Gavop's guide to buying homeowners insurance in Providence, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $234,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $305,000 | $250,000 | $300,000-$350,000 |
| 4 Bedroom | $320,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $455,500 | $370,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $473 |
| Superior Protection Discount | -$53 | $531 |
| Fire & Security Discount | -$47 | $537 |
| Hail Resistant Roof Discount | -$12 | $572 |
| Newly Constructed Home Discount | -$117 | $467 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,759 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
| Home Insurance Company Providence, UT | Homeowners Insurance Agency Providence, UT | Address | Popularity Score | Distance from Providence (miles) |
|---|---|---|---|---|
| Allstate | Krystal Neumayer | 1140 W Riverdale Rd Ste H, Ogden, UT, 84405 | 37.8 | |
| State Farm | Tyson Luthi | 1430 N Main St Ste 110, Logan, UT, 84341-3085 | 4.0 | |
| Allstate | Brian Weller | 880 S Main St Ste 130, Logan, UT, 84321 | 1.5 | |
| State Farm | Jay Carnahan | 1294 W 12th St, Ogden, UT, 84404-5416 | 33.3 | |
| Travelers | A Insurance Agencies Inc | 1867 West 1700 South, Syracuse, UT, 84075 | 44.3 | |
| State Farm | Richard Dunkley | 1706 N Heritage Pk Blvd Ste 3, Layton, UT, 84041-5677 | 43.6 | |
| Liberty Mutual Independent | Leavitt Group Of Northern Utah | 86 S Main St, Brigham City, UT, 84302 | 17.1 | |
| Travelers | Stratford Insurance Group | 2307 North Hill Field Road Suite 103, Layton, UT, 84041 | 42.8 | |
| Allstate | Smi Insurance Agency | 836 S Main St Ste 210, Layton, UT, 84041 | 45.8 | |
| Travelers | Advance Insurance | 399 N Main St Ste 140, Logan, UT, 84321 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $420 | $840 | $420 |
| Cache County, UT | $202,400 | $699 | $480 | $960 | $480 |
| Providence, UT | $251,700 | $584 | $390 | $810 | $420 |
| Logan, UT | $204,900 | $693 | $490 | $980 | $490 |
| Paradise, UT | $242,500 | $620 | $430 | $860 | $430 |
| Deweyville, UT | $201,000 | $584 | $400 | $840 | $440 |
| Newton, UT | $181,500 | $566 | $400 | $780 | $380 |
| Mantua, UT | $221,900 | $602 | $410 | $840 | $430 |
| Elwood, UT | $238,000 | $616 | $420 | $870 | $450 |
| Huntsville, UT | $334,000 | $740 | $530 | $1,010 | $480 |
| West Haven, UT | $268,500 | $600 | $430 | $850 | $420 |
| Layton, UT | $223,300 | $687 | $490 | $970 | $480 |
| Malad City, ID | $149,100 | $584 | $400 | $840 | $440 |