Gavop tells you how to get the best homeowners insurance in Kerman, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,500 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $177,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $169,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $310,000 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $293,000 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $565 |
| Home and Two Car | -$106 | $516 |
| Home and Three Car | -$149 | $472 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fresno County | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Kerman, CA | $1,500 | $614 | $2,114 | $446 | $1,946 | $168 |
| Raisin City, CA | $200 | $595 | $795 | $432 | $632 | $163 |
| Malaga, CA | $1,000 | $528 | $1,528 | $383 | $1,383 | $144 |
| Del Rey, CA | $100 | $632 | $732 | $460 | $560 | $173 |
| Laton, CA | $700 | $571 | $1,271 | $415 | $1,115 | $156 |
| South Dos Palos, CA | $200 | $541 | $741 | $393 | $593 | $148 |
| Armona, CA | $1,500 | $540 | $2,040 | $393 | $1,893 | $148 |
| Cutler, CA | $400 | $492 | $892 | $358 | $758 | $134 |
| Avenal, CA | $2,500 | $1,052 | $3,552 | $764 | $3,264 | $287 |
| Home Insurance Company Kerman, CA | Homeowners Insurance Agency Kerman, CA | Address | Popularity Score | Distance from Kerman (miles) |
|---|---|---|---|---|
| Travelers | Cal-Valley Insurance Services | 5070 North Sixth Street #155, Fresno, CA, 93710 | 19.2 | |
| Farmers | Terry Linza | 426 W Shaw Ave, Fresno, CA, 93704 | 17.2 | |
| Farmers | Sheila Kamps-Frowsing | 750 E Bullard Ave Ste 104, Fresno, CA, 93710 | 18.9 | |
| Allstate | David Frisby | 324 W Yosemite Ave, Madera, CA, 93637 | 16.3 | |
| State Farm | Wendy Judd | 26063 Avenue 17 Ste B, Madera, CA, 93638-0674 | 18.8 | |
| Farmers | Mandi Binning | 5635 N Figarden Dr Ste 108, Fresno, CA, 93722 | 14.0 | |
| Farmers | Ken Muhareb | 2519 W Shaw Ave Ste 107, Fresno, CA, 93711 | 15.2 | |
| State Farm | Andy Bergstrom | 470 E Herndon Ave Ste 203, Fresno, CA, 93720-2929 | 19.0 | |
| State Farm | Paul Glenn | 1275 Shaw Ave Ste 103, Clovis, CA, 93612-3952 | 22.9 | |
| State Farm | Tim Franz | 5534 E Kings Canyon Rd, Fresno, CA, 93727-4526 | 21.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Fresno County, CA | $220,600 | $658 | $490 | $890 | $400 |
| Kerman, CA | $212,800 | $621 | $460 | $840 | $380 |
| Raisin City, CA | $162,500 | $602 | $450 | $820 | $370 |
| Malaga, CA | $117,200 | $534 | $400 | $730 | $330 |
| Del Rey, CA | $191,200 | $640 | $470 | $870 | $400 |
| Laton, CA | $145,100 | $578 | $430 | $790 | $360 |
| South Dos Palos, CA | $125,500 | $548 | $410 | $750 | $340 |
| Armona, CA | $125,100 | $547 | $400 | $740 | $340 |
| Cutler, CA | $97,100 | $498 | $370 | $680 | $310 |
| Avenal, CA | $129,900 | $1,065 | $790 | $1,450 | $660 |