Gavop's guide to buying homeowners insurance in Preston, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $139,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $119,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $302,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $373,500 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $545 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$66 | $598 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$146 | $519 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,948 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,222 |
| Home Insurance Company Preston, ID | Homeowners Insurance Agency Preston, ID | Address | Popularity Score | Distance from Preston (miles) |
|---|---|---|---|---|
| State Farm | Travis Chase | 655 S 4th E Ste 300, Preston, ID, 83263-1619 | 6.1 | |
| Farmers | Mark Bryant | 211 S 3rd E, Soda Springs, ID, 83276 | 40.3 | |
| Allstate | Mountain States Insurance Group Inc | 30 E 2nd S, Soda Springs, ID, 83276 | 40.2 | |
| Allstate | Valley Insurance Inc. | 138 S Main St, Malad City, ID, 83252 | 26.4 | |
| Allstate | Mountain States Insurance Group Inc | 30 East 2nd South Soda Springs, Soda Springs, ID, 83276 | 40.6 | |
| Allstate | Rounds & Associates Insurance Inc. | 85 S State St, Preston, ID, 83263 | 6.6 | |
| Allstate | Insurance Designers | 1011 Washington St, Montpelier, ID, 83254 | 27.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $870 | $420 |
| Franklin County, ID | $168,200 | $676 | $460 | $970 | $510 |
| Preston, ID | $163,200 | $665 | $480 | $940 | $460 |
| Franklin County, ID | $168,200 | $676 | $450 | $930 | $480 |
| Trenton, UT | $170,300 | $555 | $410 | $790 | $380 |
| Smithfield, UT | $204,200 | $659 | $440 | $900 | $460 |
| Newton, UT | $181,500 | $566 | $410 | $800 | $390 |
| Peter, UT | $378,200 | $846 | $580 | $1,190 | $610 |
| Downey, ID | $87,900 | $441 | $310 | $620 | $310 |
| Garland, UT | $146,400 | $528 | $350 | $750 | $400 |
| Mantua, UT | $221,900 | $602 | $400 | $860 | $460 |
| Woodruff, UT | $122,100 | $494 | $340 | $680 | $340 |
| Randolph-Woodruff, UT | $129,400 | $505 | $360 | $690 | $330 |