Gavop tells you how to get the best homeowners insurance in Lake Lorraine, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $132,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $201,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $214,000 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $381,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$198 | $901 |
| Superior Protection Discount | -$110 | $989 |
| Fire & Security Discount | -$121 | $978 |
| Hail Resistant Roof Discount | -$33 | $1,066 |
| Newly Constructed Home Discount | -$242 | $857 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Okaloosa County | $2,500 | $1,390 | $3,890 | $1,010 | $3,510 | $380 |
| Lake Lorraine, FL | $1,500 | $1,086 | $2,586 | $789 | $2,289 | $297 |
| Mary Esther, FL | $300 | $1,494 | $1,794 | $1,086 | $1,386 | $408 |
| Niceville, FL | $1,500 | $981 | $2,481 | $713 | $2,213 | $268 |
| Holley-Navarre, FL | $100 | $1,423 | $1,523 | $1,034 | $1,134 | $389 |
| Roeville, FL | $1,500 | $1,031 | $2,531 | $750 | $2,250 | $282 |
| Wallace, FL | $300 | $2,107 | $2,407 | $1,531 | $1,831 | $576 |
| Ponce de Leon, FL | $700 | $990 | $1,690 | $719 | $1,419 | $271 |
| Falco, AL | $300 | $1,061 | $1,361 | $771 | $1,071 | $290 |
| Caryville, FL | $2,000 | $960 | $2,960 | $698 | $2,698 | $262 |
| East Escambia, AL | $100 | $853 | $953 | $620 | $720 | $233 |
| Home Insurance Company Lake Lorraine, FL | Homeowners Insurance Agency Lake Lorraine, FL | Address | Popularity Score | Distance from Lake Lorraine (miles) |
|---|---|---|---|---|
| Travelers | Priority-One Insurance | 98 Nw Beal Pkwy 98 Nw Beal Pkwy Ft. Walton Beach, Fort Walton Beach, FL, 32548 | 3.2 | |
| Allstate | Neal Bern | 21a Eglin Pkwy Ne, Fort Walton Beach, FL, 32548 | 3.0 | |
| State Farm | Ernie Parker | 3814 Highway 90, Pace, FL, 32571-1014 | 37.4 | |
| State Farm | Jim Liufau | 36008 Emerald Coast Pkwy, Destin, FL, 32541-5732 | 9.5 | |
| Travelers | Powell Agency Inc | 110 N Partin Dr, Niceville, FL, 32578 | 7.5 | |
| State Farm | Michael Johnson | 3127 Langley Ave, Pensacola, FL, 32504-4717 | 37.1 | |
| Allstate | Michael Cheney | 7 Racetrack Rd Ne, Fort Walton Beach, FL, 32547 | 2.9 | |
| Travelers | Niceville Insurance Agency | 109 Bullock Blvd, Niceville, FL, 32578 | 7.8 | |
| Travelers | Harris Insurance Services Inc | 123 Miracle Strip Pkwy Se, Fort Walton Beach, FL, 32548 | 3.6 | |
| State Farm | Jeff Love | 95 Lang Rd, Ft Walton Bch, FL, 32547-3162 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Okaloosa County, FL | $198,700 | $1,407 | $1,100 | $1,890 | $790 |
| Lake Lorraine, FL | $242,200 | $1,099 | $860 | $1,470 | $610 |
| Mary Esther, FL | $164,600 | $1,512 | $1,180 | $2,030 | $850 |
| Niceville, FL | $211,800 | $993 | $770 | $1,330 | $560 |
| Holley-Navarre, FL | $208,400 | $1,440 | $1,120 | $1,930 | $810 |
| Roeville, FL | $95,200 | $1,044 | $810 | $1,400 | $590 |
| Wallace, FL | $260,500 | $2,133 | $1,660 | $2,860 | $1,200 |
| Ponce de Leon, FL | $89,100 | $1,002 | $780 | $1,340 | $560 |
| Falco, AL | $114,500 | $1,074 | $760 | $1,480 | $720 |
| Caryville, FL | $84,700 | $972 | $760 | $1,300 | $540 |
| East Escambia, AL | $80,700 | $863 | $610 | $1,200 | $590 |