Gavop's guide to buying homeowners insurance in Riverside, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $28,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $184,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $189,500 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $862 |
| Superior Protection Discount | -$95 | $956 |
| Fire & Security Discount | -$84 | $967 |
| Hail Resistant Roof Discount | -$32 | $1,019 |
| Newly Constructed Home Discount | -$221 | $830 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,553 |
| Home Insurance Company Riverside, TX | Homeowners Insurance Agency Riverside, TX | Address | Popularity Score | Distance from Riverside (miles) |
|---|---|---|---|---|
| Travelers | Glenn Insurance Agency | 800 Houston St, Conroe, TX, 77301 | 37.5 | |
| Farmers | Heather Wacasey | 1505 League Line Rd, Conroe, TX, 77304 | 33.9 | |
| Travelers | Momentum Insurance & Financial Services Inc | 1776 Woodstead Ct Ste 114, The Woodlands, TX, 77380 | 48.6 | |
| State Farm | April Roberts | 25915 Interstate 45 Ste F, The Woodlands, TX, 77380-3650 | 49.8 | |
| Travelers | Hometown Insurance Partners | 2202 Timberloch Place 118, The Woodlands, TX, 77380 | 48.3 | |
| Travelers | Preferred Choice Insurance & Financial Group | 8111 Ashlane Way Ste 115, The Woodlands, TX, 77382 | 47.0 | |
| State Farm | Rich Scott | 101 E Main, Trinity, TX, 75862 | 8.5 | |
| State Farm | Corey Lejeune | 9595 Six Pines Dr Ste 1460, The Woodlands, TX, 77380-3125 | 47.9 | |
| State Farm | James Pearson | 469 Fm 1488 Rd Ste 102, Conroe, TX, 77384-3963 | 42.9 | |
| Farmers | Rodney Fleck | 10671 Highway 242, The Woodlands, TX, 77385 | 45.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Walker County, TX | $132,200 | $1,482 | $980 | $2,280 | $1,300 |
| Riverside, TX | $91,200 | $1,051 | $690 | $1,620 | $930 |
| Midway, TX | $121,500 | $1,608 | $1,060 | $2,480 | $1,420 |
| Groveton, TX | $75,400 | $1,395 | $920 | $2,150 | $1,230 |
| Trinity County, TX | $75,300 | $992 | $650 | $1,530 | $880 |
| Crockett, TX | $81,500 | $1,015 | $670 | $1,560 | $890 |
| Montgomery, TX | $263,200 | $1,334 | $880 | $2,060 | $1,180 |
| Livingston-Onalaska, TX | $88,600 | $1,465 | $970 | $2,260 | $1,290 |
| Anderson, TX | $65,000 | $1,335 | $880 | $2,060 | $1,180 |
| Corrigan, TX | $68,900 | $1,358 | $900 | $2,090 | $1,190 |
| Grapeland, TX | $70,400 | $972 | $640 | $1,500 | $860 |
| Magnolia, TX | $203,500 | $1,243 | $820 | $1,910 | $1,090 |