How Can I Make My Wayne, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Wayne, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Wayne, IL Home Insurance Coverage Levels | Back to Top
| Wayne, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Goddard Ln, Rocky Valley Way, Glen Ct, Rose Ave, Keil St, N Prince Crossing Rd, Dorchester Ln, Chambellan Ln, Sandcherry Ln, Mill Ct | $246,500 | $200,000 | $250,000-$300,000 | $230,000 | $190,000 | $175,000-$200,000 |
| Franklin Dr, Canter Ln, Waterford Rd, Normandy Ln, Polo Dr, Filly Ln, Doral Dr, Jasmine Ct, Branden Ln, Harbor Ter | $434,500 | $410,000 | $350,000-$400,000 | $405,500 | $360,000 | $300,000-$350,000 |
| Falmore Dr, Laurel Ct, Hadley Ct, Brookstone Dr, Amherst Dr, Bunting Ct, Struckman Blvd, Kings Cross, Heritage Woods Dr, Keil St | $356,500 | $320,000 | $400,000-$500,000 | $471,000 | $430,000 | $500,000-$600,000 |
| Hawk Ln, Monroe Dr, Appletree Ln W, Gerber Rd, Wiltshire Ct, Howe Ln, Eastman Ln, Stonebridge Ct, Hahndorf St, Tallgrass Dr | $343,500 | $280,000 | $400,000-$500,000 | $254,000 | $210,000 | $250,000-$300,000 |
| Wisteria Ct, Iroquois Trl, Kings Xing, Courcival Ln, Snowberry Ln, Waterford Ln, Braintree Ln, Culver Ln, Marcella Ln, Nebraska Cir | $409,500 | $340,000 | $400,000-$500,000 | $570,500 | $510,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Wayne, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $764 |
| Superior Protection Discount | -$94 | $848 |
| Fire & Security Discount | -$104 | $839 |
| Hail Resistant Roof Discount | -$28 | $914 |
| Newly Constructed Home Discount | -$226 | $716 |
Choose the Right Deductible for your Wayne, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DuPage County | $1,000 | $974 | $1,974 | $708 | $1,708 | $266 |
| Wayne, IL | $2,000 | $931 | $2,931 | $677 | $2,677 | $255 |
| Wheeling, IL | $200 | $977 | $1,177 | $710 | $910 | $267 |
| Hampshire, IL | $700 | $797 | $1,497 | $579 | $1,279 | $218 |
| Romeoville, IL | $200 | $797 | $997 | $579 | $779 | $218 |
| Plainfield, IL | $700 | $852 | $1,552 | $619 | $1,319 | $233 |
| Kendall County, IL | $100 | $862 | $962 | $627 | $727 | $236 |
| Lakemoor, IL | $1,000 | $702 | $1,702 | $510 | $1,510 | $192 |
| Old Mill Creek, IL | $500 | $824 | $1,324 | $599 | $1,099 | $225 |
| Genoa City, WI | $700 | $633 | $1,333 | $460 | $1,160 | $173 |
| Glenwood, IL | $300 | $671 | $971 | $487 | $787 | $183 |
| Godley, IL | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
Identify Top Home Insurance Agents near Wayne, IL | Back to Top
| Home Insurance Company Wayne, IL | Homeowners Insurance Agency Wayne, IL | Address | Popularity Score | Distance from Wayne (miles) |
|---|---|---|---|---|
| State Farm | Scott Weer | 525 W Wise Rd Ste E, Schaumburg, IL, 60193-3882 | 7.2 | |
| Allstate | Joe Schneider | 521 W North Ave, Chicago, IL, 60610 | 29.1 | |
| Travelers | Gee-Schussler Insurance | 11314 W Southwest Hwy, Orland Park, IL, 60467 | 30.1 | |
| Liberty Mutual Independent | Union Insurance Group | 2125 W Roscoe St, Chicago, IL, 60618 | 26.9 | |
| Liberty Mutual Independent | Wm Schwartz & Co | 108 N Milwaukee Ave, Libertyville, IL, 60048 | 26.9 | |
| Nationwide | Susan Moore & Associates Inc | 1130 W Lake Cook Rd Suite 195, Buffalo Grove, IL, 60089 | 18.6 | |
| State Farm | Peter Katowicz | 108 E Lake St, Bloomingdale, IL, 60108-1126 | 6.5 | |
| State Farm | Dan Educate | 1807 Oakton St, Park Ridge, IL, 60068-1950 | 19.2 | |
| Travelers | Mfs Insurance Services Inc | 983 W Wise Rd Ste 207, Schaumburg, IL, 60193 | 6.8 | |
| State Farm | Gary Lemenager | 1250 W Lake St Ste 2, Addison, IL, 60101-5744 | 9.6 |
Compare Rates for Wayne, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,210 | $610 |
| DuPage County, IL | $289,900 | $986 | $720 | $1,350 | $630 |
| Wayne, IL | $262,200 | $943 | $670 | $1,310 | $640 |
| Wheeling, IL | $292,000 | $989 | $670 | $1,360 | $690 |
| Hampshire, IL | $247,700 | $806 | $540 | $1,150 | $610 |
| Romeoville, IL | $170,700 | $807 | $580 | $1,150 | $570 |
| Plainfield, IL | $201,900 | $862 | $580 | $1,190 | $610 |
| Kendall County, IL | $214,700 | $873 | $590 | $1,210 | $620 |
| Lakemoor, IL | $177,600 | $711 | $480 | $980 | $500 |
| Old Mill Creek, IL | $171,600 | $834 | $610 | $1,180 | $570 |
| Genoa City, WI | $145,500 | $641 | $460 | $890 | $430 |
| Glenwood, IL | $126,400 | $679 | $470 | $960 | $490 |
| Godley, IL | $109,700 | $681 | $480 | $940 | $460 |
Research Home Insurance Companies Reviews in Wayne, IL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 22, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I am very pleased with USAA. During the Hurricane that affected our area last year we evacuated and our power was out at home for a long period of time. Upon returning all of our food was spoiled so we called USAA and they refunded us the amount that the food in out refrigerator was worth. Great company with great customer service.
Progressive Home Insurance Reviews
Date: September 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
they are a very good company. very willing to do everything they can to make you happy. they are quick to answer and questions you may have about a claim and they give you a sense of security i havent gotten from other insurance providers.
Erie Insurance Home Insurance Reviews
Date: June 05, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
We've been with Erie Insurance for several years. Over that time period we have only had one claim due to storm damage. We received very good customer service during this ordeal.
Liberty Mutual Home Insurance Reviews
Date: February 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
i am satisfied with my insurance company. anytime i have needed to contact them in regards to anything they have been prompt friendly and helpful. the price is good along with their coverage. i will not be switching.
AAA Home Insurance Reviews
Date: July 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I switched from Liberty mutual insurance to AAA insurance. liberty Mutual was charging $250 and I went down to $125.
Travelers Home Insurance Reviews
Date: November 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have had to file two claims since living in my home. The customer service from the claims representatives has been wonderful. They were always kind and listened to me when I was upset that something had happened to my home. The adjustors have been very difficult to work with. Once they had been to my home to review the damage they were very hard to get in touch with and did not return calls or emails in a timely manner. It was very frustrating to work with them.
Grange Insurance Home Insurance Reviews
Date: October 12, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
my customer service is wonderful when ever I have a question or concern they are always helpful
The Hartford Home Insurance Reviews
Date: November 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
in comparison with other companies the insurance premium of this is very accessible for anyone with an annual salary of a salaried employee of this great confidence in this company
Farmer's Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
My interactions with them is very professional as they are competent and make sure that all my questions are answered and issues resolved.