Gavop shows you how to buy homeowners insurance in Montgomery County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Montgomery County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 210 St, P Ave, 223rd St, E Ave, S 8th St, L Ave, 242nd St, W Valley St, 420 St, Ohio Ave | $138,000 | $120,000 | $125,000-$150,000 | $97,000 | $90,000 | $100,000-$125,000 |
| J Ave, State Hwy 120, W 4th St S, E High St, 218th St, Halland Ave, 200th St, Co Hwy M63, Marty Dr, E Ave | $109,000 | $100,000 | $100,000-$125,000 | $50,000 | $40,000 | $50,000-$75,000 |
| Co Hwy M37, N 5th Ave, S Maple St, Linden St, Co Hwy J14, 195th St, Co Hwy N18, E 4th St, 150th St, James St | $102,500 | $80,000 | $100,000-$125,000 | $131,500 | $120,000 | $100,000-$125,000 |
| Co Hwy H38, US Hwy 71, Inman Dr, Sunnyslope Dr, Fairview Dr, Woodfield Dr, Central Ave, Main St, W 3rd St S, N Broadway St | $137,500 | $120,000 | $100,000-$125,000 | $93,500 | $80,000 | $75,000-$100,000 |
| G Ave, 190th St, Juniper Ave, Pine St, Co Hwy H14, Adams -Cass St, 198 St, 195 St, Shaun Cir, 120th St | $137,000 | $130,000 | $100,000-$125,000 | $75,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $469 |
| Superior Protection Discount | -$52 | $526 |
| Fire & Security Discount | -$58 | $521 |
| Hail Resistant Roof Discount | -$12 | $567 |
| Newly Constructed Home Discount | -$127 | $451 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,500 | $572 | $3,072 | $415 | $2,915 | $156 |
| Montgomery County, IA | $1,000 | $572 | $1,572 | $415 | $1,415 | $156 |
| Coburg, IA | $300 | $417 | $717 | $303 | $603 | $114 |
| Grove, IA | $1,500 | $632 | $2,132 | $459 | $1,959 | $173 |
| Glenwood, IA | $100 | $713 | $813 | $518 | $618 | $195 |
| Plattville, IA | $700 | $796 | $1,496 | $579 | $1,279 | $218 |
| Elk Horn, IA | $300 | $778 | $1,078 | $565 | $865 | $212 |
| Bellevue Second III, NE | $2,000 | $1,540 | $3,540 | $1,119 | $3,119 | $421 |
| La Vista, NE | $200 | $851 | $1,051 | $619 | $819 | $233 |
| Audubon County, IA | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| Parnell, MO | $500 | $707 | $1,207 | $514 | $1,014 | $193 |
| Belmont, NE | $1,000 | $1,639 | $2,639 | $1,191 | $2,191 | $448 |
| Home Insurance Company Montgomery County, IA | Homeowners Insurance Agency Montgomery County, IA | Address | Popularity Score | Distance from Montgomery County (miles) |
|---|---|---|---|---|
| Allstate | Steve Cates | 2411 S 24th St Ste 3, Council Bluffs, IA, 51501 | 40.5 | |
| State Farm | Megan Roberts | 912 E 7th St, Atlantic, IA, 50022-1806 | 27.6 | |
| Travelers | Accurate Insurance | 508 S Locust St, Glenwood, IA, 51534 | 30.7 | |
| Travelers | Accurate Insurance | 508 S Locust St, Glenwood, IA, 51534 | 30.7 | |
| State Farm | Ej Leinen | 513 Court St, Harlan, IA, 51537-1439 | 44.7 | |
| Travelers | Richards & Son Agri Supply | 700 Morton Ave, Emerson, IA, 51533 | 12.8 | |
| State Farm | Susan Swartz | 405 Central Ave, Bedford, IA, 50833-1404 | 33.7 | |
| State Farm | Ben Adamson | 300 Russell St, Creston, IA, 50801-3023 | 41.1 | |
| State Farm | Barb Ray | 1000 N Broadway St Ste A, Red Oak, IA, 51566-1454 | 4.0 | |
| State Farm | Clark Ahrenholtz | 2114 12th St, Harlan, IA, 51537-2056 | 44.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Montgomery County, IA | $81,800 | $578 | $420 | $800 | $380 |
| Montgomery County, IA | $81,800 | $578 | $390 | $790 | $400 |
| Coburg, IA | $43,500 | $422 | $300 | $600 | $300 |
| Grove, IA | $97,100 | $640 | $470 | $880 | $410 |
| Glenwood, IA | $147,700 | $722 | $510 | $990 | $480 |
| Plattville, IA | $130,000 | $806 | $590 | $1,100 | $510 |
| Elk Horn, IA | $124,000 | $787 | $560 | $1,130 | $570 |
| Bellevue Second III, NE | $217,900 | $1,559 | $1,060 | $2,210 | $1,150 |
| La Vista, NE | $141,100 | $862 | $580 | $1,220 | $640 |
| Audubon County, IA | $68,800 | $794 | $550 | $1,100 | $550 |
| Parnell, MO | $45,000 | $716 | $480 | $990 | $510 |
| Belmont, NE | $244,400 | $1,659 | $1,190 | $2,290 | $1,100 |