How Can I Make My Worth, IL Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Worth, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Worth, IL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $50,000 $40,000 $50,000-$75,000
2 Bedroom $134,500 $110,000 $100,000-$125,000
3 Bedroom $171,000 $160,000 $150,000-$175,000
4 Bedroom $238,500 $200,000 $200,000-$250,000
5 Bedroom $282,000 $260,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Worth, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$139 $676
Superior Protection Discount -$73 $741
Fire & Security Discount -$57 $758
Hail Resistant Roof Discount -$24 $790
Newly Constructed Home Discount -$236 $579

Choose your Worth, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,216
Physical Damage $2,537
Hail Damage $4,571
Wind Damage $6,433
Expensive Claims
Fire $43,336
Smoke $17,556

Identify Top Home Insurance Agents near Worth, IL | Back to Top

Home Insurance Company Worth, IL Homeowners Insurance Agency Worth, IL Address Popularity Score Distance from Worth (miles)
Travelers Mikkelsen Kelly & Kipp 5534 W Cal Sag Rd, Alsip, IL, 60803
2.0
State Farm Mark Boswell 5725 W 35th St, Cicero, IL, 60804-4227
9.6
Allstate Victor Herrera 1115 Essington Rd # A8, Joliet, IL, 60435
23.9
Erie Northwest Insurance Services 1350 Remington Road Suite C, Schaumburg, IL, 60173
29.5
Allstate David Rysavy 330 Georgetown Sq Ste 100, Wood Dale, IL, 60191
23.0
Allstate Joanna Kapica 7826 W Belmont Ave, Chicago, IL, 60634
17.6
Farmers Llajaira Beltran 5938 S Pulaski Rd, Chicago, IL, 60629
6.6
State Farm Jason Nowicki 5427 135th St, Crestwood, IL, 60445-1529
3.1
Allstate Lonnie Primavera 15127 S 73rd Ave Ste A3, Orland Park, IL, 60462
5.8
State Farm Renato Delgadillo 6601 S Pulaski Rd, Chicago, IL, 60629-5137
5.8

Compare Rates for Worth, IL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $580 $1,170 $590
Cook County, IL $227,400 $892 $640 $1,220 $580
Worth, IL $174,600 $815 $560 $1,160 $600
Alsip, IL $167,900 $695 $470 $990 $520
Robbins, IL $68,800 $828 $590 $1,140 $550
Elmwood Park, IL $235,600 $790 $550 $1,100 $550
Lombard, IL $244,900 $917 $610 $1,270 $660
Merrillville, IN $128,600 $817 $580 $1,140 $560
North Aurora, IL $232,300 $786 $530 $1,120 $590
Kendall, IL $257,500 $819 $560 $1,140 $580
Forest Lake, IL $305,400 $1,054 $710 $1,450 $740
Hopkins Park, IL $51,400 $453 $330 $640 $310
Island Lake, IL $158,600 $679 $490 $970 $480

Research Home Insurance Companies Reviews in Worth, IL Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: January 13, 2020    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I LOVE THE PREMIUM AND DEDUCTIBLE PRICE I PAY. I DONT KNOW HOW ITS SO CHEAP EVERY MONTH AND I EVEN WENT WITH A HIGHER DEDUCTIBLE AND THATS NOT EVEN HIGH!!!

Date: October 28, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
I like that the mobile app allows me to get a copy of my insurance card instantly on my phone. I have used it for a state inspection on more than one occaision.

Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I honestly rarely even visit my insurance companies website but I do remember it was easy enough to navigate to serve my needs the few times I have needed to use it, so I can't complain.

Date: September 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
This companies customers service is very good to compare with other companies

Date: September 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
In this case, communication is more important to other companies this way we are eligible to perfect as possible

Date: September 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Communication
The communication with my company is fine, they let me know if there is an issue with payment or if they feel they can offer me some help or savings, but they don't overdo it or try to sign me up for every other type of insurance with them too.

Date: August 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Yes I like very much about this company website because it is very easy to use

Date: July 28, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
They are always very kind and helpful and I don't have to wait forever on hold or try to navigate a million computer menus to get to a rep.

