How Can I Make My Sherman County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Sherman County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Sherman County, TX Home Insurance Coverage Levels | Back to Top

Sherman County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Co Rd D, N 9th St, S Chestnut St, S 5th St, N Main St, Texas St, Co Rd 14, Co Rd 24, N 4th St, Co Rd E $171,000 $150,000 $125,000-$150,000 $112,500 $100,000 $100,000-$125,000
N 2nd St, Co Rd G, Co Rd W, Co Rd J, Co Rd K, Co Rd 7, 1st St, FM 1060, Co Rd N, FM 297 $77,500 $70,000 $50,000-$75,000 $84,000 $70,000 $75,000-$100,000
Purnell Ave, S Rowe St, Co Rd U, Duran Rd, Co Rd O, N 7th St, Dean Cluck Ave, US Hwy 287, Co Rd 18, US Hwy 54 $116,000 $100,000 $125,000-$150,000 $92,000 $90,000 $75,000-$100,000
Co Rd 31, Co Rd 26, Co Rd 3, Butler St, Co Rd X, Co Rd 2, Precint Line Rd, Co Rd 8, Co Rd Q, N Maple St $91,500 $80,000 $100,000-$125,000 $75,000 $70,000 $75,000-$100,000
FM 2349, Cluck Rd, NW 2nd St, S 6th St, Co Rd 28, N Pearl St, N Pine St, S 3rd St, FM 1573, Co Rd 16 $98,500 $90,000 $100,000-$125,000 $81,000 $70,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Sherman County, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$166 $870
Superior Protection Discount -$93 $942
Fire & Security Discount -$114 $921
Hail Resistant Roof Discount -$21 $1,014
Newly Constructed Home Discount -$207 $828

Choose the Right Deductible for your Sherman County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Sherman County $2,500 $1,023 $3,523 $743 $3,243 $279
Sherman County, TX $1,000 $1,023 $2,023 $743 $1,743 $279
Texhoma, OK $100 $1,042 $1,142 $757 $857 $285
Gruver, TX $2,500 $1,494 $3,994 $1,086 $3,586 $408
Goodwell, OK $100 $1,269 $1,369 $922 $1,022 $347
Dumas, TX $2,000 $969 $2,969 $704 $2,704 $265
Keyes, OK $500 $846 $1,346 $615 $1,115 $231
Hartley, TX $1,000 $1,529 $2,529 $1,111 $2,111 $418
Stinnett, TX $500 $1,358 $1,858 $987 $1,487 $371
Hardesty, OK $2,000 $782 $2,782 $568 $2,568 $214
Channing, TX $100 $1,330 $1,430 $966 $1,066 $363
Cimarron County, OK $1,500 $754 $2,254 $548 $2,048 $206

Identify Top Home Insurance Agents near Sherman County, TX | Back to Top

Home Insurance Company Sherman County, TX Homeowners Insurance Agency Sherman County, TX Address Popularity Score Distance from Sherman County (miles)
State Farm Kyle Grimsley 601 E 7th St, Dalhart, TX, 79022-3728
37.9
State Farm Sue Holt 1545 S Dumas Ave, Dumas, TX, 79029-5517
29.9
State Farm Brett Stegall 610 E 1st St, Dumas, TX, 79029-3216
28.7
Travelers Insurance Associate 709 Denver, Dalhart, TX, 79022
38.2
Allstate The Hansford Agency 16 Sw Ct Po Box 157, Spearman, TX, 79081
39.6
Farmers Ricky Taylor 701 S Bliss Ave, Dumas, TX, 79029
29.2
Travelers Crop Insurance Solutions Llc 205 N Ave , Dumas, TX, 79029
28.6
Travelers Crop Insurance Solutions Llc 205 N Dumas Ave, Dumas, TX, 79029
28.6
Allstate Bort Agency Inc 510 Main Ave, Gruver, TX, 79040
27.2
Allstate Brock Ins Associates 121 Main St, Spearman, TX, 79081
39.5

Compare Rates for Sherman County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Sherman County, TX $86,800 $1,035 $680 $1,590 $910
Sherman County, TX $86,800 $1,035 $680 $1,590 $910
Texhoma, OK $73,300 $1,055 $720 $1,450 $730
Gruver, TX $98,500 $1,512 $1,000 $2,330 $1,330
Goodwell, OK $100,000 $1,284 $940 $1,820 $880
Dumas, TX $110,900 $980 $650 $1,510 $860
Keyes, OK $51,800 $856 $580 $1,180 $600
Hartley, TX $106,500 $1,548 $1,020 $2,380 $1,360
Stinnett, TX $71,600 $1,374 $910 $2,120 $1,210
Hardesty, OK $45,000 $791 $570 $1,090 $520
Channing, TX $66,900 $1,346 $890 $2,070 $1,180
Cimarron County, OK $57,400 $764 $560 $1,060 $500