How Can I Make My Woodridge, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Woodridge, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Woodridge, IL Home Insurance Coverage Levels | Back to Top
| Woodridge, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Romeoville Rd, E 135th St, Rice Ct, Joy Dr, Julie Rd, Parkwood Ave, Remington Dr, N Sunrise Dr, Mikan Ln, Truman St | $205,500 | $170,000 | $200,000-$250,000 | $211,000 | $180,000 | $200,000-$250,000 |
| Falconridge Way, Greenwood Ave, Cleavland Dr, Marmon Dr, N Misty Ridge Dr, Potomac Ave, Bluff Rd, Farmbrook Ct, Crossroads Pkwy, Winterberry Ct | $103,500 | $100,000 | $75,000-$100,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Devon Ln, Lehigh Cir, Naper Blvd, Boardman Cir, Salt River Ct, Ashbury Ct, Liberty Dr, Alexandria Dr, King Arthur Way, Boughton Rd | $436,000 | $400,000 | $350,000-$400,000 | $231,500 | $190,000 | $200,000-$250,000 |
| Revere Ct, Gateway Ct, Leslie Ln, Janes Ave, S Schmidt Rd, Edinburgh Ct, N Ashbury Ave, Devon Ct, Essex Ave, Liberty Ct | $187,000 | $170,000 | $175,000-$200,000 | $165,500 | $140,000 | $150,000-$175,000 |
| Goldenrod Dr, Aberdeen Ct, Shilling Ct, Aster Ln, Purchase Ct, Beacon Ave, Keystone Dr, Tam O Shanter Ct, Roberts Rd, W Mystic Ln | $207,500 | $190,000 | $200,000-$250,000 | $129,000 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Woodridge, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $758 |
| Superior Protection Discount | -$84 | $852 |
| Fire & Security Discount | -$75 | $861 |
| Hail Resistant Roof Discount | -$19 | $917 |
| Newly Constructed Home Discount | -$262 | $674 |
Choose the Right Deductible for your Woodridge, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Will County | $1,500 | $865 | $2,365 | $629 | $2,129 | $236 |
| Woodridge, IL | $1,000 | $925 | $1,925 | $672 | $1,672 | $253 |
| Summit, IL | $100 | $669 | $769 | $486 | $586 | $183 |
| River Forest, IL | $2,000 | $1,934 | $3,934 | $1,405 | $3,405 | $528 |
| Will County, IL | $400 | $865 | $1,265 | $629 | $1,029 | $236 |
| Chicago Heights, IL | $2,500 | $617 | $3,117 | $449 | $2,949 | $169 |
| Northbrook, IL | $400 | $1,206 | $1,606 | $877 | $1,277 | $330 |
| South Wilmington, IL | $1,500 | $722 | $2,222 | $525 | $2,025 | $197 |
| North Chicago, IL | $400 | $637 | $1,037 | $463 | $863 | $174 |
| Hobart, IN | $1,500 | $759 | $2,259 | $552 | $2,052 | $207 |
| Grandwood Park, IL | $100 | $792 | $892 | $575 | $675 | $216 |
| Momence, IL | $1,000 | $736 | $1,736 | $535 | $1,535 | $201 |
Identify Top Home Insurance Agents near Woodridge, IL | Back to Top
| Home Insurance Company Woodridge, IL | Homeowners Insurance Agency Woodridge, IL | Address | Popularity Score | Distance from Woodridge (miles) |
|---|---|---|---|---|
| State Farm | Grace Murray | 7035 W Grand Ave Ste 101, Chicago, IL, 60707-2143 | 17.9 | |
| Allstate | Michael Mizwicki | 2020 Ogden Ave, Downers Grove, IL, 60515 | 4.9 | |
| Erie | Kevin S Dougherty Insurance Agency Ltd. | 1000 Jorie Blvd Suite 109, Oak Brook, IL, 60523 | 9.0 | |
| Erie | Dangelo Insurance Group | 6224 Main Street Suite C, Downers Grove, IL, 60516 | 3.1 | |
| Allstate | Jack Hallberg Sr. | 3105 W 111th St, Chicago, IL, 60655 | 18.0 | |
| Travelers | Peak Financial Group Llc | 7330 W Lawrence, Harwood Heights, IL, 60706 | 19.9 | |
| State Farm | Nick Pitzer | 805 Plainfield Rd Ste 217b, Darien, IL, 60561-4287 | 4.1 | |
| State Farm | Peter Grande | 1535 W Division St., Chicago, IL, 60642-2219 | 22.5 | |
| State Farm | John Kurylak | 1141 Fairview Ave, Westmont, IL, 60559-2709 | 3.6 | |
| State Farm | Matt Soergel | 8182 Cass Ave, Darien, IL, 60561-5013 | 3.5 |
Compare Rates for Woodridge, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,160 | $570 |
| Will County, IL | $216,400 | $876 | $600 | $1,210 | $610 |
| Woodridge, IL | $257,900 | $936 | $680 | $1,280 | $600 |
| Summit, IL | $157,700 | $677 | $490 | $960 | $470 |
| River Forest, IL | $575,900 | $1,957 | $1,310 | $2,700 | $1,390 |
| Will County, IL | $216,400 | $876 | $640 | $1,200 | $560 |
| Chicago Heights, IL | $98,300 | $625 | $460 | $870 | $410 |
| Northbrook, IL | $517,700 | $1,221 | $840 | $1,670 | $830 |
| South Wilmington, IL | $126,800 | $731 | $520 | $1,040 | $520 |
| North Chicago, IL | $104,600 | $645 | $470 | $920 | $450 |
| Hobart, IN | $112,400 | $768 | $520 | $1,060 | $540 |
| Grandwood Park, IL | $243,600 | $801 | $580 | $1,110 | $530 |
| Momence, IL | $132,300 | $745 | $540 | $1,030 | $490 |
Research Home Insurance Companies Reviews in Woodridge, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I just keep renewing and never have to really deal with their customer service as I haven't had a claim on the policy in a long time, but they're good, their rates are competitive.
Date: January 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
We're with State Farm because my husband already had them with his first home (which he purchased before we met). For customer service, we're encouraged to speak to the agent who originally worked with my husband. Unfortunately, the agent is located about 4 hours away and I haven't had the easiest time getting ahold of him when needed.
Date: December 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
Our home insurance is acceptable. We've never had to use it, it's required for us to keep it though, so my experience is limited.
AAA Home Insurance Reviews
Date: October 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I've only dealt with them person to person on the phone once with a question about a bill and they were very helpful and professional. I love this company.
Date: March 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I would give them a 5. I had a water heater leak and flood my floors. They were quick to provide resources, guide me through the process, and follow up on me.
Liberty Mutual Home Insurance Reviews
Date: November 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
they have been known to hire foreigners who i am completely unable to understand, they lack english skills, very frustrating indeed
Meemic Insurance Home Insurance Reviews
Date: August 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
The customer service is great. I had a branch fall on my roof and when I called they handled it with in a day or two. With the the next week I had a contractor out at my house fixing my roof.
Allstate Home Insurance Reviews
Date: November 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
we have a $1,000 dollar deductible. we have 310.000.00 coverage for the primary residence. we have 1700.00 for outdoor buildings. our personal items are at half of the primary residence amount.