Gavop tells you how to get the best homeowners insurance in South Kohala, HI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $139,500 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $292,500 | $270,000 | $250,000-$300,000 |
| 3 Bedroom | $524,500 | $480,000 | $500,000-$600,000 |
| 4 Bedroom | $731,500 | $600,000 | $600,000-$700,000 |
| 5 Bedroom | $808,000 | $750,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $782 |
| Home and Two Car | -$146 | $713 |
| Home and Three Car | -$198 | $661 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hawaii County | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Kohala, HI | $1,500 | $849 | $2,349 | $617 | $2,117 | $232 |
| North Kohala, HI | $200 | $1,031 | $1,231 | $750 | $950 | $282 |
| Halaula, HI | $1,000 | $984 | $1,984 | $715 | $1,715 | $269 |
| Kapaau, HI | $100 | $991 | $1,091 | $720 | $820 | $271 |
| North Kona, HI | $2,500 | $1,034 | $3,534 | $751 | $3,251 | $283 |
| Holualoa, HI | $100 | $1,051 | $1,151 | $764 | $864 | $287 |
| Honalo, HI | $1,000 | $1,060 | $2,060 | $770 | $1,770 | $290 |
| Kealakekua, HI | $400 | $1,380 | $1,780 | $1,003 | $1,403 | $377 |
| Honaunau-Napoopoo, HI | $2,500 | $1,429 | $3,929 | $1,038 | $3,538 | $390 |
| Honomu, HI | $500 | $665 | $1,165 | $483 | $983 | $182 |
| Keaau-Mountain View, HI | $2,500 | $720 | $3,220 | $523 | $3,023 | $197 |
| Home Insurance Company Kohala, HI | Homeowners Insurance Agency Kohala, HI | Address | Popularity Score | Distance from Kohala (miles) |
|---|---|---|---|---|
| Allstate | Kris Speegle | 1289 Kilauea Ave Ste D, Hilo, HI, 96720 | 45.6 | |
| Allstate | Budar Insurance Agency | 75-5722 Kuakini Hwy Ste 101, Kailua Kona, HI, 96740 | 26.5 | |
| State Farm | Wayne Yamauchi | 75-5591 Palani Rd Ste 2006, Kailua Kona, HI, 96740-3634 | 26.3 | |
| State Farm | Nelson Fukuhara Ltcp | 274 Waianuenue Avenue, Hilo, HI, 96720-2446 | 44.4 | |
| State Farm | Nelson Fukuhara | 274 Waianuenue Ave, Hilo, HI, 96720-2446 | 44.4 | |
| State Farm | Lance Matsumura | 75-240 Nani Kailua Dr Ste 12, Kailua Kona, HI, 96740-2074 | 25.4 | |
| State Farm | Cheryl Kim | 64-1032 Mamalahoa Hwy Ste 202, Kamuela, HI, 96743-8441 | 7.8 | |
| Allstate | Larry Mccabe | 75-5722 Kuakini Hwy Ste 101, Kailua Kona, HI, 96740 | 26.5 | |
| Allstate | Calen Matsuno | 282 Ululani St, Hilo, HI, 96720 | 44.7 | |
| State Farm | Cary Ichinose | 630 Kilauea Ave Ste 102, Hilo, HI, 96720-4243 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Hawaii County, HI | $316,000 | $892 | $660 | $1,300 | $640 |
| Kohala, HI | $422,400 | $859 | $640 | $1,250 | $610 |
| North Kohala, HI | $365,700 | $1,044 | $770 | $1,520 | $750 |
| Halaula, HI | $345,700 | $996 | $740 | $1,450 | $710 |
| Kapaau, HI | $348,800 | $1,003 | $740 | $1,460 | $720 |
| North Kona, HI | $489,900 | $1,047 | $770 | $1,530 | $760 |
| Holualoa, HI | $508,500 | $1,064 | $790 | $1,550 | $760 |
| Honalo, HI | $376,800 | $1,073 | $790 | $1,570 | $780 |
| Kealakekua, HI | $472,900 | $1,397 | $1,030 | $2,040 | $1,010 |
| Honaunau-Napoopoo, HI | $484,200 | $1,446 | $1,070 | $2,110 | $1,040 |
| Honomu, HI | $195,300 | $673 | $500 | $980 | $480 |
| Keaau-Mountain View, HI | $219,900 | $729 | $540 | $1,060 | $520 |