Gavop tells you how to get the best homeowners insurance in Grinnell, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $110,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $234,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $156,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $570 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$62 | $625 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$151 | $536 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,222 |
| Home Insurance Company Grinnell, IA | Homeowners Insurance Agency Grinnell, IA | Address | Popularity Score | Distance from Grinnell (miles) |
|---|---|---|---|---|
| Travelers | Diversity Insurance Inc | 1541 E Grand Ave, Des Moines, IA, 50316 | 46.0 | |
| Allstate | Tony Strang | 107 Ne Delaware Ave Ste 5, Ankeny, IA, 50021 | 44.3 | |
| Farmers | Kaylynn Ngo | 1557 2nd Ave, Des Moines, IA, 50314 | 47.2 | |
| State Farm | Terry Taylor | 4115 University Ave Ste 100, Des Moines, IA, 50311-3574 | 50.0 | |
| State Farm | Chuck Smith | 3801 Douglas Ave, Des Moines, IA, 50310-3652 | 49.4 | |
| State Farm | Lonnie Portner | 123 E 2nd St S, Newton, IA, 50208-3729 | 17.1 | |
| State Farm | Tim Forbes | 325 8th Street Se, Altoona, IA, 50009 | 38.6 | |
| State Farm | John Adamson | 3210 Hubbell Ave, Des Moines, IA, 50317-3750 | 43.7 | |
| State Farm | Brad Van Meter | 4229 Fleur Dr, Des Moines, IA, 50321-2325 | 49.4 | |
| State Farm | Kimberly Reed | 3812 Ingersoll Ave, Des Moines, IA, 50312-3400 | 50.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,170 | $610 |
| Poweshiek County, IA | $131,100 | $680 | $460 | $960 | $500 |
| Grinnell, IA | $133,800 | $687 | $470 | $940 | $470 |
| Lambs Grove, IA | $142,900 | $845 | $620 | $1,160 | $540 |
| Black Oak, IA | $197,200 | $975 | $670 | $1,380 | $710 |
| Keystone, IA | $99,100 | $696 | $490 | $980 | $490 |
| Marengo, IA | $96,000 | $683 | $470 | $970 | $500 |
| Clemons, IA | $47,500 | $446 | $330 | $630 | $300 |
| Blairstown, IA | $124,700 | $789 | $560 | $1,120 | $560 |
| Maxwell, IA | $116,900 | $762 | $520 | $1,040 | $520 |
| Eddyville, IA | $84,000 | $632 | $450 | $900 | $450 |
| Norway, IA | $106,500 | $725 | $530 | $990 | $460 |
| La Porte City, IA | $122,900 | $783 | $520 | $1,120 | $600 |