Gavop shows you how to buy homeowners insurance in Murphysboro, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $138,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $226,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $486 |
| Superior Protection Discount | -$58 | $521 |
| Fire & Security Discount | -$46 | $532 |
| Hail Resistant Roof Discount | -$12 | $567 |
| Newly Constructed Home Discount | -$162 | $416 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $700 | $650 | $1,350 | $472 | $1,172 | $178 |
| Murphysboro, IL | $2,000 | $572 | $2,572 | $415 | $2,415 | $156 |
| Hurst, IL | $500 | $483 | $983 | $351 | $851 | $132 |
| Du Quoin No. 4, IL | $2,000 | $616 | $2,616 | $447 | $2,447 | $168 |
| Du Quoin No. 10, IL | $500 | $728 | $1,228 | $529 | $1,029 | $199 |
| St. Johns, IL | $700 | $483 | $1,183 | $351 | $1,051 | $132 |
| Sunfield, IL | $200 | $655 | $855 | $476 | $676 | $179 |
| Cache, IL | $1,500 | $587 | $2,087 | $426 | $1,926 | $160 |
| Ozark, IL | $200 | $604 | $804 | $439 | $639 | $165 |
| Pulaski, IL | $1,000 | $423 | $1,423 | $307 | $1,307 | $116 |
| Grantsburg No. 1, IL | $100 | $671 | $771 | $488 | $588 | $183 |
| Grand Prairie, IL | $1,000 | $689 | $1,689 | $500 | $1,500 | $188 |
| Home Insurance Company Murphysboro, IL | Homeowners Insurance Agency Murphysboro, IL | Address | Popularity Score | Distance from Murphysboro (miles) |
|---|---|---|---|---|
| Travelers | Polar Investment & Insurance Services Inc | 300 E Main St Ste 1, Carbondale, IL, 62901 | 5.6 | |
| State Farm | Lynn Braden | 301 S Jackson St, Mc Leansboro, IL, 62859-1431 | 49.3 | |
| Travelers | Polar Investment & Insurance Services Inc | 300 E Main St Ste 1, Carbondale, IL, 62901 | 5.6 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Pkwy, Carbondale, IL, 62901 | 8.3 | |
| Travelers | Aldridge Insurance Agency Inc | 1601 Walnut Street, Murphysboro, IL, 62966 | 2.6 | |
| Farmers | Brian Winters | 1011 Chestnut St, Murphysboro, IL, 62966 | 2.4 | |
| Travelers | Ramey Insurance Agency | 110 N Logan Street, West Frankfort, IL, 62896 | 23.9 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Road Suite 105, Carbondale, IL, 62901 | 8.7 | |
| State Farm | Chad Langrehr | 1514 S Main St Ste 2, Red Bud, IL, 62278-1382 | 49.0 | |
| Travelers | Aldridge Insurance Agency Inc | 1601 Walnut St, Murphysboro, IL, 62966 | 2.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,200 | $610 |
| Jackson County, IL | $108,600 | $658 | $440 | $930 | $490 |
| Murphysboro, IL | $91,900 | $578 | $390 | $800 | $410 |
| Hurst, IL | $59,200 | $489 | $350 | $690 | $340 |
| Du Quoin No. 4, IL | $92,200 | $623 | $440 | $860 | $420 |
| Du Quoin No. 10, IL | $129,000 | $737 | $540 | $1,010 | $470 |
| St. Johns, IL | $59,200 | $489 | $330 | $690 | $360 |
| Sunfield, IL | $103,900 | $663 | $470 | $950 | $480 |
| Cache, IL | $84,400 | $594 | $430 | $830 | $400 |
| Ozark, IL | $89,000 | $611 | $420 | $840 | $420 |
| Pulaski, IL | $46,300 | $428 | $300 | $610 | $310 |
| Grantsburg No. 1, IL | $108,900 | $679 | $470 | $940 | $470 |
| Grand Prairie, IL | $114,900 | $697 | $480 | $970 | $490 |