cooper, TX | $73,600 | $1,385 | $910 | $2,130 | $1,220 |
| Post Oak Bend City, TX | $227,100 | $1,894 | $1,250 | $2,920 | $1,670 |
| Richardson, TX | $226,100 | $1,277 | $840 | $1,970 | $1,130 |
| Alba, TX | $102,000 | $1,528 | $1,010 | $2,350 | $1,340 |
| Celina, TX | $354,300 | $1,176 | $780 | $1,810 | $1,030 |
Research Home Insurance Companies Reviews in Greenville, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 16, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I use State farm as an additional insurance that covers fires and floods. I am very happy with my coverage and almost had to use it recently for fire damage here in CA. They were prepared in case of a claim, so I was very happy with that.
Date: July 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I haven't had much interaction with the customer service part of my insurance as of yet, because I thankfully haven't had any major problems with my house.
Date: June 04, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Customer Service
Customer service has been pretty good. They have been able to answer all of my questions and have handled my claim in a quick and efficient manner. They have always been polite and prompt.
Date: January 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
5. I, thankfully, have never had to use my home insurance. I haven't really had much expierance with the company's service. I use the same agent my parents did for many years. Just go into the same office and deal with the same man that I used to get dragged too as a kid. No big deal.
Date: December 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I suppose that you get what you pay for. While their customer service is terrible, State Farm was one of the most affordable companies out of the 10 or so I looked into.
Country Financial Home Insurance Reviews
Date: October 31, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I have only used this company for home insurance. I would say that it's about the same compared to other insurance companies, though.
Allstate Home Insurance Reviews
Date: January 08, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I believe that I can find cheaper options of insurance compared with other carriers. I have no shopped around and it seems like the rate has gone up over time.
Alfa Insurance Home Insurance Reviews
Date: February 05, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance policy is pretty comprehensive. Some other providers offer fire protection only. Because my policy is comprehensive I feel pretty good about coverage in the event of property damage. The primary problem in my area are rate increases and having to get coverage for flooding if you live in a flood-prone zone.
Meemic Insurance Home Insurance Reviews
Date: November 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I know that Meemic is less expensive to pay for than other insurance companies. They are also more user friendly and make more of an effort to find the best coverage for each person, not the most expensive coverage.
Farmer's Insurance Home Insurance Reviews
Date: January 01, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium and deductible were mediocre compared to what the cost estimates entailed for the damages to our home.