Gavop shows you how to buy homeowners insurance in Whatcom County, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$201 | $602 |
| 30 year old | +$12 | $814 |
| 40 year old | +$21 | $823 |
| 50 year old | +$30 | $833 |
| Above 50 year old | +$39 | $841 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $666 |
| Superior Protection Discount | -$72 | $730 |
| Fire & Security Discount | -$72 | $730 |
| Hail Resistant Roof Discount | -$16 | $786 |
| Newly Constructed Home Discount | -$201 | $602 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Whatcom County | $700 | $793 | $1,493 | $576 | $1,276 | $217 |
| Whatcom County, WA | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Lyman, WA | $1,500 | $682 | $2,182 | $495 | $1,995 | $186 |
| Lynden, WA | $200 | $699 | $899 | $508 | $708 | $191 |
| Marietta-Alderwood, WA | $700 | $865 | $1,565 | $628 | $1,328 | $236 |
| Bay View, WA | $300 | $901 | $1,201 | $655 | $955 | $246 |
| Oso, WA | $2,500 | $923 | $3,423 | $671 | $3,171 | $252 |
| La Conner, WA | $200 | $849 | $1,049 | $617 | $817 | $232 |
| Conway, WA | $2,000 | $930 | $2,930 | $676 | $2,676 | $254 |
| Sunday Lake, WA | $300 | $792 | $1,092 | $576 | $876 | $217 |
| Home Insurance Company Whatcom County, WA | Homeowners Insurance Agency Whatcom County, WA | Address | Popularity Score | Distance from Whatcom County (miles) |
|---|---|---|---|---|
| Travelers | Guide Insurance Services Inc | 8108 Guide Meridian Rd, Lynden, WA, 98264 | 30.3 | |
| Travelers | Rice Insurance Llc | 1400 Broadway, Bellingham, WA, 98225 | 30.4 | |
| Farmers | Lisa Weaver | 2021 E College Way Ste 104, Mount Vernon, WA, 98273 | 35.7 | |
| Allstate | Scott Richardson | 1901 N State St Ste A, Bellingham, WA, 98225 | 29.4 | |
| State Farm | Glen Friedl | 1400 King St., Bellingham, WA, 98229-6262 | 29.4 | |
| Farmers | Linda Nordgulen | 325 W Kincaid St, Mount Vernon, WA, 98273 | 37.3 | |
| Allstate | Karmart Insurance Services | 660 Auto Blvd, Burlington, WA, 98233 | 35.7 | |
| State Farm | Tim Slesk | 2200 Rimland Dr Ste 104, Bellingham, WA, 98226-6643 | 28.2 | |
| Farmers | Mitchell Baker | 10101 270th St Nw Ste 210, Stanwood, WA, 98292 | 48.2 | |
| Allstate | Joshua Anderson | 1711 E College Way Ste B, Mount Vernon, WA, 98273 | 35.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,120 | $540 |
| Whatcom County, WA | $299,800 | $802 | $580 | $1,110 | $530 |
| Whatcom County, WA | $299,800 | $802 | $570 | $1,150 | $580 |
| Lyman, WA | $192,900 | $690 | $460 | $980 | $520 |
| Lynden, WA | $310,400 | $707 | $510 | $1,010 | $500 |
| Marietta-Alderwood, WA | $330,700 | $875 | $620 | $1,240 | $620 |
| Bay View, WA | $351,400 | $912 | $630 | $1,300 | $670 |
| Oso, WA | $362,500 | $934 | $640 | $1,340 | $700 |
| La Conner, WA | $321,400 | $859 | $610 | $1,190 | $580 |
| Conway, WA | $365,500 | $941 | $650 | $1,330 | $680 |
| Sunday Lake, WA | $281,600 | $802 | $550 | $1,130 | $580 |