Gavop tells you how to get the best homeowners insurance in Port Jefferson, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $136,500 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $216,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $298,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $487,500 | $460,000 | $400,000-$500,000 |
| 5 Bedroom | $942,500 | $810,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $779 |
| Home and Two Car | -$137 | $719 |
| Home and Three Car | -$214 | $642 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,392 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company Port Jefferson, NY | Homeowners Insurance Agency Port Jefferson, NY | Address | Popularity Score | Distance from Port Jefferson (miles) |
|---|---|---|---|---|
| Travelers | Irving Weber Associates Inc | 50 Route 111 Ste 303, Smithtown, NY, 11787 | 9.4 | |
| State Farm | Mike Christastie | 359 E Main St Ste 1c, Mount Kisco, NY, 10549-3035 | 39.3 | |
| State Farm | John Fischer | 307 Mid Cntry Rd, Selden, NY, 11784-2558 | 5.3 | |
| Allstate | Rocco Caprioli | 154 Terry Rd Ste 2, Smithtown, NY, 11787 | 9.0 | |
| Allstate | Ryan Dittmar | 1 Flowerfield Ste 3, Saint James, NY, 11780 | 5.7 | |
| Allstate | Sue Bohrer-Braun | 910 Middle Country Rd, Selden, NY, 11784 | 5.4 | |
| Liberty Mutual Independent | Mrw Group Inc | 70 Main St, Huntington, NY, 11743 | 19.7 | |
| Allstate | Donald Molloy | 267 Smithtown Blvd Ste 1, Nesconset, NY, 11767 | 8.9 | |
| Nationwide | Charles J Bottitta | 385 Middle Country Rd, Coram, NY, 11727-3734 | 5.7 | |
| Allstate | Andrew Choe | 21333 39th Ave Ste 239, Bayside, NY, 11361 | 39.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,640 | $840 |
| Suffolk County, NY | $379,400 | $1,509 | $1,040 | $2,140 | $1,100 |
| Port Jefferson, NY | $514,200 | $856 | $620 | $1,220 | $600 |
| Moriches, NY | $340,700 | $1,433 | $960 | $2,050 | $1,090 |
| Mastic Beach, NY | $193,300 | $696 | $510 | $970 | $460 |
| East Moriches, NY | $412,900 | $1,904 | $1,280 | $2,650 | $1,370 |
| Laurel Hollow, NY | $1,553,600 | $1,005 | $720 | $1,380 | $660 |
| North Amityville, NY | $278,700 | $916 | $650 | $1,260 | $610 |
| New Suffolk, NY | $702,200 | $521 | $350 | $720 | $370 |
| Westchester County, NY | $513,300 | $1,103 | $780 | $1,520 | $740 |
| Inwood, NY | $375,100 | $940 | $630 | $1,340 | $710 |
| Middlefield, CT | $297,500 | $1,326 | $950 | $1,870 | $920 |