Gavop shows you how to buy homeowners insurance in White Oak, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $174,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $134,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $163,000 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $764 |
| Home and Two Car | -$133 | $698 |
| Home and Three Car | -$208 | $623 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $700 | $792 | $1,492 | $575 | $1,275 | $216 |
| White Oak, AR | $2,500 | $821 | $3,321 | $596 | $3,096 | $224 |
| Middle, AR | $400 | $1,004 | $1,404 | $729 | $1,129 | $274 |
| Alix, AR | $2,500 | $834 | $3,334 | $606 | $3,106 | $228 |
| Morrison Bluff, AR | $200 | $1,502 | $1,702 | $1,091 | $1,291 | $410 |
| Pittsburg, AR | $1,000 | $926 | $1,926 | $673 | $1,673 | $253 |
| Cedarville, AR | $500 | $867 | $1,367 | $630 | $1,130 | $237 |
| Russellville, AR | $700 | $823 | $1,523 | $598 | $1,298 | $225 |
| Jim Fork, AR | $200 | $755 | $955 | $549 | $749 | $206 |
| Prairie Grove, AR | $700 | $845 | $1,545 | $614 | $1,314 | $231 |
| Vineyard, AR | $100 | $1,073 | $1,173 | $780 | $880 | $293 |
| Home Insurance Company White Oak, AR | Homeowners Insurance Agency White Oak, AR | Address | Popularity Score | Distance from White Oak (miles) |
|---|---|---|---|---|
| Farmers | Brent Hale | 3291 S Thompson St Ste B103, Springdale, AR, 72764 | 48.1 | |
| Allstate | Ambur Davis | 3729 N Crossover Rd Ste 105, Fayetteville, AR, 72703 | 45.2 | |
| State Farm | Scott Smith | 1160 S Rogers St, Clarksville, AR, 72830-9157 | 18.8 | |
| Travelers | Davis Insurance Agency Inc | 416 E Pridemore, Lincoln, AR, 72744 | 46.1 | |
| Nationwide | Aaron Adams Inc. | 3075 N Market Ave Ste 1, Fayetteville, AR, 72703-3599 | 45.1 | |
| Allstate | Floyd Alverson | 1617 N College Ave Ste 104, Fayetteville, AR, 72703 | 43.9 | |
| Farmers | Ronnie Deese | 85 S Double Springs Rd, Farmington, AR, 72730 | 44.4 | |
| Travelers | Mcnair & Associates | 104 N East Suite C, Fayetteville, AR, 72701 | 42.9 | |
| Travelers | Mcnair & Associates | 104 N East Ave Suite C, Fayetteville, AR, 72701 | 42.9 | |
| State Farm | Taylor Hudson | 4275 S Thompson St Ste A2, Springdale, AR, 72764-1006 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $780 | $1,510 | $730 |
| Franklin County, AR | $90,600 | $801 | $580 | $1,130 | $550 |
| White Oak, AR | $97,700 | $831 | $560 | $1,170 | $610 |
| Middle, AR | $103,300 | $1,016 | $680 | $1,390 | $710 |
| Alix, AR | $69,100 | $844 | $610 | $1,210 | $600 |
| Morrison Bluff, AR | $225,000 | $1,520 | $1,030 | $2,140 | $1,110 |
| Pittsburg, AR | $87,100 | $937 | $680 | $1,320 | $640 |
| Cedarville, AR | $75,500 | $878 | $640 | $1,260 | $620 |
| Russellville, AR | $136,900 | $833 | $570 | $1,140 | $570 |
| Jim Fork, AR | $54,100 | $764 | $560 | $1,090 | $530 |
| Prairie Grove, AR | $144,300 | $855 | $580 | $1,210 | $630 |
| Vineyard, AR | $118,100 | $1,086 | $780 | $1,530 | $750 |