Gavop shows you how to buy homeowners insurance in Horn Lake, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Horn Lake, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Firefly Cove, Shadow Ridge Dr, Fairfax Cove, Star Landing Rd W, Mary Ellen Dr, Old Hwy 61, Wills Way Cir E, Claridge Ct, Sweet Flag E, Shell Flower Dr | $123,000 | $110,000 | $100,000-$125,000 | $138,500 | $120,000 | $150,000-$175,000 |
| Kalian Cove, Woodside Dr, Ranchview Cove, Robbie Lee Rd, Coral Meadows Dr, Kentwood Dr, Quimby Ln, Normandy Cove, Bradley Ln, Weeping Willow Ln | $168,000 | $160,000 | $175,000-$200,000 | $68,000 | $60,000 | $75,000-$100,000 |
| Ranch View Cove, Carriage View Ln, Fox Run Cove, Mooneyham Ln, Towering Oaks Dr, Meadowbrook Dr, Edmonton St, Sweet Flag Loop, Echo Ln, Pollard Dr | $143,500 | $130,000 | $150,000-$175,000 | $82,000 | $80,000 | $50,000-$75,000 |
| Brachton Cove W, Easley Ln, Pinehurst Rd, Nail Rd W, Barretts Bend Dr, Belmont Cove, Willow Point Dr, Londonberry Cove, S Ridge Dr, Yorkhaven Dr | $176,000 | $150,000 | $125,000-$150,000 | $120,000 | $110,000 | $125,000-$150,000 |
| Shadow Cross Ln, Charleston Dr, Scott Cv, Brenwood Dr, Lynnfield Rd, McGowen Rd, Belle Meade Rd, Manchester St, Brenda Cove, Rambling Rose | $206,000 | $170,000 | $175,000-$200,000 | $148,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $777 |
| Superior Protection Discount | -$91 | $823 |
| Fire & Security Discount | -$73 | $841 |
| Hail Resistant Roof Discount | -$18 | $896 |
| Newly Constructed Home Discount | -$228 | $685 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,887 |
| Home Insurance Company Horn Lake, MS | Homeowners Insurance Agency Horn Lake, MS | Address | Popularity Score | Distance from Horn Lake (miles) |
|---|---|---|---|---|
| Allstate | Steve Henderson | 1750 Goodman Rd W Ste 110, Horn Lake, MS, 38637 | 1.8 | |
| Allstate | James Wallace | 2416 E Parkway St, Hernando, MS, 38632 | 9.6 | |
| State Farm | Jimmy Carr | 2627a West Oxford Loop, Oxford, MS, 38655-5442 | 48.8 | |
| Allstate | William Stevenson Jr | 7164 Hacks Cross Rd Ste 111, Olive Branch, MS, 38654 | 14.5 | |
| Liberty Mutual Independent | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3, Southaven, MS, 38671 | 4.7 | |
| State Farm | Bill Gorman | 7165 Getwell Rd Bldg A, Southaven, MS, 38672-9619 | 6.4 | |
| State Farm | Ricky Price | 105 N Robinson St, Senatobia, MS, 38668-2129 | 23.4 | |
| State Farm | Barry Bouchillon | 40 Stateline Rd W, Southaven, MS, 38671-1706 | 4.3 | |
| Allstate | Milton Cushman | 9356 Goodman Rd Ste 102, Olive Branch, MS, 38654 | 12.8 | |
| State Farm | Neal Cannon | 952 S Central Dr, Hernando, MS, 38632-4203 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,600 | $780 |
| DeSoto County, MS | $158,600 | $1,299 | $940 | $1,830 | $890 |
| Horn Lake, MS | $98,400 | $914 | $670 | $1,290 | $620 |
| West Memphis, AR | $84,000 | $774 | $520 | $1,060 | $540 |
| Tunica Resorts, MS | $150,800 | $1,401 | $950 | $2,000 | $1,050 |
| Sunset, AR | $27,000 | $609 | $410 | $870 | $460 |
| Clarkedale, AR | $220,200 | $1,503 | $1,080 | $2,150 | $1,070 |
| Piperton, TN | $294,900 | $1,366 | $980 | $1,900 | $920 |
| Madison, AR | $65,600 | $694 | $510 | $960 | $450 |
| Batesville, MS | $134,700 | $932 | $630 | $1,320 | $690 |
| Telico, AR | $38,900 | $679 | $490 | $970 | $480 |
| Wynne, AR | $83,600 | $772 | $560 | $1,070 | $510 |