Gavop tells you how to get the best homeowners insurance in Lower Merion, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $126,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $331,000 | $290,000 | $350,000-$400,000 |
| 3 Bedroom | $563,000 | $480,000 | $400,000-$500,000 |
| 4 Bedroom | $805,000 | $710,000 | $800,000-$900,000 |
| 5 Bedroom | $662,000 | $590,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $922 |
| Superior Protection Discount | -$98 | $987 |
| Fire & Security Discount | -$119 | $965 |
| Hail Resistant Roof Discount | -$22 | $1,063 |
| Newly Constructed Home Discount | -$315 | $770 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Lower Merion, PA | $1,000 | $1,071 | $2,071 | $779 | $1,779 | $293 |
| Colwyn, PA | $200 | $558 | $758 | $406 | $606 | $153 |
| Rutledge, PA | $2,500 | $911 | $3,411 | $662 | $3,162 | $249 |
| Linwood, PA | $500 | $579 | $1,079 | $421 | $921 | $158 |
| Ardentown, DE | $1,500 | $841 | $2,341 | $611 | $2,111 | $230 |
| Falls, PA | $200 | $719 | $919 | $522 | $722 | $196 |
| Amity Gardens, PA | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Ewing, NJ | $400 | $854 | $1,254 | $621 | $1,021 | $233 |
| Cochranville, PA | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Berks County, PA | $500 | $715 | $1,215 | $520 | $1,020 | $195 |
| Bloomsbury, NJ | $2,000 | $932 | $2,932 | $677 | $2,677 | $255 |
| Home Insurance Company Lower Merion, PA | Homeowners Insurance Agency Lower Merion, PA | Address | Popularity Score | Distance from Lower Merion (miles) |
|---|---|---|---|---|
| Nationwide | Joseph D Boyle Agency | 222 W Lancaster Ave, Ardmore, PA, 19003-1215 | 1.6 | |
| Allstate | James Carney | 6530 Rising Sun Ave, Philadelphia, PA, 19111 | 10.0 | |
| Nationwide | Harris/Lippincott Agency | 1044 N. Providence Rd, Media, PA, 19063-2101 | 8.9 | |
| Travelers | Engels Insurance Inc | 2123 West Main St, Norristown, PA, 19403 | 9.2 | |
| Travelers | Spring Ridge Insurance Services Llc | 1290 Broadcasting Rd, Wyomissing, PA, 19610 | 43.5 | |
| Allstate | Nsm Insurance Group | 555 E North Ln Ste 6060, Conshohocken, PA, 19428 | 3.3 | |
| Nationwide | Willie Manley Agency & Associates Inc. | 6000 N Broad St Ste 8, Philadelphia, PA, 19141-1900 | 7.3 | |
| Allstate | Rory Quinn | 60 Pottstown Pike, Eagle, PA, 19480 | 21.9 | |
| Travelers | Steely & Smith Llc | 3662 Route 202, Doylestown, PA, 18902 | 21.7 | |
| State Farm | Ann J Haviland | 2760 Knights Rd, Bensalem, PA, 19020-3526 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,030 | $500 |
| Montgomery County, PA | $299,300 | $960 | $700 | $1,350 | $650 |
| Lower Merion, PA | $570,400 | $1,085 | $790 | $1,490 | $700 |
| Colwyn, PA | $88,500 | $565 | $380 | $780 | $400 |
| Rutledge, PA | $264,800 | $922 | $650 | $1,300 | $650 |
| Linwood, PA | $96,600 | $586 | $400 | $840 | $440 |
| Ardentown, DE | $312,200 | $851 | $670 | $1,130 | $460 |
| Falls, PA | $236,400 | $727 | $490 | $1,030 | $540 |
| Amity Gardens, PA | $216,400 | $829 | $600 | $1,150 | $550 |
| Ewing, NJ | $218,600 | $864 | $590 | $1,220 | $630 |
| Cochranville, PA | $239,800 | $873 | $590 | $1,250 | $660 |
| Berks County, PA | $170,900 | $724 | $490 | $1,010 | $520 |
| Bloomsbury, NJ | $247,200 | $943 | $680 | $1,310 | $630 |