How Can I Make My Central Islip, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Central Islip, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Central Islip, NY Home Insurance Coverage Levels | Back to Top
| Central Islip, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Springfield Cir, Vita Dr, Dovecote Ln, Pineview Blvd, Ridge Ave, Pinetop Dr, Irving St, Kirkland Ct, Gregory Ln, Roma Ave | $344,500 | $280,000 | $250,000-$300,000 | $185,500 | $150,000 | $175,000-$200,000 |
| Earle St, Okane St, Ash St, McGrath St, Palermo St, Bridger Blvd, Greenlawn Ave, Saint Johns St, Allyn Ln, E Maple St | $386,000 | $360,000 | $350,000-$400,000 | $218,000 | $210,000 | $175,000-$200,000 |
| Maple Wing Blvd, Fairlawn Dr, Hoppen Dr, Brightside Ave, Broadlawn Dr, Pineville Rd, W Suffolk Ave, Cocoanut St, Whitetail Ln, Hackmatac St | $338,500 | $310,000 | $300,000-$350,000 | $147,500 | $120,000 | $125,000-$150,000 |
| E Cedar St, Creative Dr, Sea Cliff St, Belt Dr S, Blydenburghs Rd, Bark Ave, E Beech St, Storey Ave, Clayton St, Maple Wing Dr | $347,000 | $330,000 | $300,000-$350,000 | $241,000 | $200,000 | $175,000-$200,000 |
| Federal Plz, Nicoll Ave, Hoffman Ln, Branch Ave, Kelly Ave, Lemon St, Peach St, Acorn Ave, Belt Dr E, Dolores Pl | $285,500 | $270,000 | $300,000-$350,000 | $292,500 | $260,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Central Islip, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $771 |
| Superior Protection Discount | -$94 | $846 |
| Fire & Security Discount | -$85 | $855 |
| Hail Resistant Roof Discount | -$28 | $912 |
| Newly Constructed Home Discount | -$216 | $724 |
Choose the Right Deductible for your Central Islip, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Central Islip, NY | $2,000 | $929 | $2,929 | $675 | $2,675 | $254 |
| North Babylon, NY | $500 | $1,415 | $1,915 | $1,028 | $1,528 | $387 |
| Greenlawn, NY | $1,000 | $1,139 | $2,139 | $828 | $1,828 | $311 |
| Upper Brookville, NY | $400 | $1,032 | $1,432 | $750 | $1,150 | $282 |
| Manorville, NY | $2,000 | $1,012 | $3,012 | $736 | $2,736 | $277 |
| Norwalk, CT | $200 | $1,375 | $1,575 | $999 | $1,199 | $376 |
| Hewlett Bay Park, NY | $2,500 | $1,025 | $3,525 | $745 | $3,245 | $280 |
| Stratford, CT | $300 | $1,103 | $1,403 | $801 | $1,101 | $301 |
| Quiogue, NY | $1,000 | $2,502 | $3,502 | $1,818 | $2,818 | $684 |
| Demarest, NJ | $100 | $2,082 | $2,182 | $1,513 | $1,613 | $569 |
| Crugers, NY | $1,500 | $1,897 | $3,397 | $1,379 | $2,879 | $518 |
Identify Top Home Insurance Agents near Central Islip, NY | Back to Top
| Home Insurance Company Central Islip, NY | Homeowners Insurance Agency Central Islip, NY | Address | Popularity Score | Distance from Central Islip (miles) |
|---|---|---|---|---|
| State Farm | Gladys Quinones | 1029 E 167th St, Bronx, NY, 10459-2094 | 36.5 | |
| State Farm | Steve Klinzing | 972 Montauk Hwy, Bayport, NY, 11705-1612 | 8.2 | |
| Travelers | Royal Brokerage | 1 John St Ste 200, Babylon, NY, 11702 | 8.7 | |
| Travelers | Regan Agency Inc | 463 Deer Park Ave, Babylon, NY, 11702 | 8.6 | |
| State Farm | Chris D'Amico | 1213 Montauk Highway, Oakdale, NY, 11769-1434 | 4.6 | |
| Travelers | Bracco Agency Inc | 514 Larkfield Rd Ste 4b E Northport, East Northport, NY, 11731 | 8.6 | |
| Travelers | Cohen Partners Llc | 104 West 40th St Ste 1001, New York, NY, 10018 | 41.5 | |
| State Farm | Tim Mee | 667 Old Country Rd, Plainview, NY, 11803-4910 | 15.5 | |
| Allstate | Christopher Brauer | 1229 Montauk Hwy, Oakdale, NY, 11769 | 4.5 | |
| Allstate | Kent Mayer | 3984 Sunrise Hwy, Oakdale, NY, 11769 | 3.7 |
Compare Rates for Central Islip, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,620 | $830 |
| Suffolk County, NY | $379,400 | $1,509 | $1,090 | $2,080 | $990 |
| Central Islip, NY | $254,900 | $940 | $640 | $1,330 | $690 |
| North Babylon, NY | $340,500 | $1,432 | $1,020 | $2,020 | $1,000 |
| Greenlawn, NY | $460,500 | $1,153 | $820 | $1,640 | $820 |
| Upper Brookville, NY | $1,816,200 | $1,044 | $760 | $1,450 | $690 |
| Manorville, NY | $409,400 | $1,025 | $690 | $1,410 | $720 |
| Norwalk, CT | $421,900 | $1,392 | $1,000 | $1,990 | $990 |
| Hewlett Bay Park, NY | $1,740,400 | $1,037 | $760 | $1,480 | $720 |
| Stratford, CT | $250,700 | $1,116 | $800 | $1,550 | $750 |
| Quiogue, NY | $498,900 | $2,532 | $1,850 | $3,470 | $1,620 |
| Demarest, NJ | $673,200 | $2,107 | $1,430 | $3,010 | $1,580 |
| Crugers, NY | $415,100 | $1,920 | $1,310 | $2,650 | $1,340 |
Research Home Insurance Companies Reviews in Central Islip, NY Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
USAA has excellent customer service. They are a great company to work with and are always willing to meet the needs of their customers. They are highly supportive of veterans which is awesome because I'm a veteran myself.
AAA Home Insurance Reviews
Date: June 08, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Premium
I believe my premium to be high and would entertain looking into a new policy if the policy were to provide more coverage at a reduced price.
Erie Insurance Home Insurance Reviews
Date: July 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The deductible is the part of the financial responsibility you claim in case of an accident. You have the choice of selecting a deductible ranging from $0 to $1500.
Allstate Home Insurance Reviews
Date: January 08, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
We looked around at a lot of different companies, and from Allstate we definitely get more bang for our buck, and we have some pretty decent deductibles.
GEICO Home Insurance Reviews
Date: September 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I am completely satisfied with my home insurance company's offerings compared to other companies. I chose Geico because thier rates were reasonable in comparison with their competition.