Gavop's guide to buying homeowners insurance in Holliday, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $112,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $141,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $209,000 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $119,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $805 |
| Superior Protection Discount | -$97 | $873 |
| Fire & Security Discount | -$78 | $893 |
| Hail Resistant Roof Discount | -$19 | $951 |
| Newly Constructed Home Discount | -$204 | $766 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
| Home Insurance Company Holliday, TX | Homeowners Insurance Agency Holliday, TX | Address | Popularity Score | Distance from Holliday (miles) |
|---|---|---|---|---|
| Travelers | Goosehead Insurance | 607 Elm St Ste 5, Graham, TX, 76450 | 40.0 | |
| Farmers | Tyler Wetzel | 2700 Midwestern Pkwy Ste A, Wichita Falls, TX, 76308 | 18.7 | |
| Farmers | Brian Anderle | 1501 Midwestern Pkwy Ste 104, Wichita Falls, TX, 76302 | 20.3 | |
| State Farm | Cheryl Botkin | 2925 Southwest Pkwy, Wichita Falls, TX, 76308-4100 | 17.6 | |
| Allstate | Amaryllis Mullins | 4210 Kell Blvd Ste 106, Wichita Falls, TX, 76309 | 18.3 | |
| Farmers | Jim Potts | 3917field Rd # A, Wichita Falls, TX, 76308 | 18.1 | |
| Allstate | Kevin Wolf Insurance | 116 E Belknap St, Jacksboro, TX, 76458 | 46.1 | |
| State Farm | Tracey Denson | 2207 Brook Ave Ste A, Wichita Falls, TX, 76301-6139 | 20.8 | |
| State Farm | Mike Morris | 4004 Call Field Road, Wichita Falls, TX, 76308-2676 | 18.1 | |
| Travelers | Holub Insurance Agency | 4001 Featherston Ave, Wichita Falls, TX, 76308 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Archer County, TX | $125,600 | $1,017 | $670 | $1,570 | $900 |
| Holliday, TX | $148,700 | $970 | $640 | $1,490 | $850 |
| Electra, TX | $51,400 | $1,248 | $820 | $1,920 | $1,100 |
| Dean, TX | $125,000 | $1,622 | $1,070 | $2,500 | $1,430 |
| Seymour, TX | $66,600 | $1,344 | $890 | $2,070 | $1,180 |
| Southwest Cotton, OK | $86,900 | $1,174 | $860 | $1,610 | $750 |
| Jacksboro, TX | $88,800 | $1,042 | $690 | $1,610 | $920 |
| Throckmorton, TX | $71,800 | $1,375 | $910 | $2,120 | $1,210 |
| Bryson, TX | $58,400 | $1,294 | $850 | $1,990 | $1,140 |
| Throckmorton County, TX | $68,600 | $964 | $640 | $1,480 | $840 |