Gavop tells you how to get the best homeowners insurance in Larkin charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $206,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $278,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $289,000 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $445,500 | $390,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $603 |
| Superior Protection Discount | -$66 | $670 |
| Fire & Security Discount | -$59 | $677 |
| Hail Resistant Roof Discount | -$15 | $721 |
| Newly Constructed Home Discount | -$191 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Midland County | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Larkin charter, MI | $1,500 | $727 | $2,227 | $528 | $2,028 | $199 |
| Monitor charter, MI | $300 | $641 | $941 | $466 | $766 | $175 |
| Pinconning, MI | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| Arenac, MI | $300 | $713 | $1,013 | $518 | $818 | $195 |
| Pine River, MI | $700 | $704 | $1,404 | $512 | $1,212 | $193 |
| Alma, MI | $200 | $637 | $837 | $463 | $663 | $174 |
| Hamilton, MI | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Seville, MI | $400 | $694 | $1,094 | $504 | $904 | $190 |
| Hayes, MI | $2,000 | $632 | $2,632 | $460 | $2,460 | $173 |
| Unionville, MI | $500 | $669 | $1,169 | $486 | $986 | $183 |
| Ashley, MI | $700 | $650 | $1,350 | $472 | $1,172 | $178 |
| Home Insurance Company Larkin charter, MI | Homeowners Insurance Agency Larkin charter, MI | Address | Popularity Score | Distance from Larkin charter (miles) |
|---|---|---|---|---|
| State Farm | Chris Barrios | 1230 Cleaver Rd, Caro, MI, 48723-9376 | 43.4 | |
| State Farm | Al Shattuck | 111 N Hickory St, Owosso, MI, 48867-3015 | 49.0 | |
| State Farm | Jeff Kelly | 1080 N Pine Rd, Essexville, MI, 48732-1916 | 20.0 | |
| State Farm | Matt Grubb | 1026 E Main St, Owosso, MI, 48867-9007 | 49.1 | |
| State Farm | Marc Debusschere | 211 S Main St Ste A, Chesaning, MI, 48616-1534 | 36.6 | |
| Allstate | Thom Cereske | 6185 Tittabawassee Rd Ste 4, Saginaw, MI, 48603 | 17.8 | |
| Farmers | Terrie Johnston | 502 E Main St Ste B, Owosso, MI, 48867 | 49.1 | |
| Allstate | Lisa Jankoska | 2135 N Center Rd, Saginaw, MI, 48603 | 20.9 | |
| State Farm | Tony Devolder | 3010 E Midland Rd, Bay City, MI, 48706-2719 | 15.5 | |
| State Farm | Gary Young | 301 E Main St, Flushing, MI, 48433-2027 | 47.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,080 | $560 |
| Midland County, MI | $133,000 | $748 | $500 | $1,070 | $570 |
| Larkin charter, MI | $211,700 | $736 | $540 | $1,010 | $470 |
| Monitor charter, MI | $134,300 | $648 | $460 | $890 | $430 |
| Pinconning, MI | $113,400 | $742 | $500 | $1,030 | $530 |
| Arenac, MI | $101,000 | $722 | $520 | $1,000 | $480 |
| Pine River, MI | $95,600 | $713 | $480 | $990 | $510 |
| Alma, MI | $84,000 | $644 | $470 | $900 | $430 |
| Hamilton, MI | $78,600 | $683 | $490 | $960 | $470 |
| Seville, MI | $89,100 | $702 | $510 | $1,000 | $490 |
| Hayes, MI | $57,300 | $640 | $430 | $880 | $450 |
| Unionville, MI | $75,500 | $677 | $450 | $960 | $510 |
| Ashley, MI | $65,900 | $658 | $480 | $900 | $420 |