Gavop's guide to buying homeowners insurance in Bruce, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $82,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $111,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $111,500 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $168,000 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $760 |
| Home and Two Car | -$134 | $702 |
| Home and Three Car | -$209 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| LaSalle County | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| Bruce, IL | $1,500 | $825 | $2,325 | $600 | $2,100 | $226 |
| Ransom, IL | $200 | $607 | $807 | $441 | $641 | $166 |
| Erienna, IL | $2,000 | $961 | $2,961 | $699 | $2,699 | $263 |
| Bell Plain, IL | $100 | $659 | $759 | $479 | $579 | $180 |
| Clarion, IL | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Arispie, IL | $200 | $628 | $828 | $457 | $657 | $172 |
| Metamora, IL | $2,500 | $812 | $3,312 | $590 | $3,090 | $222 |
| Forrest, IL | $400 | $652 | $1,052 | $474 | $874 | $178 |
| Troy, IL | $2,000 | $834 | $2,834 | $606 | $2,606 | $228 |
| Big Rock, IL | $500 | $938 | $1,438 | $681 | $1,181 | $256 |
| Martin, IL | $700 | $646 | $1,346 | $470 | $1,170 | $177 |
| Home Insurance Company Bruce, IL | Homeowners Insurance Agency Bruce, IL | Address | Popularity Score | Distance from Bruce (miles) |
|---|---|---|---|---|
| State Farm | Kevin Molloy | 816 Laraway Rd, New Lenox, IL, 60451-2694 | 50.0 | |
| State Farm | Caleb Strader | 35 N Broadway, Aurora, IL, 60505-3311 | 49.2 | |
| State Farm | Mike Sprague | 2313 E Oakland Ave, Bloomington, IL, 61701-5840 | 48.3 | |
| State Farm | John Wright | 1050 Essington Rd Ste A, Joliet, IL, 60435-8416 | 43.9 | |
| State Farm | Mallory Jordan | 2340 S Eola Rd Ste 102, Aurora, IL, 60503-6411 | 48.5 | |
| State Farm | Bill Schuler | 2018 Plainfield Rd, Crest Hill, IL, 60403-1831 | 45.9 | |
| State Farm | Omar Delgado | 569 W Galena Blvd Ste 101, Aurora, IL, 60506-3854 | 48.9 | |
| State Farm | Maria Capetillo | 452 N Weber Rd Ste A, Romeoville, IL, 60446-5358 | 49.7 | |
| Travelers | Arc Insurance And Financial Services Inc | 411 Fifth St, Peru, IL, 61354 | 17.7 | |
| Travelers | L A Blanchette Agency | 15 Briarcliff Prof Ctr, Bourbonnais, IL, 60914 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,210 | $640 |
| LaSalle County, IL | $126,100 | $707 | $510 | $970 | $460 |
| Bruce, IL | $80,400 | $835 | $600 | $1,190 | $590 |
| Ransom, IL | $89,700 | $614 | $440 | $880 | $440 |
| Erienna, IL | $256,600 | $973 | $650 | $1,390 | $740 |
| Bell Plain, IL | $105,300 | $667 | $490 | $940 | $450 |
| Clarion, IL | $186,900 | $863 | $580 | $1,230 | $650 |
| Arispie, IL | $96,000 | $636 | $460 | $900 | $440 |
| Metamora, IL | $165,400 | $822 | $550 | $1,140 | $590 |
| Forrest, IL | $103,200 | $660 | $480 | $900 | $420 |
| Troy, IL | $191,000 | $844 | $570 | $1,200 | $630 |
| Big Rock, IL | $240,400 | $949 | $670 | $1,340 | $670 |
| Martin, IL | $101,300 | $654 | $460 | $910 | $450 |