Date: June 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I don't understand this question. I assume it's asking to summarize what is covered by my policy. It's fairly common, no acts of God or war, but fires storms, tornadoes, etc. are all covered


Date: January 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
In my policy, they covered all my medical and Home then Whole family members policy


Date: November 19, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Premium
Compared with other companies they re providing a lot of attention on paying a premium and a lot of things

Date: November 19, 2017    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I understand my premium could probably be lower with some other companies, but I believe you get what you pay for and budget rate companies offer budget rate claims handling and payouts.

Homesite Insurance Home Insurance Reviews

Date: October 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium that I pay is quite affordable. Other policies I research charged approximately approximately $10 or more per month for the same coverage.

Date: September 10, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I fell that my premium is decent, and it is regularly reviewed to ensure I am getting the best rate and coverage. The deductible is not too bad, but it is not cheap either.

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I like the company is very efficient but at times it is a little slow but sure very safe but reliable

Date: September 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
currently covers everything inside and outside my home appliances, household appliances, car insurance and humanitarian insurance and is very efficient has a high performance policy when using it.


Date: September 14, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
this company does not compare with any other because this company is too good and very efficient at the time of developing and acting at any risk of the server

Date: May 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I like it because they are very helpful and very attentive at the time of service they are very attentive they have a good service

Date: January 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
the mobile application of this company is very good fast and efficient has a great service and I feel that they serve one very well and all my doubts I clarify them perfectly

State Farm Home Insurance Reviews

Date: April 01, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I really am happy with the customer service that I receive from my home office. Every time I call, my agent takes time to explain everything to me and cares about my situation.

Date: October 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I've never had to interact with them for anything yet, but setting up the account was very easy and simple.

Date: September 12, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
My policy covers damage to anything on my property and medical expenses that occur on my property. Weather damage is covered.


Date: July 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I think our premium is good for what we get, but I'm sure other companies might get us a cheaper deal, especially since it doesn't seem state farm does a military discount.

Date: July 24, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
the app is pretty simple to use. it is organized good and functional, it does not have errors or glitches.

Date: January 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
sometimes we get things in the mail, but we just ignore it probably. there isn't much "reaching out" from the company to check in with us.

Farmer's Insurance Home Insurance Reviews

Date: August 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The coverage seems to offer the same among the different insurance companies at a slightly lower price. Few of the other companies would not cover a pier and beam house.

Date: August 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I like the quickness of the response and even if they were looking into something that the first notified me about having to look up the request then will write back at a later time.

Date: June 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website has a very modern feel to it with large button to move around. The bad thing is that i get email notices about something on site then have hard time navigating to find it.

Date: May 31, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I have dealt with a local service agent since i have had the policy. There seem to be quick to respond to any email questions i have including trying to find ways to lower my total cost with similar coverage.

Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
Three structures are covered with roof replacement and water damage. Also have theft and fire coverage. Coverage was recommended by the agent and raised slightly to per req


Progressive Home Insurance Reviews

Date: July 28, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
its a very good company i have had no complain so far with it.it offers great rates and good services

Date: December 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Progressive has exceptional customer service. They were very polite and helpful in obtaining a quote. They were very great in making sure to provide the best price as possible.

Liberty Mutual Home Insurance Reviews

Date: December 27, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
they are very fair and to be honest, everything about my policy and such, have been the best. I have a great plan and my premiums are awesome

Date: November 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I love the flexibility of have of moving my payment date online. The customer service has been great in helping me with options for payments as well and they have always been very friendly

GEICO Home Insurance Reviews

Date: June 14, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
Home insurance did seem a bit more expensive. The policies are going to be different sue to the fact that its homeinsurance not auto insurance.

Date: February 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am not 100 percent sure of my insurance companies offerings compared to others. I do feel however there protections and rates would be very comparable to other insurance companies.


AAA Home Insurance Reviews

Date: December 30, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
MY INSURANCE COMPANY OFFERS THE SAME BASIC COVERAGE THAT MOST OF THE INSURANCE COMPANIES OFFER JUST AT A BETTER PRICE


Country Financial Home Insurance Reviews

Date: December 27, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
When I first looked for a home insurance company, I shopped around for different rates with allstate and progressive, etc. Country Financial offered the best rates for the most coverage.

Amica Mutual Insurance Home Insurance Reviews

Date: December 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
AMICA MUTUAL INSURANCE IS COMPARE WITH THE OTHER INSURANCE THIS INSURANCE WAS VERY NICE TO PROVIDE WITH THE HELP OF PEOPLE INTO THE LIFE


American Family Insurance Home Insurance Reviews

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