How Can I Make My East Hartford, CT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in East Hartford, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate East Hartford, CT Home Insurance Coverage Levels | Back to Top
| East Hartford, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mercer Ave, Carter St, Sherwood Dr, Schaffer Dr, Mary St, Spencer Ct, Holmes St, Spruce Dr, Wood Dr, Park Ln | $129,000 | $120,000 | $100,000-$125,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Holland Ln, Sawka Dr, Walter Pl, King Ct, Emely St, Ellsworth St, Greenhurst Ln, Fitzgerald Dr, Crescent Ct, Elmer St | $138,000 | $120,000 | $100,000-$125,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Chapman Pl, Lombardo Dr, Porterbrook Ave, Tolland Tpke, Spaulding Cir, Goodwin Ln, Overbrook Dr, Claremont St, Dwyer Dr, Pitkin St | $152,500 | $140,000 | $150,000-$175,000 | $130,000 | $110,000 | $125,000-$150,000 |
| Lydall Rd Exd, McNulty Dr, Navaho Rd, I- 84, Jonathan Ln, Phelps Pl, Callahan Ln, Moore Ave, Vernon Rd, Greenlawn St | $201,000 | $160,000 | $200,000-$250,000 | $171,500 | $150,000 | $175,000-$200,000 |
| Southwood Ln, Fairfield St, Casabella Cir, Daniel St, Crestwood Trl, Nassau Ln, Gould Dr, Shawnee Rd, Trinity Ln, Patton St | $154,500 | $130,000 | $150,000-$175,000 | $154,500 | $150,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in East Hartford, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $726 |
| Superior Protection Discount | -$87 | $787 |
| Fire & Security Discount | -$96 | $778 |
| Hail Resistant Roof Discount | -$26 | $848 |
| Newly Constructed Home Discount | -$184 | $691 |
Choose the Right Deductible for your East Hartford, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hartford County | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| East Hartford, CT | $1,000 | $864 | $1,864 | $628 | $1,628 | $236 |
| Cheshire Village, CT | $500 | $965 | $1,465 | $701 | $1,201 | $264 |
| Holland, MA | $2,000 | $972 | $2,972 | $707 | $2,707 | $266 |
| Bantam, CT | $200 | $1,098 | $1,298 | $798 | $998 | $300 |
| Southampton, MA | $1,000 | $903 | $1,903 | $656 | $1,656 | $247 |
| Pomfret, CT | $400 | $1,233 | $1,633 | $896 | $1,296 | $337 |
| Ledyard, CT | $2,500 | $816 | $3,316 | $593 | $3,093 | $223 |
| Derby, CT | $400 | $858 | $1,258 | $624 | $1,024 | $235 |
| Charlton, MA | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Williamsburg, MA | $400 | $1,108 | $1,508 | $805 | $1,205 | $303 |
| Pascoag, RI | $700 | $1,207 | $1,907 | $877 | $1,577 | $330 |
Identify Top Home Insurance Agents near East Hartford, CT | Back to Top
| Home Insurance Company East Hartford, CT | Homeowners Insurance Agency East Hartford, CT | Address | Popularity Score | Distance from East Hartford (miles) |
|---|---|---|---|---|
| Allstate | Kyle Phillips | 501 Boston Post Rd Ste 3, Orange, CT, 6477 | 40.8 | |
| Liberty Mutual Independent | Bouvier Insurance | 29 N Main St, West Hartford, CT, 6107 | 7.0 | |
| Liberty Mutual Independent | Goodman Insurance Inc | 2 Long Hill Ave, Shelton, CT, 6484 | 39.8 | |
| Travelers | Berry Insurance Associates | 1052 New Britain Ave, West Hartford, CT, 6110 | 6.5 | |
| Allstate | Brad Manning | 36 State St Ste 4, North Haven, CT, 6473 | 29.0 | |
| Liberty Mutual Independent | Harris Adelberg & Strauss | 433 S Main St Ste 324 , West Hartford, CT, 6110 | 7.3 | |
| State Farm | Elsie Encarnacion | 505 Campbell Ave, West Haven, CT, 06516-5018 | 38.1 | |
| Travelers | Bardin Insurance | 253 Talcottville Road, Vernon, CT, 6066 | 8.0 | |
| State Farm | Deric Currie | 3208 Whitney Ave Ste 1b, Hamden, CT, 06518-2158 | 28.5 | |
| Liberty Mutual Independent | Wellstone Insurance | 800 Cottage Grove Rd, Bloomfield, CT, 6002 | 7.8 |
Compare Rates for East Hartford, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $890 | $1,740 | $850 |
| Hartford County, CT | $235,300 | $1,076 | $720 | $1,480 | $760 |
| East Hartford, CT | $159,800 | $875 | $630 | $1,240 | $610 |
| Cheshire Village, CT | $315,500 | $977 | $660 | $1,360 | $700 |
| Holland, MA | $214,300 | $984 | $670 | $1,350 | $680 |
| Bantam, CT | $219,200 | $1,111 | $790 | $1,590 | $800 |
| Southampton, MA | $319,800 | $914 | $670 | $1,290 | $620 |
| Pomfret, CT | $268,300 | $1,248 | $890 | $1,730 | $840 |
| Ledyard, CT | $236,500 | $825 | $560 | $1,160 | $600 |
| Derby, CT | $194,600 | $869 | $620 | $1,200 | $580 |
| Charlton, MA | $280,400 | $823 | $550 | $1,130 | $580 |
| Williamsburg, MA | $268,100 | $1,121 | $770 | $1,580 | $810 |
| Pascoag, RI | $215,100 | $1,222 | $890 | $1,740 | $850 |
Research Home Insurance Companies Reviews in East Hartford, CT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
i like state farm. they are easy to deal with. i like having a local agent. i will stay with them for a long time.
Date: August 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have only made one claim against my homeowner's policy but in that claim they promply investigated the claim and paid me very quickly. The agent is great to work with.
Date: July 17, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I feel that SF offers a wide variety of products to meet any need and are continuing to expand their offerings
Farmer's Insurance Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
Very helpful staff and they always recommend the best policies in our budget.They have lot of policies in our budget.
Date: June 02, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
This company offers a product that isnt the cheapest coverage out there but you get what you pay for. I can call my agent anytime and he will return my call promptly to answer any questions I have.
AAA Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I rate AAA a 4, because their rates are comparable with other insurance companies, but I get several discounts, including a large discount for bundling my home and auto insurance.